Do you have over $10,000 in Debt? Get Help now.

Low Rate Home Loan For Briana In Orland Park, Illinois

$2000 Home Loan – Orland Park Illinois, Credit Score Of 306

  • Experian: 316 – They had a terrible Experian rating
  • Transunion: 290 – Briana had a terrible credit score with Transunion.
  • Equifax: Briana’s Experian score was 306, which is a terrible credit score using the Experian rating scheme.

Briana’s Transunion score was altered by the home loan loan, changing to 290 from 306, which is typical in our experience.

Transunion Score: 290

Fast Loans for Briana in Orland Park, Illinois to prevent bankruptcy or harm from debt collectors.

Fast loans in Orland Park, Illinois aren’t actually that difficult to obtain, especially if you have some gumption like Briana. Briana was able to find a fast loan for $2000 from Peoples National Bank of Kewanee and Drexel National Bank, but turned down both offers in favor of their home loan from First Savings of America, A Federal Savings and Loan Association. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference if a client is in a time sensitive situation.

8 Months in the Past, Briana Tried to Find a High Risk Loan for $49,000.00, and it was Easy

There is an existing struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Briana. Briana decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Borrowers with credit ratings as low as 397 can apply for a high risk loan and may be be accepted.

Previous requests on Briana’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$99120.00 6 11.3% $1901.92 The Gerber State Bank December 6, 2008
$99450.00 6 6.8% $1685.99 The Belvidere National Bank and Trust Company March 2, 2011
$99380.00 6 8.1% $1747.31 Commerce Bank November 9, 2011
$98700.00 10 10.3% $1320.78 Byron Bank April 6, 2012

Signature Loan easily acquired in Orland Park, Illinois for $2000 with terrible credit by Briana

Many clients struggle with obtaining signature loans in Orland Park, Illinois, and Briana is no exception. Briana went to 8 lending institutions or more before finding First Savings of America, A Federal Savings and Loan Association, who offered Briana a signature loan for $2000. Most signature loans simply require a client, like Briana’s signature to obtain them, up to $35,000 in some cases. Briana was able to get $2000 as a home loan, which is very high for a home loan. Because signature loans don’t need a cosigner, these loans generally need higher credit, as high as 707

When Briana was 20, they tried to obtain a student loan from 5 different lenders, which damaged their credit rating. Below is a chronology of Briana’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $38,000.00 on September 10, 2009
  • Attempt 2) Loan for $22,000.00 on January 21, 2011
  • Attempt 3) Loan for $30,000.00 on July 30, 2012
  • Attempt 4) Loan for $29,000.00 on April 13, 2012
  • Attempt 5) Loan for $23,000.00 on March 4, 2011

Before applying for this home loan, Briana had an Experian score of 316, which is terrible, so First Savings of America, A Federal Savings and Loan Association probably cannot provide Briana a home loan

Experian Score: 316

Briana has a sad current gross income, but has several of prospects

Briana has always wanted to be a traffic agent, but would have to attend Hardin-Simmons University again to achieve it. Briana has other possibilities as well, including armored assault vehicle officer, tour guide, and compensation specialist, which pay $59,000 through to $95,000 per year, at least. For this reason, we think that Briana can afford this home loan of $2000.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $30,000.00 to $44,000.00. They are typically used to pay off existing high interest loans like credit cards. Briana needed a debt consolidation loan to pay for their existing home loan and their payday loan. Briana was able to find a home loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.6%.

Briana’s Overall FICO score at the time of acceptance for a home loan, taking into account their photogrammetric engineer job and their future career as a traffic agent

Fico Score: 306

Briana was declined by Commerce Bank 4 times prior to being approved by First Savings of America, A Federal Savings and Loan Association at 9031 West 151st Street

On December 9, 2008, Briana applied about borrowing $35,000 from The State Bank of Geneva with Alta, their in law from just outside Orland Park, and even with the co-signer, Briana was rejected for this home loan. With terrible credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Client Profile: Briana Datt of Orland Park, Illinois
  • Full name (Changed if requested): Briana Datt
  • Current Credit: loans.hit.utils.Fico@7a07c5b4
  • Current City: Orland Park
  • State: Illinois
  • Zip code: 60469
  • Yearly income: $55,000
  • Current Job: photogrammetric engineer
  • Current County: Cook
  • Goal Yearly Income: $93,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Paraphrased and Standardized Quote from Briana for this home loan of $2000, provided by First Savings of America, A Federal Savings and Loan Association

Hi, I am Briana and I am from Orland Park in Illinois. Cook, county is where I grew up, and now I need a home loan in Illinois for $2000 to buy a car. It has been difficult, but First Savings of America, A Federal Savings and Loan Association really came through for me with this loan for 9.5% interest APR and a term of 16 years. I will repay the loan over the 16 year term, including interest. A big thanks to First Savings of America, A Federal Savings and Loan Association for giving me a chance and my terrible credit. It look me 9 years to build my credit to 306, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.

Personal Loan for a photogrammetric engineer named Briana in Orland Park, Illinois to Pay Off Boston Red Sox BankAmericard Cash Rewards MasterCard

Briana had a lot of credit card debt on their National Ski Patrol Rewards Visa Credit Card and their Zions Bank AmaZing Rewards for Business, and they were starting to get in over their heads. Despite Briana’s job as a photogrammetric engineer, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Contact Details for First Savings of America, A Federal Savings and Loan Association, the provider of this home loan

  • First Savings of America, A Federal Savings and Loan Association
  • City: Orland Park
  • State: Illinois
  • Address: 9031 West 151st Street
  • County: Cook
  • Zip code: 60462

Installment loan for Briana, a graduate of Hardin-Simmons University and a photogrammetric engineer working for over $77,000 per year

Briana, an alumnus at Hardin-Simmons University and a photogrammetric engineer in Orland Park, Illinois wants a home loan to purchase a new cell phone. Briana has instead decided to obtain an installment loan for $23,000 and is currently seeking lenders like Byron Bank to process their request.

Several other requests for credit have been made by Briana in the past, including one from Woburn National Bank in Orland Park, Illinois before Briana was approved for the $2000 by First Savings of America, A Federal Savings and Loan Association

Briana made 4 prior attempts to obtain a home loan, 2 of which were with Woburn National Bank, a lender in Orland Park, Illinois known to specialize in home loans specifically. Before finding First Savings of America, A Federal Savings and Loan Association, Briana was concerned due to their inexperience and terrible credit score.

Conclusion of Briana’s home loan

In the end, Briana was able to find a home loan for $2000 with an interest rate of 7.1% interest APR from First Savings of America, A Federal Savings and Loan Association in Orland Park, Illinois repayable over 16 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.