$140000 Quick Loan – La Pine Oregon, Credit Score Of 679
- Experian: 698 – They had a good Experian score
- Transunion: 667 – Alfonzo had a good credit score with Transunion.
- Equifax: Alfonzo’s Experian score was 679, which is a good credit score on the Experian scale.
- Full name (Changed if requested): Alfonzo Muff
- Current Credit: loans.hit.utils.Fico@52cc8049
- Current City: La Pine
- State: Oregon
- Zip code: 97737
- Yearly income: $46,000
- Current Job: veterinarian technician
- Current County: Deschutes
- Goal Yearly Income: $118,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Alfonzo’s Overall FICO score at the time of acceptance for a quick loan, taking into account their veterinarian technician job and their future career as a court administrator
Personal Loan for a veterinarian technician named Alfonzo in La Pine, Oregon to Pay Off First Hawaiian Bank Cash Rewards Business Credit Card
Alfonzo had a tonne of credit card debt on their Royal Caribbean Visa Signature Card and their Rocket Man Members Association Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Alfonzo’s job as a veterinarian technician, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Alfonzo has a disappointing current yearly income, but has several of prospects
Alfonzo has always wanted to be a court administrator, but would need attend Roosevelt University again to become one. Alfonzo has other prospects as well, including home entertainment system installer, industrial relations analyst, and hazardous materials removal worker, which pay $54,000 through to $109,000 per year, on average. Because of this, we believe that Alfonzo can afford this quick loan of $140000.
Before applying for this quick loan, Alfonzo had an Experian score of 698, which is good, so High Lakes Community Bank most likely cannot provide Alfonzo a quick loan
Signature Loan acquired in La Pine, Oregon for $140000 with good credit by Alfonzo
Most borrowers have difficulty with obtaining signature loans in La Pine, Oregon, and Alfonzo is the same. Alfonzo went to 4 lenders or more before settling on High Lakes Community Bank, who offered Alfonzo a signature loan for $140000. Typical signature loans simply need a client, like Alfonzo’s signature to get them, up to $40,000 in some cases. Alfonzo was able to get $140000 as a quick loan, which is very high for a quick loan. Because signature loans do not require collateral, these loans tend to need improved credit, as high as 774
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $30,000.00 to $58,000.00. They are typically used to pay off existing high interest loans like credit cards. Alfonzo required a debt consolidation loan to pay for their existing quick loan and their payday loan. Alfonzo was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 4.7%.
Contact Details for High Lakes Community Bank, the provider of this quick loan
- High Lakes Community Bank
- City: La Pine
- State: Oregon
- Address: 51366 South Highway 97
- County: Deschutes
- Zip code: 97736
Previous requests on Alfonzo’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$74150.00||11||8.8%||$878.72||Polk County State Bank||May 12, 2010|
|$74350.00||9||5.3%||$867.11||Pacific Western Bank||October 12, 2012|
|$73510.00||3||6.1%||$2239.65||West Coast Bank||November 11, 2012|
|$74360.00||9||9.1%||$1011.0||The Valley National Bank of Oregon||January 15, 2013|
Fast Loans for Alfonzo in La Pine, Oregon to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in La Pine, Oregon aren’t actually that difficult to obtain, particularly if you have some finesse like Alfonzo. Alfonzo was able to find a fast loan for $140000 from First National Bank of Harrisburg and Citizens Bank of Oregon, but turned down both offers in favor of their quick loan from High Lakes Community Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. An improvement if you are in a pinch.
Multiple past requests for credit have been made by Alfonzo in the past, including one from Glacier Bank in La Pine, Oregon before Alfonzo was accepted for the $140000 by High Lakes Community Bank
Alfonzo made 8 previous tries to obtain a quick loan, 2 of which were with Glacier Bank, a lending institution in La Pine, Oregon known to specialize in quick loans specifically. Prior to finding High Lakes Community Bank, Alfonzo was very concerned due to their inexperience and good credit score.
Installment loan for Alfonzo, a graduate of Roosevelt University and a veterinarian technician working for over $77,000 per year
Alfonzo, an alumnus at Roosevelt University and a veterinarian technician in La Pine, Oregon needs a quick loan to purchase a house. Alfonzo has instead chosen to obtain an installment loan for $23,000 and is currently seeking lenders like Community Bank to provide it.
6 Months in the Past, Alfonzo Tried Finding a High Risk Loan for $21,000.00, and it was Hard
It is an existing struggle for clients to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Alfonzo. Alfonzo chose not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Clients with credit scores as low as 363 can apply for a high risk loan and possibly can be accepted.
When Alfonzo was 24, they attempted to obtain a student loan from 5 alternate lenders, which damaged their credit rating. Below is a chronology of Alfonzo’s prior attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on October 22, 2011
- Attempt 2) Loan for $21,000.00 on March 31, 2011
- Attempt 3) Loan for $39,000.00 on June 12, 2009
- Attempt 4) Loan for $20,000.00 on October 14, 2009
- Attempt 5) Loan for $25,000.00 on October 20, 2008
Alfonzo’s Transunion score was altered by the quick loan loan, changing to 667 from 679, which is normal in our experience.
Alfonzo was rejected by The Commercial Bank 7 times prior to being approved by High Lakes Community Bank at 51366 South Highway 97
On February 20, 2009, Alfonzo applied about borrowing $38,000 from Community Bank with Brendon, their friend from just outside La Pine, and even with the co-signer, Alfonzo was rejected for this quick loan. With good credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Paraphrased and Standardized Quote from Alfonzo for this quick loan of $140000, provided by High Lakes Community Bank
Hi, I am Alfonzo and my hometown is La Pine in Oregon. Deschutes, county is where I grew up, and now I need a quick loan in Oregon for $140000 to pay bills. It wasn’t easy, but High Lakes Community Bank really came through for me with this loan for 7.8% interest APR and a term of 4 years. I will repay the loan over the 4 year term, including interest. A big thanks to High Lakes Community Bank for giving me a chance and my good credit. It look me 8 years to create my credit to 679, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.
Conclusion of Alfonzo’s quick loan
In the end, Alfonzo was able to find a quick loan for $140000 with an interest rate of 8.3% interest APR from High Lakes Community Bank in La Pine, Oregon repayable over 4 years from today.