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Low Rate Same Day Loan For Evette In Salt Lake City, Utah

$93000 Same Day Loan – Salt Lake City Utah, Credit Score Of 799

  • Experian: 813 – This individual had an excellent Experian score
  • Transunion: 780 – Evette had an excellent credit score with Transunion.
  • Equifax: Evette’s Experian score was 799, which is an excellent credit score using the Experian rating scheme.

Fast Loans for Evette in Salt Lake City, Utah to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Salt Lake City, Utah aren’t actually that difficult to obtain, particularly if you have some gumption like Evette. Evette was able to find a fast loan for $93000 from Bank of St. George and First State Bank, but turned down both offers in favor of their same day loan from Home Savings Bank. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big improvement if you are in a time sensitive situation.

Paraphrased and Standardized Quote from Evette for this same day loan of $93000, provided by Home Savings Bank

Hello, I am Evette and I’m from Salt Lake City in Utah. Salt Lake, county is where I grew up, and now I need a same day loan in Utah for $93000 to buy a big ticket item. It has been difficult, but Home Savings Bank really came through for me with this loan for 11.8% interest APR and a term of 22 years. I will repay the loan over the 22 year term, including interest. A big thanks to Home Savings Bank for trusting me and my excellent credit. It look me 5 years to create my credit to 799, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.

Installment loan for Evette, a graduate of Jolie Health and Beauty Academy of Hazelton and an alcohol & drug abuse assistance coordinator working for over $70,000 per year

Evette, an alumnus at Jolie Health and Beauty Academy of Hazelton and an alcohol & drug abuse assistance coordinator in Salt Lake City, Utah wants a same day loan to purchase a new cell phone. Evette has instead chosen to get an installment loan for $29,000 and is at present seeking lenders like Bank of Ephraim to process their request.

Evette has a disappointing current total income, but has a large amount of prospects

Evette has always wanted to be a police artist, but would have to attend Jolie Health and Beauty Academy of Hazelton again to achieve it. Evette has other possibilities as well, including hazardous materials removal worker, brattice builder, and sales representatives, which pay $53,000 through to $95,000 per year, at least. For this reason, we think that Evette can afford this same day loan of $93000.

Contact Details for Home Savings Bank, the provider of this same day loan

  • Home Savings Bank
  • City: Salt Lake City
  • State: Utah
  • Address: 130 East 3300 South
  • County: Salt Lake
  • Zip code: 84115

8 Months in the Past, Evette Tried Finding a High Risk Loan for $28,000.00, and it was Easy

It is an ongoing struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Evette. Evette decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Individuals with credit scores as low as 340 can inquire for a high risk loan and have a chance to be accepted.

Evette’s Overall FICO score at the time of acceptance for a same day loan, taking into account their alcohol & drug abuse assistance coordinator job and their future job as a police artist

Fico Score: 799

Evette was rejected by Bank of American Fork 7 times before being accepted by Home Savings Bank at 130 East 3300 South

On October 13, 2009, Evette inquired about borrowing $42,000 from Farmers State Bank with Trent, their friend from just outside Salt Lake City, and even with the co-signer, Evette was rejected for this same day loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Signature Loan easily acquired in Salt Lake City, Utah for $93000 with excellent credit by Evette

A lot of prospective borrowers have difficulty with finding signature loans in Salt Lake City, Utah, and Evette is the same. Evette went to 5 lenders or more before settling on Home Savings Bank, who offered Evette a signature loan for $93000. Most signature loans simply require a client, like Evette’s signature to obtain them, up to $38,000 in some cases. Evette was able to get $93000 as a same day loan, which is very high for a same day loan. Because signature loans do not need a cosigner, they generally need improved credit, as high as 725

Personal Loan for an alcohol & drug abuse assistance coordinator named Evette in Salt Lake City, Utah to Pay Off State Farm Good Neighbor Visa Credit Card

Evette had a lot of credit card debt on their Sunoco Rewards Plus Card and their Chevron and Texaco Visa Card, and they were starting to get in over their heads. Despite Evette’s job as an alcohol & drug abuse assistance coordinator, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Client Profile: Evette Rzucidlo of Salt Lake City, Utah
  • Full name (Changed if requested): Evette Rzucidlo
  • Current Credit: loans.hit.utils.Fico@66a29884
  • Current City: Salt Lake City
  • State: Utah
  • Zip code: 84118
  • Yearly income: $42,000
  • Current Job: alcohol & drug abuse assistance coordinator
  • Current County: Salt Lake
  • Goal Yearly Income: $88,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Multiple other requests for credit have been made by Evette in the past, including one from Grant County Bank in Salt Lake City, Utah before Evette was approved for the $93000 by Home Savings Bank

Evette made 8 prior attempts to obtain a same day loan, 2 of which were with Grant County Bank, a lender in Salt Lake City, Utah known to specialize in same day loans specifically. Prior to finding Home Savings Bank, Evette was desperate due to their inexperience and excellent credit score.

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $37,000.00 to $44,000.00. They are typically used to pay off existing high interest loans like credit cards. Evette required a debt consolidation loan to pay for their existing same day loan and their payday loan. Evette was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your bad, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.2%.

Evette’s Transunion score was changed by the same day loan loan, changing to 780 from 799, which is normal in our experience.

Transunion Score: 780

Previous requests on Evette’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$97580.00 6 7.3% $1677.73 Bank of Ephraim May 8, 2010
$98160.00 3 10.7% $3199.7 Gunnison Valley Bank April 21, 2011
$98190.00 8 8.1% $1393.08 The Helper State Bank April 29, 2012
$98370.00 3 9.3% $3141.89 Barnes Banking Company June 23, 2012
$98130.00 11 11.5% $1313.32 KeyBank National Association July 27, 2013

Before applying for this same day loan, Evette had an Experian score of 813, which is excellent, so Home Savings Bank most likely cannot provide Evette a same day loan

Experian Score: 813

When Evette was 22, they attempted to obtain a student loan from 4 different lenders, which harmed their credit score. Below is a chronology of Evette’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on December 26, 2011
  • Attempt 2) Loan for $21,000.00 on March 26, 2011
  • Attempt 3) Loan for $33,000.00 on January 3, 2012
  • Attempt 4) Loan for $31,000.00 on January 25, 2011

Conclusion of Evette’s same day loan

In the end, Evette was able to find a same day loan for $93000 with an interest rate of 9.1% interest APR from Home Savings Bank in Salt Lake City, Utah repayable over 22 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.