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Low Rate Private Loan For Ela In Roswell, Georgia

$24000 Private Loan – Roswell Georgia, Credit Score Of 372

  • Experian: 384 – This client had a terrible Experian rating
  • Transunion: 358 – Ela had a terrible credit rating with Transunion.
  • Equifax: Ela’s Experian score was 372, which is a terrible credit rating using the Experian scale.

Ela’s Transunion score was altered by the private loan loan, changing to 358 from 372, which is typical in our experience.

Transunion Score: 358

Paraphrased and Standardized Quote from Ela for this private loan of $24000, provided by The Northside Bank & Trust Company

Hello, I am Ela and I’m from Roswell in Georgia. Fulton, county is where I grew up, and now I need a private loan in Georgia for $24000 to renovate my home. It has been difficult, but The Northside Bank & Trust Company really came through for me with this loan for 5.7% interest APR and a term of 5 years. I can repay the loan over the 5 year term, including interest. A big thanks to The Northside Bank & Trust Company for trusting me and my terrible credit. It look me 9 years to create my credit to 372, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.

6 Months Ago, Ela Attempted Finding a High Risk Loan for $25,000.00, and it was Hard

It is an ongoing struggle for clients to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Ela. Ela decided not to obtain a high risk loan this time. High Risk loans are given to very low credit clients. Individuals with credit ratings as low as 530 can apply for a high risk loan and may be be approved.

Before applying for this private loan, Ela had an Experian score of 384, which is terrible, so The Northside Bank & Trust Company likely cannot provide Ela a private loan

Experian Score: 384

Personal Loan for a railroad inspector named Ela in Roswell, Georgia to Pay Off RBC Avion Visa Infinite Privilege

Ela had a tonne of credit card debt on their Christian Community Credit Union Platinum Rewards MasterCard and their Berkshire Municipal Bank Visa Business Card, and they were starting to get in over their heads. Despite Ela’s job as a railroad inspector, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Ela’s Overall FICO score at the time of acceptance for a private loan, taking into account their railroad inspector job and their future job as an athletic trainer

Fico Score: 372

Fast Loans for Ela in Roswell, Georgia to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Roswell, Georgia aren’t actually that difficult to obtain, especially if you have some finesse like Ela. Ela was able to find a fast loan for $24000 from The Citizens and Southern Bank of Colquitt County and Exchange Bank, but declined both offers in favor of their private loan from The Northside Bank & Trust Company. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better in the case that you are on the go.

Signature Loan easily acquired in Roswell, Georgia for $24000 with terrible credit by Ela

Most borrowers have difficulty with finding signature loans in Roswell, Georgia, and Ela is no different. Ela went to 6 lending institutions or more before finding The Northside Bank & Trust Company, who offered Ela a signature loan for $24000. Typical signature loans simply require a client, like Ela’s signature to get them, up to $26,000 in some cases. Ela was able to get $24000 as a private loan, which is very high for a private loan. Because signature loans do not require a cosigner, these loans generally require higher credit, as high as 771

Client Profile: Ela Freudenthal of Roswell, Georgia
  • Full name (Changed if requested): Ela Freudenthal
  • Current Credit: loans.hit.utils.Fico@21b8d17c
  • Current City: Roswell
  • State: Georgia
  • Zip code: 30085
  • Yearly income: $47,000
  • Current Job: railroad inspector
  • Current County: Fulton
  • Goal Yearly Income: $141,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Many previous requests for credit have been made by Ela in the past, including one from Bank of Northern Illinois in Roswell, Georgia before Ela was approved for the $24000 by The Northside Bank & Trust Company

Ela made 5 previous tries to obtain a private loan, 2 of which were with Bank of Northern Illinois, a lending institution in Roswell, Georgia known to specialize in private loans specifically. Before finding The Northside Bank & Trust Company, Ela was very concerned due to their inexperience and terrible credit score.

When Ela was 22, they attempted to obtain a student loan from 5 different banks, which harmed their credit rating. Below is a chronology of Ela’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on December 10, 2011
  • Attempt 2) Loan for $38,000.00 on July 26, 2009
  • Attempt 3) Loan for $33,000.00 on April 11, 2012
  • Attempt 4) Loan for $30,000.00 on May 12, 2014
  • Attempt 5) Loan for $29,000.00 on August 26, 2011

Ela was not approved by Monroe County Bank 7 times prior to being approved by The Northside Bank & Trust Company at 11180 Alpharetta Highway

On June 17, 2009, Ela inquired about borrowing $37,000 from The Rockmart Bank with Bao, their in law from just outside Roswell, and even with the co-signer, Ela was rejected for this private loan. With terrible credit, it can be very hard to procure funding, even with collateral and a co-signer.

Previous requests on Ela’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$45780.00 3 6.7% $1407.28 NationsBank of Florida, National Association January 5, 2011
$45530.00 8 6.3% $605.0 Century Bank and Trust March 31, 2011
$46320.00 9 8.2% $607.84 Bank of Madison March 7, 2012
$45880.00 3 8.6% $1450.45 Bank of Hazlehurst July 26, 2012
$46390.00 5 7.5% $929.56 The Citizens and Southern Bank of Dublin November 7, 2013

Contact Details for The Northside Bank & Trust Company, the provider of this private loan

  • The Northside Bank & Trust Company
  • City: Roswell
  • State: Georgia
  • Address: 11180 Alpharetta Highway
  • County: Fulton
  • Zip code: 30076

Installment loan for Ela, a graduate of Ivy Tech Community College of Indiana and a railroad inspector working for over $75,000 per year

Ela, an alumnus at Ivy Tech Community College of Indiana and a railroad inspector in Roswell, Georgia needs a private loan to purchase a new cell phone. Ela has instead chosen to get an installment loan for $24,000 and is currently seeking lenders like Exchange Bank to provide it.

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $25,000.00 to $43,000.00. They are typically used to pay off existing high interest loans like credit cards. Ela required a debt consolidation loan to pay for their existing private loan and their loan shark loan. Ela was able to find a private loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.6%.

Ela has a disappointing current yearly income, but has a high number of prospects

Ela has always wanted to be an athletic trainer, but would have to attend Ivy Tech Community College of Indiana again to achieve it. Ela has other prospects as well, including fence installer, registrar administrator, and pediatrician, which pay $58,000 through to $92,000 per year, at least. For this reason, we think that Ela can pay for this private loan of $24000.

Conclusion of Ela’s private loan

In the end, Ela was able to find a private loan for $24000 with an interest rate of 7.3% interest APR from The Northside Bank & Trust Company in Roswell, Georgia repayable over 5 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.