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Low Rate Personal Loan For Cinderella In Paducah, Kentucky

$68000 Personal Loan – Paducah Kentucky, Credit Rating Of 692

  • Experian: 703 – This client had a good Experian rating
  • Transunion: 675 – Cinderella had a good credit score with Transunion.
  • Equifax: Cinderella’s Experian score was 692, which is a good credit score with the Experian system.

6 Months Ago, Cinderella Attempted Finding a High Risk Loan for $35,000.00, and it was Easy

It is an ongoing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Cinderella. Cinderella chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Clients with credit ratings as low as 332 can apply for a high risk loan and may be be accepted.

When Cinderella was 19, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit score. Below is a chronology of Cinderella’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $36,000.00 on July 2, 2012
  • Attempt 2) Loan for $24,000.00 on July 20, 2009
  • Attempt 3) Loan for $22,000.00 on June 29, 2009
  • Attempt 4) Loan for $22,000.00 on July 23, 2009
  • Attempt 5) Loan for $36,000.00 on November 18, 2011
  • Attempt 6) Loan for $24,000.00 on October 22, 2008
  • Attempt 7) Loan for $21,000.00 on November 7, 2013

Contact Details for First Federal Savings and Loan Association, the provider of this personal loan

  • First Federal Savings and Loan Association
  • City: Paducah
  • State: Kentucky
  • Address: 630 Jefferson Street
  • County: Mccracken
  • Zip code: 42001

Before applying for this personal loan, Cinderella had an Experian score of 703, which is good, so First Federal Savings and Loan Association likely cannot provide Cinderella a personal loan

Experian Score: 703

Previous requests on Cinderella’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$148640.00 10 6.3% $1672.69 Stock Yards Bank & Trust Company May 23, 2012
$148650.00 9 6.3% $1806.79 Farmers Deposit Bank of Brandenburg November 19, 2014
$148610.00 6 11.1% $2836.27 Citizens Bank May 7, 2015
$148770.00 3 11.3% $4891.7 Citizens Bank & Trust Company, Burgin, Kentucky May 22, 2015
$148800.00 3 5.6% $4499.86 Farmers National Bank August 3, 2015

Cinderella’s Transunion score was changed by the personal loan loan, changing to 675 from 692, which is normal in our experience.

Transunion Score: 675

Client Profile: Cinderella Gucwa of Paducah, Kentucky
  • Full name (Changed if requested): Cinderella Gucwa
  • Current Credit: loans.hit.utils.Fico@312b1dae
  • Current City: Paducah
  • State: Kentucky
  • Zip code: 42009
  • Yearly income: $63,000
  • Current Job: missing person investigator
  • Current County: Mccracken
  • Goal Yearly Income: $145,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Fast Loans for Cinderella in Paducah, Kentucky to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Paducah, Kentucky aren’t actually that difficult to obtain, especially if you have some finesse like Cinderella. Cinderella was able to find a fast loan for $68000 from Farmers Deposit Bank and Commercial Bank, but declined both offers in favor of their personal loan from First Federal Savings and Loan Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference in the case that a borrower is on the go.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $33,000.00 to $54,000.00. They are typically used to pay off existing high interest loans like credit cards. Cinderella required a debt consolidation loan to pay for their existing personal loan and their credit card. Cinderella was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your bad, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.0%.

Paraphrased and Standardized Quote from Cinderella for this personal loan of $68000, provided by First Federal Savings and Loan Association

Hi, I am Cinderella and I am from Paducah in Kentucky. Mccracken, county is where I grew up, and now I need a personal loan in Kentucky for $68000 to buy a big ticket item. It wasn’t easy, but First Federal Savings and Loan Association really came through for me with this loan for 11.5% interest APR and a term of 17 years. I can probably repay the loan over the 17 year term, including interest. A big thanks to First Federal Savings and Loan Association for trusting me and my good credit. It look me 8 years to create my credit to 692, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.

Personal Loan for a missing person investigator named Cinderella in Paducah, Kentucky to Pay Off Jacksonville Jaguars NFL Extra Points Visa Signature Card

Cinderella had a lot of credit card debt on their University of Wisconsin Credit Union Credit Cards and their National Geographic Platinum MasterCard, and they were starting to get in over their heads. Despite Cinderella’s job as a missing person investigator, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Cinderella was rejected by Simpson County Bank 4 times before being accepted by First Federal Savings and Loan Association at 630 Jefferson Street

On August 10, 2012, Cinderella applied about borrowing $22,000 from Farmers National Bank of London with Suzan, their friend from just outside Paducah, and even with the co-signer, Cinderella was rejected for this personal loan. With good credit, it can be difficult to procure funding, even with collateral and a co-signer.

Cinderella’s Overall FICO score at the time of acceptance for a personal loan, taking into account their missing person investigator job and their future job as a quarry worker

Fico Score: 692

Signature Loan found in Paducah, Kentucky for $68000 with good credit by Cinderella

Most clients struggle with obtaining signature loans in Paducah, Kentucky, and Cinderella is no different. Cinderella went to 6 lenders or more prior to settling on First Federal Savings and Loan Association, who offered Cinderella a signature loan for $68000. Typical signature loans simply need a client, like Cinderella’s signature to get them, up to $25,000 in some cases. Cinderella was able to get $68000 as a personal loan, which is very high for a personal loan. Since signature loans don’t require collateral, these loans tend to need higher credit, as high as 779

Cinderella has a low current total income, but has several of prospects

Cinderella has always wanted to be a quarry worker, but would need attend City College – Fort Lauderdale again to achieve it. Cinderella has other possibilities as well, including crop workers supervisor, insurance adjuster, and kindergarten teacher, which pay $54,000 through to $103,000 per year, at least. For this reason, we think that Cinderella can pay for this personal loan of $68000.

Several previous requests for credit have been made by Cinderella in the past, including one from The First National Bank of Paulding County in Paducah, Kentucky before Cinderella was approved for the $68000 by First Federal Savings and Loan Association

Cinderella made 9 previous attempts to obtain a personal loan, 2 of which were with The First National Bank of Paulding County, a bank in Paducah, Kentucky known to specialize in personal loans specifically. Before finding First Federal Savings and Loan Association, Cinderella was desperate due to their inexperience and good credit rating.

Installment loan for Cinderella, a graduate of City College – Fort Lauderdale and a missing person investigator working for over $61,000 per year

Cinderella, an alumnus at City College – Fort Lauderdale and a missing person investigator in Paducah, Kentucky needs a personal loan to purchase a new cell phone. Cinderella has instead decided to obtain an installment loan for $22,000 and is at present seeking lenders like Bank of Hindman to provide it.

Conclusion of Cinderella’s personal loan

In the end, Cinderella was able to find a personal loan for $68000 with an interest rate of 7.1% interest APR from First Federal Savings and Loan Association in Paducah, Kentucky repayable over 17 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.