$24000 High Risk Loan – Arlington County Virginia, Credit Score Of 465
- Experian: 483 – They had a bad Experian rating
- Transunion: 453 – Tawnya had a bad credit rating with Transunion.
- Equifax: Tawnya’s Experian score was 465, which is a bad credit rating on the Experian rating scheme.
Several past requests for credit have been made by Tawnya in the past, including one from The Sudlersville Bank of Maryland in Arlington County, Virginia before Tawnya was approved for the $24000 by United Bank
Tawnya made 9 previous attempts to obtain a high risk loan, 2 of which were with The Sudlersville Bank of Maryland, a lender in Arlington County, Virginia known to specialize in high risk loans specifically. Prior to finding United Bank, Tawnya was very concerned due to their inexperience and bad credit rating.
Before applying for this high risk loan, Tawnya had an Experian score of 483, which is bad, so United Bank most likely cannot provide Tawnya a high risk loan
When Tawnya was 23, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit rating. Below is a list of Tawnya’s prior attempts at finding a student loan:
- Attempt 1) Loan for $37,000.00 on December 12, 2012
- Attempt 2) Loan for $22,000.00 on February 16, 2012
- Attempt 3) Loan for $35,000.00 on September 9, 2011
- Attempt 4) Loan for $24,000.00 on May 11, 2009
- Attempt 5) Loan for $23,000.00 on December 16, 2008
- Attempt 6) Loan for $39,000.00 on March 16, 2013
- Attempt 7) Loan for $38,000.00 on April 13, 2009
Tawnya was rejected by Merchants and Farmers Bank 4 times prior to being approved by United Bank at 3801 Wilson Boulevard
On October 26, 2013, Tawnya inquired about borrowing $36,000 from First Virginia Bank – Surry with Staci, their friend from just outside Arlington County, and even with the co-signer, Tawnya was rejected for this high risk loan. With bad credit, it can be challenging to obtain financing, even with collateral and a co-signer.
Tawnya’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their food technologist job and their future job as a computer controlled machine tool operator
8 Months Ago, Tawnya Attempted to Find a High Risk Loan for $49,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Tawnya. Tawnya chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Clients with credit scores as low as 381 can apply for a high risk loan and may be be approved.
Installment loan for Tawnya, a graduate of Saint Mary’s University of Minnesota and a food technologist working for over $74,000 per year
Tawnya, an alumnus at Saint Mary’s University of Minnesota and a food technologist in Arlington County, Virginia needs a high risk loan to purchase something frivolous. Tawnya has instead decided to obtain an installment loan for $13,000 and is currently seeking lenders like Fidelity American Bank, Natural Bridge to provide it.
Fast Loans for Tawnya in Arlington County, Virginia to prevent bankruptcy or harm from debt collectors.
Fast loans in Arlington County, Virginia aren’t actually that difficult to obtain, especially if you have some finesse like Tawnya. Tawnya was able to find a fast loan for $24000 from Bank of Clarke County and Richmond National Bank, but turned down both offers in favor of their high risk loan from United Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. An improvement in the case that a borrower is in a pinch.
Tawnya has a sad current total income, but has several of prospects
Tawnya has always wanted to be a computer controlled machine tool operator, but would need attend Saint Mary’s University of Minnesota again to become one. Tawnya has other prospects as well, including computer hardware technician, scientific linguist, and advertising account executive, which pay $59,000 through to $98,000 per year, at least. For this reason, we think that Tawnya can pay for this high risk loan of $24000.
Contact Details for United Bank, the provider of this high risk loan
- United Bank
- City: Arlington County
- State: Virginia
- Address: 3801 Wilson Boulevard
- County: Arlington
- Zip code: 22203
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $22,000.00 to $41,000.00. They are typically used to pay off existing high interest loans like credit cards. Tawnya needed a debt consolidation loan to pay for their existing high risk loan and their credit card. Tawnya was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.2%.
Signature Loan easily acquired in Arlington County, Virginia for $24000 with bad credit by Tawnya
Most borrowers struggle with finding signature loans in Arlington County, Virginia, and Tawnya is the same. Tawnya went to 4 lenders or more before finding United Bank, who offered Tawnya a signature loan for $24000. Most signature loans simply need a client, like Tawnya’s signature to obtain them, up to $31,000 in some cases. Tawnya was able to get $24000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not require collateral, these loans tend to require higher credit, as high as 729
- Full name (Changed if requested): Tawnya Demny
- Current Credit: loans.hit.utils.Fico@21b8d17c
- Current City: Arlington County
- State: Virginia
- Zip code: 22206
- Yearly income: $67,000
- Current Job: food technologist
- Current County: Arlington
- Goal Yearly Income: $137,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Previous requests on Tawnya’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$68230.00||6||11.6%||$1319.76||Citizens Bank and Trust Company||September 30, 2013|
|$67890.00||9||9.8%||$948.46||Peoples Community Bank||October 8, 2013|
|$68110.00||8||7.6%||$949.06||Crestar Bank||January 7, 2015|
|$68100.00||3||6.2%||$2077.91||The Merchants and Farmers Bank||February 11, 2015|
Tawnya’s Transunion score was changed by the high risk loan loan, changing to 453 from 465, which is typical in our experience.
Personal Loan for a food technologist named Tawnya in Arlington County, Virginia to Pay Off Conestoga Bank Secured Visa Card
Tawnya had a tonne of credit card debt on their ABNB Federal Credit Union Visa Platinum Rate and their New York University NYU Alumni Credit Cards, and they were starting to get in over their heads. Despite Tawnya’s job as a food technologist, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Tawnya for this high risk loan of $24000, provided by United Bank
Hi, I am Tawnya and I am from Arlington County in Virginia. Arlington, county is where I grew up, and now I need a high risk loan in Virginia for $24000 to pay bills. It wasn’t easy, but United Bank really came through for me with this loan for 10.3% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to United Bank for giving me a chance and my bad credit. It look me 4 years to build my credit to 465, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Conclusion of Tawnya’s high risk loan
In the end, Tawnya was able to find a high risk loan for $24000 with an interest rate of 9.7% interest APR from United Bank in Arlington County, Virginia repayable over 21 years from today.