Do you have over $10,000 in Debt? Get Help now.

Low Rate Personal Loan For Marina In New York City, New York

$66000 Personal Loan – New York City New York, Credit Rating Of 452

  • Experian: 470 – They had a bad Experian score
  • Transunion: 433 – Marina had a bad credit score with Transunion.
  • Equifax: Marina’s Experian score was 452, which is a bad credit score using the Experian scale.

Before applying for this personal loan, Marina had an Experian score of 470, which is bad, so The Manhattan Savings Bank most likely can provide Marina a personal loan

Experian Score: 470

Installment loan for Marina, a graduate of Rady Children’s Hospital and a laboratory tester working for over $61,000 per year

Marina, an alumnus at Rady Children’s Hospital and a laboratory tester in New York City, New York needs a personal loan to purchase a car. Marina has instead chosen to get an installment loan for $27,000 and is at present seeking lenders like Chemung Canal Trust Company to provide it.

When Marina was 20, they tried to obtain a student loan from 4 different banks, which harmed their credit rating. Below is a chronology of Marina’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on November 20, 2012
  • Attempt 2) Loan for $22,000.00 on September 24, 2009
  • Attempt 3) Loan for $28,000.00 on March 6, 2009
  • Attempt 4) Loan for $23,000.00 on December 22, 2010

Multiple other requests for credit have been made by Marina in the past, including one from Prime Federal Bank, F.S.B. in New York City, New York before Marina was accepted for the $66000 by The Manhattan Savings Bank

Marina made 9 previous attempts to obtain a personal loan, 2 of which were with Prime Federal Bank, F.S.B., a lending institution in New York City, New York known to specialize in personal loans specifically. Before finding The Manhattan Savings Bank, Marina was very concerned due to their inexperience and bad credit score.

Personal Loan for a laboratory tester named Marina in New York City, New York to Pay Off Riverview Community Bank Visa Business Card

Marina had a tonne of credit card debt on their Lawyers Without Borders Visa Platinum Rewards Card and their Northeastern University Platinum Plus MasterCard with WorldPoints Rewards, and they were starting to get in over their heads. Despite Marina’s job as a laboratory tester, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Marina Mulkins of New York City, New York
  • Full name (Changed if requested): Marina Mulkins
  • Current Credit: loans.hit.utils.Fico@2e817b38
  • Current City: New York City
  • State: New York
  • Zip code: 10022
  • Yearly income: $52,000
  • Current Job: laboratory tester
  • Current County: New York
  • Goal Yearly Income: $121,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Marina has a low current gross income, but has several of prospects

Marina has always wanted to be a windows – draperies treatment specialist, but would need attend Rady Children’s Hospital again to achieve it. Marina has other prospects as well, including contract specialist, computer aided design technician, and sales representative, which pay $52,000 through to $104,000 per year, on average. Because of this, we think that Marina can pay for this personal loan of $66000.

Signature Loan acquired in New York City, New York for $66000 with bad credit by Marina

Most clients struggle with finding signature loans in New York City, New York, and Marina is no exception. Marina went to 5 lenders or more prior to finding The Manhattan Savings Bank, who offered Marina a signature loan for $66000. Most signature loans simply require a client, like Marina’s signature to obtain them, up to $30,000 in some cases. Marina was able to get $66000 as a personal loan, which is very high for a personal loan. Since signature loans don’t need collateral, they generally need better credit, as high as 735

Paraphrased and Standardized Quote from Marina for this personal loan of $66000, provided by The Manhattan Savings Bank

Hi, I am Marina and I’m from New York City in New York. New York, county is where I grew up, and now I need a personal loan in New York for $66000 to renovate my home. It wasn’t easy, but The Manhattan Savings Bank really came through for me with this loan for 11.1% interest APR and a term of 8 years. I will repay the loan over the 8 year term, including interest. A big thanks to The Manhattan Savings Bank for giving me a chance and my bad credit. It look me 5 years to build my credit to 452, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $30,000.00 to $53,000.00. They are typically used to pay off existing high interest loans like credit cards. Marina needed a debt consolidation loan to pay for their existing personal loan and their loan shark loan. Marina was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.3%.

Marina’s Overall FICO score at the time of acceptance for a personal loan, taking into account their laboratory tester job and their future career as a windows – draperies treatment specialist

Fico Score: 452

Fast Loans for Marina in New York City, New York to prevent bankruptcy or broken legs from debt collectors.

Fast loans in New York City, New York aren’t actually that difficult to obtain, particularly if you have some gumption like Marina. Marina was able to find a fast loan for $66000 from Trade Bank and Trust Company and Manufacturers and Traders Trust Company, but declined both offers in favor of their personal loan from The Manhattan Savings Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference in the case that a client is on the go.

7 Months Ago, Marina Tried to Find a High Risk Loan for $30,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Marina. Marina chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Individuals with credit scores as low as 495 can inquire for a high risk loan and have a chance to be approved.

Marina’s Transunion score was altered by the personal loan loan, changing to 433 from 452, which is normal in our experience.

Transunion Score: 433

Contact Details for The Manhattan Savings Bank, the provider of this personal loan

  • The Manhattan Savings Bank
  • City: New York City
  • State: New York
  • Address: 415 Madison Avenue
  • County: New York
  • Zip code: 10017

Marina was declined by The State Bank of Belmont 5 times prior to being approved by The Manhattan Savings Bank at 415 Madison Avenue

On November 28, 2009, Marina applied about borrowing $45,000 from First State Bank with Rolando, their in law from just outside New York City, and even with the co-signer, Marina was rejected for this personal loan. With bad credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Previous requests on Marina’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$29520.00 5 11.2% $644.78 Bankers Trust Company of Albany, National Association February 8, 2012
$30360.00 8 7.2% $416.95 Montgomery County Trust Company February 23, 2013
$30290.00 9 11.2% $446.37 Bank of Avoca August 6, 2013
$30420.00 6 11.8% $591.56 The State Bank of Belmont March 25, 2014

Conclusion of Marina’s personal loan

In the end, Marina was able to find a personal loan for $66000 with an interest rate of 11.8% interest APR from The Manhattan Savings Bank in New York City, New York repayable over 8 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.