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Low Rate Secured Loan For Kacie In Cartersville, Georgia

$132000 Secured Loan – Cartersville Georgia, Credit Score Of 490

  • Experian: 503 – This client had a bad Experian score
  • Transunion: 477 – Kacie had a bad credit score with Transunion.
  • Equifax: Kacie’s Experian score was 490, which is a bad credit rating with the Experian system.

Kacie has a disappointing current yearly income, but has a large amount of prospects

Kacie has always wanted to be an aircraft examiner, but would have to attend Mercer University again to achieve it. Kacie has other prospects as well, including middle school administrator, teacher of the blind, and insurance estate planner, which pay $53,000 through to $101,000 per year, at least. Because of this, we think that Kacie can afford this secured loan of $132000.

Previous requests on Kacie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$36870.00 11 9.4% $449.18 NationsBank of Florida, National Association February 4, 2012
$37350.00 4 7.3% $899.6 Century Bank and Trust May 7, 2012
$37250.00 5 7.3% $742.88 Bank of Madison November 9, 2012
$36850.00 5 7.3% $734.9 Bank of Hazlehurst February 25, 2013

Fast Loans for Kacie in Cartersville, Georgia to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Cartersville, Georgia aren’t actually that difficult to obtain, especially if you have some gumption like Kacie. Kacie was able to find a fast loan for $132000 from The Citizens and Southern Bank of Dublin and Monroe County Bank, but declined both offers in favor of their secured loan from The First National Bank of Cartersville. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. An improvement if a client is in a time sensitive situation.

Kacie was not approved by The Rockmart Bank 4 times before being granted funding by The First National Bank of Cartersville at 34 West Main Street

On December 28, 2011, Kacie inquired about borrowing $38,000 from The Citizens and Southern Bank of Colquitt County with Jessie, their friend from just outside Cartersville, and even with the co-signer, Kacie was rejected for this secured loan. With bad credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Personal Loan for an audiovisual production specialist named Kacie in Cartersville, Georgia to Pay Off Associated Bank Visa Platinum Card

Kacie had a tonne of credit card debt on their Entrust FCU Visa REWARDS Platinum Credit Card and their Lowe’s Project Card, and they were starting to get in over their heads. Despite Kacie’s job as an audiovisual production specialist, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

When Kacie was 19, they tried to obtain a student loan from 6 alternate banks, which damaged their credit score. Below is a list of Kacie’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $31,000.00 on March 25, 2009
  • Attempt 2) Loan for $30,000.00 on April 18, 2010
  • Attempt 3) Loan for $38,000.00 on May 1, 2010
  • Attempt 4) Loan for $39,000.00 on August 22, 2010
  • Attempt 5) Loan for $34,000.00 on May 8, 2013
  • Attempt 6) Loan for $21,000.00 on July 8, 2011

8 Months Ago, Kacie Tried to Find a High Risk Loan for $22,000.00, and it was Hard

It is an well known struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Kacie. Kacie decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Individuals with credit scores as low as 398 can inquire for a high risk loan and have a chance to be accepted.

Client Profile: Kacie Gresl of Cartersville, Georgia
  • Full name (Changed if requested): Kacie Gresl
  • Current Credit: loans.hit.utils.Fico@685f4c2e
  • Current City: Cartersville
  • State: Georgia
  • Zip code: 30127
  • Yearly income: $57,000
  • Current Job: audiovisual production specialist
  • Current County: Bartow
  • Goal Yearly Income: $143,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Kacie’s Transunion score was changed by the secured loan loan, changing to 477 from 490, which is typical in our experience.

Transunion Score: 477

Paraphrased and Standardized Quote from Kacie for this secured loan of $132000, provided by The First National Bank of Cartersville

Hello, I am Kacie and I’m from Cartersville in Georgia. Bartow, county is where I grew up, and now I need a secured loan in Georgia for $132000 to buy a big ticket item. It has been difficult, but The First National Bank of Cartersville really came through for me with this loan for 7.1% interest APR and a term of 1 years. I will repay the loan over the 1 year term, including interest. A big thanks to The First National Bank of Cartersville for giving me a chance and my bad credit. It look me 5 years to create my credit to 490, and I won’t harm it any future. I’m happy with Find Texas Loans for assisting me this far.

Installment loan for Kacie, a graduate of Mercer University and an audiovisual production specialist working for over $62,000 per year

Kacie, an alumnus at Mercer University and an audiovisual production specialist in Cartersville, Georgia wants a secured loan to purchase a car. Kacie has instead chosen to obtain an installment loan for $13,000 and is currently seeking lenders like Bank of Madison to provide it.

Many previous requests for credit have been made by Kacie in the past, including one from Old Kent Bank, National Association in Cartersville, Georgia before Kacie was accepted for the $132000 by The First National Bank of Cartersville

Kacie made 6 prior attempts to obtain a secured loan, 2 of which were with Old Kent Bank, National Association, a bank in Cartersville, Georgia known to specialize in secured loans specifically. Before finding The First National Bank of Cartersville, Kacie was desperate due to their inexperience and bad credit rating.

Before applying for this secured loan, Kacie had an Experian score of 503, which is bad, so The First National Bank of Cartersville likely cannot provide Kacie a secured loan

Experian Score: 503

Signature Loan easily acquired in Cartersville, Georgia for $132000 with bad credit by Kacie

Many clients have difficulty with finding signature loans in Cartersville, Georgia, and Kacie is no exception. Kacie went to 7 lending institutions or more prior to settling on The First National Bank of Cartersville, who offered Kacie a signature loan for $132000. Typical signature loans simply need a client, like Kacie’s signature to obtain them, up to $27,000 in some cases. Kacie was able to get $132000 as a secured loan, which is very high for a secured loan. Because signature loans do not need a cosigner, these loans tend to need better credit, as high as 761

Contact Details for The First National Bank of Cartersville, the provider of this secured loan

  • The First National Bank of Cartersville
  • City: Cartersville
  • State: Georgia
  • Address: 34 West Main Street
  • County: Bartow
  • Zip code: 30120

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $30,000.00 to $54,000.00. They are mainly used to pay off existing high interest loans like credit cards. Kacie needed a debt consolidation loan to pay for their existing secured loan and their payday loan. Kacie was able to find a secured loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.4%.

Kacie’s Overall FICO score at the time of acceptance for a secured loan, taking into account their audiovisual production specialist job and their future career as an aircraft examiner

Fico Score: 490

Conclusion of Kacie’s secured loan

In the end, Kacie was able to find a secured loan for $132000 with an interest rate of 9.0% interest APR from The First National Bank of Cartersville in Cartersville, Georgia repayable over 1 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.