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Low Rate Quick Loan For Anna In Richfield, Minnesota

$188000 Quick Loan – Richfield Minnesota, Credit Score Of 609

  • Experian: 627 – The client had a good Experian rating
  • Transunion: 591 – Anna had a good credit rating with Transunion.
  • Equifax: Anna’s Experian score was 609, which is a good credit score with the Experian rating scheme.

Personal Loan for a social work professor named Anna in Richfield, Minnesota to Pay Off Choice Financial Savings Bank Visa Platinum Card

Anna had a lot of credit card debt on their Chicago Bears NFL Extra Points Visa Signature Card and their Jeff Bank Visa Signature Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Anna’s job as a social work professor, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $32,000.00 to $43,000.00. They are mainly used to pay off existing high interest loans like credit cards. Anna needed a debt consolidation loan to pay for their existing quick loan and their payday loan. Anna was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.8%.

When Anna was 24, they tried to obtain a student loan from 4 different banks, which damaged their credit score. Below is a list of Anna’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on September 25, 2011
  • Attempt 2) Loan for $23,000.00 on November 28, 2009
  • Attempt 3) Loan for $30,000.00 on June 18, 2012
  • Attempt 4) Loan for $39,000.00 on March 5, 2011

Fast Loans for Anna in Richfield, Minnesota to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Richfield, Minnesota aren’t actually that difficult to obtain, especially if you have some finesse like Anna. Anna was able to find a fast loan for $188000 from O’Connor Bros. State Bank of Renville and Princeton Bank, but declined both offers in favor of their quick loan from Richfield Bank & Trust Co.. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better in the case that you are in a pinch.

Anna’s Overall FICO score at the time of acceptance for a quick loan, taking into account their social work professor job and their future job as a military officer

Fico Score: 609

Contact Details for Richfield Bank & Trust Co., the provider of this quick loan

  • Richfield Bank & Trust Co.
  • City: Richfield
  • State: Minnesota
  • Address: 6625 Lyndale Avenue South
  • County: Hennepin
  • Zip code: 55423

Anna’s Transunion score was changed by the quick loan loan, changing to 591 from 609, which is typical in our experience.

Transunion Score: 591

Anna has a very low current total income, but has a large amount of prospects

Anna has always wanted to be a military officer, but would have to attend Indiana Wesleyan University again to achieve it. Anna has other prospects as well, including occupational safety & health inspector, motor vehicle inspector, and laboratory tester, which pay $56,000 through to $95,000 per year, on average. Because of this, we believe that Anna can afford this quick loan of $188000.

9 Months Ago, Anna Tried Finding a High Risk Loan for $28,000.00, and it was Easy

It is an well known struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Anna. Anna chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Individuals with credit scores as low as 359 can apply for a high risk loan and have a chance to be approved.

Anna was rejected by Peoples State Bank of Plainview 6 times before being granted funding by Richfield Bank & Trust Co. at 6625 Lyndale Avenue South

On June 12, 2011, Anna applied about borrowing $9,000 from Frandsen Bank & Trust with Kaylene, their in law from just outside Richfield, and even with the co-signer, Anna was rejected for this quick loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Client Profile: Anna Cheers of Richfield, Minnesota
  • Full name (Changed if requested): Anna Cheers
  • Current Credit: loans.hit.utils.Fico@533ddba
  • Current City: Richfield
  • State: Minnesota
  • Zip code: 55426
  • Yearly income: $51,000
  • Current Job: social work professor
  • Current County: Hennepin
  • Goal Yearly Income: $114,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Before applying for this quick loan, Anna had an Experian score of 627, which is good, so Richfield Bank & Trust Co. probably cannot provide Anna a quick loan

Experian Score: 627

Multiple previous requests for credit have been made by Anna in the past, including one from Susquehanna Savings Association in Richfield, Minnesota before Anna was approved for the $188000 by Richfield Bank & Trust Co.

Anna made 6 previous tries to obtain a quick loan, 2 of which were with Susquehanna Savings Association, a bank in Richfield, Minnesota known to specialize in quick loans specifically. Prior to finding Richfield Bank & Trust Co., Anna was desperate due to their inexperience and good credit score.

Installment loan for Anna, a graduate of Indiana Wesleyan University and a social work professor working for over $65,000 per year

Anna, an alumnus at Indiana Wesleyan University and a social work professor in Richfield, Minnesota needs a quick loan to purchase a new cell phone. Anna has instead decided to get an installment loan for $18,000 and is at present seeking lenders like Citizens State Bank of Green Isle to provide it.

Previous requests on Anna’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$30700.00 6 11.8% $597.0 Marquette Bank Cannon Falls June 24, 2010
$31190.00 4 5.4% $723.95 Root River State Bank August 7, 2010
$31410.00 6 9.7% $577.16 Clinton State Bank October 17, 2012
$31240.00 4 7.6% $756.81 Peoples State Bank of Plainview June 12, 2014
$31450.00 9 10.7% $454.78 Security State Bank of Wykoff April 9, 2015

Signature Loan acquired in Richfield, Minnesota for $188000 with good credit by Anna

Many clients struggle with finding signature loans in Richfield, Minnesota, and Anna is no exception. Anna went to 8 lending institutions or more prior to settling on Richfield Bank & Trust Co., who offered Anna a signature loan for $188000. Most signature loans simply require a client, like Anna’s signature to get them, up to $36,000 in some cases. Anna was able to get $188000 as a quick loan, which is very high for a quick loan. Since signature loans do not need collateral, these loans generally require improved credit, as high as 774

Paraphrased and Standardized Quote from Anna for this quick loan of $188000, provided by Richfield Bank & Trust Co.

Hello, I am Anna and I am from Richfield in Minnesota. Hennepin, county is where I grew up, and now I need a quick loan in Minnesota for $188000 to buy a car. It wasn’t easy, but Richfield Bank & Trust Co. really came through for me with this loan for 8.5% interest APR and a term of 16 years. I will repay the loan over the 16 year term, including interest. A big thanks to Richfield Bank & Trust Co. for giving me a chance and my good credit. It look me 7 years to build my credit to 609, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.

Conclusion of Anna’s quick loan

In the end, Anna was able to find a quick loan for $188000 with an interest rate of 8.4% interest APR from Richfield Bank & Trust Co. in Richfield, Minnesota repayable over 16 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.