$44000 Same Day Loan – Boynton Beach Florida, Credit Score Of 827
- Experian: 844 – This individual had an excellent Experian score
- Transunion: 808 – Oleta had an excellent credit score with Transunion.
- Equifax: Oleta’s Experian score was 827, which is an excellent credit rating on the Experian rating scheme.
Many past requests for credit have been made by Oleta in the past, including one from Investors Federal Savings and Loan Association in Boynton Beach, Florida before Oleta was accepted for the $44000 by World Savings of Florida, FS&LA
Oleta made 8 prior attempts to obtain a same day loan, 2 of which were with Investors Federal Savings and Loan Association, a bank in Boynton Beach, Florida known to specialize in same day loans specifically. Prior to finding World Savings of Florida, FS&LA, Oleta was desperate due to their inexperience and excellent credit rating.
When Oleta was 19, they tried to obtain a student loan from 4 alternate lenders, which harmed their credit score. Below is a chronology of Oleta’s previous attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on June 17, 2011
- Attempt 2) Loan for $24,000.00 on January 3, 2011
- Attempt 3) Loan for $23,000.00 on June 5, 2012
- Attempt 4) Loan for $26,000.00 on January 11, 2013
Oleta’s Transunion score was changed by the same day loan loan, changing to 808 from 827, which is normal in our experience.
Oleta has a very low current yearly income, but has several of prospects
Oleta has always wanted to be a printing/graphic arts reproduction technician, but would have to attend Southern Arkansas University Main Campus again to achieve it. Oleta has other possibilities as well, including physics professor, animal kennel supervisor, and environmental engineer, which pay $59,000 through to $96,000 per year, at least. For this reason, we think that Oleta can pay for this same day loan of $44000.
- Full name (Changed if requested): Oleta Giuliano
- Current Credit: loans.hit.utils.Fico@5b6f7412
- Current City: Boynton Beach
- State: Florida
- Zip code: 33443
- Yearly income: $35,000
- Current Job: food batchmaker
- Current County: Palm Beach
- Goal Yearly Income: $128,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Fast Loans for Oleta in Boynton Beach, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Boynton Beach, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Oleta. Oleta was able to find a fast loan for $44000 from SunTrust Bank, Northwest, Florida and Sun Bank/South Central Florida, National Association, but turned down both offers in favor of their same day loan from World Savings of Florida, FS&LA. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement if a client is on the go.
Signature Loan found in Boynton Beach, Florida for $44000 with excellent credit by Oleta
Most borrowers have difficulty with obtaining signature loans in Boynton Beach, Florida, and Oleta is the same. Oleta went to 5 lenders or more before finding World Savings of Florida, FS&LA, who offered Oleta a signature loan for $44000. Typical signature loans simply need a client, like Oleta’s signature to get them, up to $46,000 in some cases. Oleta was able to get $44000 as a same day loan, which is very high for a same day loan. Because signature loans do not require a cosigner, these loans generally require higher credit, as high as 795
Previous requests on Oleta’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$28430.00||4||5.4%||$659.89||NCNB National Bank of Florida||January 15, 2011|
|$27780.00||11||8.2%||$320.12||Southeast Bank of Madison County, National Association||May 10, 2011|
|$27850.00||7||5.2%||$396.25||Southeast Bank of Wildwood||December 29, 2012|
|$28430.00||5||7.5%||$569.68||Atlantic Bank of Jacksonville||February 24, 2013|
Oleta’s Overall FICO score at the time of acceptance for a same day loan, taking into account their food batchmaker job and their future job as a printing/graphic arts reproduction technician
Paraphrased and Standardized Quote from Oleta for this same day loan of $44000, provided by World Savings of Florida, FS&LA
Hello, I am Oleta and I’m from Boynton Beach in Florida. Palm Beach, county is where I grew up, and now I need a same day loan in Florida for $44000 to avoid bankruptcy. It wasn’t easy, but World Savings of Florida, FS&LA really came through for me with this loan for 8.8% interest APR and a term of 7 years. I can repay the loan over the 7 year term, including interest. A big thanks to World Savings of Florida, FS&LA for giving me a chance and my excellent credit. It look me 6 years to create my credit to 827, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $26,000.00 to $52,000.00. They are normally used to pay off existing high interest loans like credit cards. Oleta needed a debt consolidation loan to pay for their existing same day loan and their credit card. Oleta was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.1%.
Installment loan for Oleta, a graduate of Southern Arkansas University Main Campus and a food batchmaker working for over $62,000 per year
Oleta, an alumnus at Southern Arkansas University Main Campus and a food batchmaker in Boynton Beach, Florida needs a same day loan to purchase a car. Oleta has instead decided to obtain an installment loan for $29,000 and is currently seeking lenders like Southeast Bank of Wildwood to provide it.
Oleta was rejected by The Huntington National Bank of Lakeland 5 times prior to being accepted by World Savings of Florida, FS&LA at 12700 Military Trail
On September 13, 2009, Oleta inquired about borrowing $35,000 from Citizens Bank of Marianna with Tobie, their friend from just outside Boynton Beach, and even with the co-signer, Oleta was rejected for this same day loan. With excellent credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
8 Months in the Past, Oleta Tried to Find a High Risk Loan for $32,000.00, and it was Easy
There is an ongoing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Oleta. Oleta chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit individuals. Clients with credit ratings as low as 300 can apply for a high risk loan and may be be approved.
Before applying for this same day loan, Oleta had an Experian score of 844, which is excellent, so World Savings of Florida, FS&LA likely cannot provide Oleta a same day loan
Contact Details for World Savings of Florida, FS&LA, the provider of this same day loan
- World Savings of Florida, FS&LA
- City: Boynton Beach
- State: Florida
- Address: 12700 Military Trail
- County: Palm Beach
- Zip code: 33436
Personal Loan for a food batchmaker named Oleta in Boynton Beach, Florida to Pay Off BankFIRST Visa Business Travel Card
Oleta had a lot of credit card debt on their Radio Shack Credit Card and their Tesoro Fleet Credit Card, and they were starting to get in over their heads. Despite Oleta’s job as a food batchmaker, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Conclusion of Oleta’s same day loan
In the end, Oleta was able to find a same day loan for $44000 with an interest rate of 9.3% interest APR from World Savings of Florida, FS&LA in Boynton Beach, Florida repayable over 7 years from today.