$88000 Private Loan – Dickson City Pennsylvania, Credit Score Of 346
- Experian: 365 – They had a terrible Experian score
- Transunion: 333 – Kizzie had a terrible credit score with Transunion.
- Equifax: Kizzie’s Experian score was 346, which is a terrible credit rating on the Experian system.
Kizzie’s Overall FICO score at the time of acceptance for a private loan, taking into account their speech pathologist job and their future career as a newspaper editor
Signature Loan easily acquired in Dickson City, Pennsylvania for $88000 with terrible credit by Kizzie
A lot of clients have difficulty with obtaining signature loans in Dickson City, Pennsylvania, and Kizzie is the same. Kizzie went to 6 lenders or more prior to settling on The First National Bank of Dickson City, who offered Kizzie a signature loan for $88000. Most signature loans simply require a client, like Kizzie’s signature to obtain them, up to $42,000 in some cases. Kizzie was able to get $88000 as a private loan, which is very high for a private loan. Because signature loans don’t require a cosigner, they tend to require better credit, as high as 725
When Kizzie was 18, they attempted to obtain a student loan from 4 different banks, which damaged their credit score. Below is a list of Kizzie’s previous attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on February 23, 2011
- Attempt 2) Loan for $22,000.00 on December 20, 2009
- Attempt 3) Loan for $31,000.00 on November 9, 2010
- Attempt 4) Loan for $39,000.00 on September 29, 2009
Paraphrased and Standardized Quote from Kizzie for this private loan of $88000, provided by The First National Bank of Dickson City
Hello, I am Kizzie and I am from Dickson City in Pennsylvania. Lackawanna, county is where I grew up, and now I need a private loan in Pennsylvania for $88000 to renovate my home. It wasn’t easy, but The First National Bank of Dickson City really came through for me with this loan for 10.4% interest APR and a term of 3 years. I can repay the loan over the 3 year term, including interest. A big thanks to The First National Bank of Dickson City for giving me a chance and my terrible credit. It look me 7 years to build my credit to 346, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.
Kizzie’s Transunion score was changed by the private loan loan, changing to 333 from 346, which is typical in our experience.
Before applying for this private loan, Kizzie had an Experian score of 365, which is terrible, so The First National Bank of Dickson City likely cannot provide Kizzie a private loan
Personal Loan for a speech pathologist named Kizzie in Dickson City, Pennsylvania to Pay Off Amalgamated Bank of Chicago Union MasterCard
Kizzie had a tonne of credit card debt on their State Farm Bank Business Visa Card and their Good Sam Club Visa Signature card with REC REWARDS, and they were starting to get in over their heads. Despite Kizzie’s job as a speech pathologist, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
9 Months Ago, Kizzie Tried to Find a High Risk Loan for $31,000.00, and it was Easy
There is an well known struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Kizzie. Kizzie chose not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Borrowers with credit scores as low as 497 can apply for a high risk loan and may be be approved.
Many past requests for credit have been made by Kizzie in the past, including one from Oregon State Bank in Dickson City, Pennsylvania before Kizzie was accepted for the $88000 by The First National Bank of Dickson City
Kizzie made 4 prior attempts to obtain a private loan, 2 of which were with Oregon State Bank, a lender in Dickson City, Pennsylvania known to specialize in private loans specifically. Before finding The First National Bank of Dickson City, Kizzie was very concerned due to their inexperience and terrible credit rating.
- Full name (Changed if requested): Kizzie Mcwhinney
- Current Credit: loans.hit.utils.Fico@7e6cbb7a
- Current City: Dickson City
- State: Pennsylvania
- Zip code: 18526
- Yearly income: $54,000
- Current Job: speech pathologist
- Current County: Lackawanna
- Goal Yearly Income: $130,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Installment loan for Kizzie, a graduate of University of Charleston and a speech pathologist working for over $70,000 per year
Kizzie, an alumnus at University of Charleston and a speech pathologist in Dickson City, Pennsylvania needs a private loan to purchase a new cell phone. Kizzie has instead decided to get an installment loan for $14,000 and is at present seeking lenders like Wayne Bank to provide it.
Contact Details for The First National Bank of Dickson City, the provider of this private loan
- The First National Bank of Dickson City
- City: Dickson City
- State: Pennsylvania
- Address: Main Street And Boulevard Avenue
- County: Lackawanna
- Zip code: 18519
Kizzie was declined by Orrstown Bank 7 times prior to being accepted by The First National Bank of Dickson City at Main Street And Boulevard Avenue
On December 9, 2008, Kizzie inquired about borrowing $18,000 from The Union Banking & Trust Company of Du Bois, Pennsylvania with Sheilah, their friend from just outside Dickson City, and even with the co-signer, Kizzie was rejected for this private loan. With terrible credit, it can be difficult to procure funding, even with collateral and a co-signer.
Previous requests on Kizzie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$55730.00||6||9.4%||$1015.66||The People’s Bank of Oxford||February 18, 2011|
|$56440.00||4||6.1%||$1328.08||First Lehigh Bank||November 5, 2011|
|$56190.00||8||8.4%||$805.81||SunBank||October 3, 2013|
|$56100.00||7||6.8%||$841.23||Merchants Bank (North)||August 2, 2014|
|$55670.00||5||6.6%||$1091.86||Green Ridge Bank||March 20, 2015|
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $22,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Kizzie needed a debt consolidation loan to pay for their existing private loan and their loan shark loan. Kizzie was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 4.3%.
Fast Loans for Kizzie in Dickson City, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Dickson City, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Kizzie. Kizzie was able to find a fast loan for $88000 from Summit Hill Trust Company and Dauphin Deposit Bank and Trust Company, but declined both offers in favor of their private loan from The First National Bank of Dickson City. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement if you are in a pinch.
Kizzie has a disappointing current gross income, but has a high number of prospects
Kizzie has always wanted to be a newspaper editor, but would need attend University of Charleston again to become one. Kizzie has other prospects as well, including credit adjuster, insurance underwriter, and sales representatives, which pay $55,000 through to $94,000 per year, on average. For this reason, we believe that Kizzie can afford this private loan of $88000.
Conclusion of Kizzie’s private loan
In the end, Kizzie was able to find a private loan for $88000 with an interest rate of 11.3% interest APR from The First National Bank of Dickson City in Dickson City, Pennsylvania repayable over 3 years from now.