$64000 Same Day Loan – Atlanta Georgia, Credit Rating Of 707
- Experian: 717 – This individual had a good Experian rating
- Transunion: 688 – Towanda had a good credit score with Transunion.
- Equifax: Towanda’s Experian score was 707, which is a good credit rating using the Experian system.
Installment loan for Towanda, a graduate of Arapahoe Community College and a license clerk working for over $71,000 per year
Towanda, an alumnus at Arapahoe Community College and a license clerk in Atlanta, Georgia wants a same day loan to purchase something frivolous. Towanda has instead decided to get an installment loan for $26,000 and is at present seeking lenders like The Rockmart Bank to provide it.
Fast Loans for Towanda in Atlanta, Georgia to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Atlanta, Georgia aren’t actually that difficult to obtain, especially if you have some finesse like Towanda. Towanda was able to find a fast loan for $64000 from First National Bank of Griffin and Talbot State Bank, but declined both offers in favor of their same day loan from NationsBank Trust Company (Georgia), National Association. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement if a borrower is in a pinch.
Towanda’s Overall FICO score at the time of acceptance for a same day loan, taking into account their license clerk job and their future job as a foreign service officer
Towanda’s Transunion score was altered by the same day loan loan, changing to 688 from 707, which is typical in our experience.
Multiple previous requests for credit have been made by Towanda in the past, including one from First Savings Bank of Perkasie in Atlanta, Georgia before Towanda was accepted for the $64000 by NationsBank Trust Company (Georgia), National Association
Towanda made 9 previous tries to obtain a same day loan, 2 of which were with First Savings Bank of Perkasie, a lender in Atlanta, Georgia known to specialize in same day loans specifically. Before finding NationsBank Trust Company (Georgia), National Association, Towanda was desperate due to their inexperience and good credit score.
When Towanda was 19, they tried to obtain a student loan from 7 different lenders, which damaged their credit score. Below is a chronology of Towanda’s previous attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on November 17, 2008
- Attempt 2) Loan for $37,000.00 on June 17, 2011
- Attempt 3) Loan for $23,000.00 on January 17, 2010
- Attempt 4) Loan for $20,000.00 on May 13, 2010
- Attempt 5) Loan for $31,000.00 on March 2, 2012
- Attempt 6) Loan for $21,000.00 on October 18, 2012
- Attempt 7) Loan for $21,000.00 on June 7, 2011
Contact Details for NationsBank Trust Company (Georgia), National Association, the provider of this same day loan
- NationsBank Trust Company (Georgia), National Association
- City: Atlanta
- State: Georgia
- Address: 33 North Avenue, Suite 1600
- County: Fulton
- Zip code: 30308
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $35,000.00 to $43,000.00. They are mainly used to pay off existing high interest loans like credit cards. Towanda required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Towanda was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.8%.
6 Months in the Past, Towanda Tried to Find a High Risk Loan for $38,000.00, and it was Hard
There is an existing struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Towanda. Towanda decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Individuals with credit scores as low as 428 can apply for a high risk loan and have a chance to be approved.
Towanda was rejected by The Commercial Bank 6 times before being approved by NationsBank Trust Company (Georgia), National Association at 33 North Avenue, Suite 1600
On November 22, 2011, Towanda applied about borrowing $39,000 from The Peoples Bank with Junko, their friend from just outside Atlanta, and even with the co-signer, Towanda was rejected for this same day loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Previous requests on Towanda’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$10310.00||5||10.8%||$223.14||NationsBank of Florida, National Association||December 2, 2013|
|$9530.00||10||6.4%||$107.73||Century Bank and Trust||April 26, 2014|
|$10340.00||10||8.1%||$126.0||Bank of Madison||June 3, 2014|
|$10260.00||5||11.3%||$224.62||Bank of Hazlehurst||June 11, 2015|
- Full name (Changed if requested): Towanda Samms
- Current Credit: loans.hit.utils.Fico@1a6c5a9e
- Current City: Atlanta
- State: Georgia
- Zip code: 30312
- Yearly income: $39,000
- Current Job: license clerk
- Current County: Fulton
- Goal Yearly Income: $141,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Towanda has a disappointing current total income, but has a large amount of prospects
Towanda has always wanted to be a foreign service officer, but would have to attend Arapahoe Community College again to achieve it. Towanda has other prospects as well, including railroad inspector, word processing specialist, and patent agent, which pay $55,000 through to $90,000 per year, at least. Because of this, we believe that Towanda can pay for this same day loan of $64000.
Personal Loan for a license clerk named Towanda in Atlanta, Georgia to Pay Off Tompkins Trust Company Visa Platinum Card
Towanda had a lot of credit card debt on their Holy Cross Alumni Association Platinum Plus Credit Card with WorldPoints Rewards and their Lawyers Without Borders Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Towanda’s job as a license clerk, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Signature Loan easily acquired in Atlanta, Georgia for $64000 with good credit by Towanda
Many clients have difficulty with obtaining signature loans in Atlanta, Georgia, and Towanda is no exception. Towanda went to 7 lenders or more prior to finding NationsBank Trust Company (Georgia), National Association, who offered Towanda a signature loan for $64000. Typical signature loans simply require a client, like Towanda’s signature to obtain them, up to $23,000 in some cases. Towanda was able to get $64000 as a same day loan, which is very high for a same day loan. Because signature loans do not require a cosigner, they tend to require higher credit, as high as 751
Paraphrased and Standardized Quote from Towanda for this same day loan of $64000, provided by NationsBank Trust Company (Georgia), National Association
Hello, I am Towanda and my hometown is Atlanta in Georgia. Fulton, county is where I grew up, and now I need a same day loan in Georgia for $64000 to buy a car. It wasn’t easy, but NationsBank Trust Company (Georgia), National Association really came through for me with this loan for 10.6% interest APR and a term of 11 years. I can probably repay the loan over the 11 year term, including interest. A big thanks to NationsBank Trust Company (Georgia), National Association for trusting me and my good credit. It look me 8 years to create my credit to 707, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.
Before applying for this same day loan, Towanda had an Experian score of 717, which is good, so NationsBank Trust Company (Georgia), National Association probably cannot provide Towanda a same day loan
Conclusion of Towanda’s same day loan
In the end, Towanda was able to find a same day loan for $64000 with an interest rate of 9.8% interest APR from NationsBank Trust Company (Georgia), National Association in Atlanta, Georgia repayable over 11 years from today.