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Low Rate No Collateral Loan For Sherryl In Cambria, Wisconsin

$39000 No Collateral Loan – Cambria Wisconsin, Credit Rating Of 341

  • Experian: 357 – This individual had a terrible Experian score
  • Transunion: 327 – Sherryl had a terrible credit rating with Transunion.
  • Equifax: Sherryl’s Experian score was 341, which is a terrible credit rating using the Experian system.

Many other requests for credit have been made by Sherryl in the past, including one from Lyon County Federal Savings and Loan Association in Cambria, Wisconsin before Sherryl was approved for the $39000 by The Cambria State Bank

Sherryl made 7 previous tries to obtain a no collateral loan, 2 of which were with Lyon County Federal Savings and Loan Association, a lending institution in Cambria, Wisconsin known to specialize in no collateral loans specifically. Before finding The Cambria State Bank, Sherryl was concerned due to their inexperience and terrible credit score.

Previous requests on Sherryl’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$72410.00 4 9.7% $1826.09 M&I Bank of Burlington July 17, 2010
$72260.00 10 6.5% $820.5 M&I Marshall and Ilsley Bank November 3, 2010
$72310.00 9 8.5% $960.23 Continental Bank & Trust Co. December 24, 2012
$72230.00 4 9.4% $1811.2 Clare Bank, National Association September 25, 2013
$71560.00 7 11.1% $1229.05 Norwest Bank Wisconsin East Central April 24, 2014

Sherryl was rejected by Kilbourn State Bank 6 times prior to being accepted by The Cambria State Bank at 118 West Edgewater Street

On January 9, 2011, Sherryl inquired about borrowing $30,000 from S & C Bank, Chippewa with Breana, their in law from just outside Cambria, and even with the co-signer, Sherryl was rejected for this no collateral loan. With terrible credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Sherryl has a low current yearly income, but has a large amount of prospects

Sherryl has always wanted to be a farm products purchasing agent, but would have to attend Yeshiva of Nitra Rabbinical College again to become one. Sherryl has other prospects as well, including script editor, economics professor, and manual arts therapist, which pay $51,000 through to $91,000 per year, on average. Because of this, we think that Sherryl can afford this no collateral loan of $39000.

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $37,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Sherryl needed a debt consolidation loan to pay for their existing no collateral loan and their loan shark loan. Sherryl was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.8%.

Fast Loans for Sherryl in Cambria, Wisconsin to prevent bankruptcy or harm from debt collectors.

Fast loans in Cambria, Wisconsin aren’t actually that difficult to obtain, particularly if you have some finesse like Sherryl. Sherryl was able to find a fast loan for $39000 from First National Bank of Glenwood and M&I Marshall and Ilsley Bank, but turned down both offers in favor of their no collateral loan from The Cambria State Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better in the case that a client is on the go.

9 Months Ago, Sherryl Attempted to Find a High Risk Loan for $30,000.00, and it was Easy

There is an ongoing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Sherryl. Sherryl decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Clients with credit ratings as low as 358 can inquire for a high risk loan and have a chance to be accepted.

Sherryl’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their industrial health engineer job and their future career as a farm products purchasing agent

Fico Score: 341

Personal Loan for an industrial health engineer named Sherryl in Cambria, Wisconsin to Pay Off Justice FCU SFSAFBI VISA Rewards Credit Card

Sherryl had a lot of credit card debt on their Mor Furniture for Less Credit Card and their Astoria Bank Business Edition Visa Card, and they were starting to get in over their heads. Despite Sherryl’s job as an industrial health engineer, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Sherryl for this no collateral loan of $39000, provided by The Cambria State Bank

Hello, I am Sherryl and my hometown is Cambria in Wisconsin. Columbia, county is where I grew up, and now I need a no collateral loan in Wisconsin for $39000 to renovate my home. It has been difficult, but The Cambria State Bank really came through for me with this loan for 8.1% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to The Cambria State Bank for giving me a chance and my terrible credit. It look me 9 years to build my credit to 341, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.

Sherryl’s Transunion score was altered by the no collateral loan loan, changing to 327 from 341, which is typical in our experience.

Transunion Score: 327

When Sherryl was 23, they tried to obtain a student loan from 6 alternate banks, which harmed their credit score. Below is a list of Sherryl’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $21,000.00 on January 30, 2013
  • Attempt 2) Loan for $30,000.00 on April 13, 2014
  • Attempt 3) Loan for $32,000.00 on July 9, 2011
  • Attempt 4) Loan for $32,000.00 on October 18, 2010
  • Attempt 5) Loan for $34,000.00 on March 28, 2012
  • Attempt 6) Loan for $20,000.00 on March 2, 2013

Contact Details for The Cambria State Bank, the provider of this no collateral loan

  • The Cambria State Bank
  • City: Cambria
  • State: Wisconsin
  • Address: 118 West Edgewater Street
  • County: Columbia
  • Zip code: 53923

Before applying for this no collateral loan, Sherryl had an Experian score of 357, which is terrible, so The Cambria State Bank probably cannot provide Sherryl a no collateral loan

Experian Score: 357

Installment loan for Sherryl, a graduate of Yeshiva of Nitra Rabbinical College and an industrial health engineer working for over $70,000 per year

Sherryl, an alumnus at Yeshiva of Nitra Rabbinical College and an industrial health engineer in Cambria, Wisconsin needs a no collateral loan to purchase a house. Sherryl has instead chosen to get an installment loan for $11,000 and is currently seeking lenders like S & C Bank, Chippewa to process their request.

Signature Loan found in Cambria, Wisconsin for $39000 with terrible credit by Sherryl

Many prospective borrowers struggle with obtaining signature loans in Cambria, Wisconsin, and Sherryl is the same. Sherryl went to 6 lending institutions or more prior to settling on The Cambria State Bank, who offered Sherryl a signature loan for $39000. Most signature loans simply require a client, like Sherryl’s signature to obtain them, up to $41,000 in some cases. Sherryl was able to get $39000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans do not require a cosigner, they generally need better credit, as high as 739

Client Profile: Sherryl Machnik of Cambria, Wisconsin
  • Full name (Changed if requested): Sherryl Machnik
  • Current Credit: loans.hit.utils.Fico@6576fe71
  • Current City: Cambria
  • State: Wisconsin
  • Zip code: 53930
  • Yearly income: $58,000
  • Current Job: industrial health engineer
  • Current County: Columbia
  • Goal Yearly Income: $115,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Conclusion of Sherryl’s no collateral loan

In the end, Sherryl was able to find a no collateral loan for $39000 with an interest rate of 8.5% interest APR from The Cambria State Bank in Cambria, Wisconsin repayable over 3 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.