$70000 Student Loan – North Miami Beach Florida, Credit Score Of 426
- Experian: 439 – The client had a bad Experian rating
- Transunion: 410 – Lelah had a bad credit rating with Transunion.
- Equifax: Lelah’s Experian score was 426, which is a bad credit rating with the Experian system.
When Lelah was 24, they tried to obtain a student loan from 4 alternate lenders, which damaged their credit score. Below is a list of Lelah’s prior attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on August 23, 2009
- Attempt 2) Loan for $21,000.00 on February 15, 2011
- Attempt 3) Loan for $39,000.00 on July 10, 2012
- Attempt 4) Loan for $37,000.00 on January 28, 2010
Paraphrased and Standardized Quote from Lelah for this student loan of $70000, provided by Great American Bank of North Miami Beach
Hello, I am Lelah and I am from North Miami Beach in Florida. Miami-Dade, county is where I grew up, and now I need a student loan in Florida for $70000 to renovate my home. It has been difficult, but Great American Bank of North Miami Beach really came through for me with this loan for 5.8% interest APR and a term of 3 years. I can probably repay the loan over the 3 year term, including interest. A big thanks to Great American Bank of North Miami Beach for giving me a chance and my bad credit. It look me 6 years to create my credit to 426, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.
Before applying for this student loan, Lelah had an Experian score of 439, which is bad, so Great American Bank of North Miami Beach most likely cannot provide Lelah a student loan
7 Months in the Past, Lelah Tried Finding a High Risk Loan for $23,000.00, and it was Easy
It is an ongoing struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Lelah. Lelah chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit individuals. Clients with credit ratings as low as 408 can inquire for a high risk loan and possibly can be approved.
Lelah was not approved by Flagship Bank of Lake Alfred 6 times prior to being granted funding by Great American Bank of North Miami Beach at 18201 Northeast 19th Avenue
On August 21, 2010, Lelah applied about borrowing $43,000 from Barnett Bank of Tampa, National Association with Annika, their friend from just outside North Miami Beach, and even with the co-signer, Lelah was rejected for this student loan. With bad credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Lelah’s Overall FICO score at the time of acceptance for a student loan, taking into account their animal scientist job and their future career as a mechanical drafter
Fast Loans for Lelah in North Miami Beach, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in North Miami Beach, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Lelah. Lelah was able to find a fast loan for $70000 from SunTrust Bank, Northwest, Florida and SunTrust Bank, Northwest, Florida, but declined both offers in favor of their student loan from Great American Bank of North Miami Beach. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big difference in the case that you are on the go.
Contact Details for Great American Bank of North Miami Beach, the provider of this student loan
- Great American Bank of North Miami Beach
- City: North Miami Beach
- State: Florida
- Address: 18201 Northeast 19th Avenue
- County: Miami-Dade
- Zip code: 33162
Lelah’s Transunion score was changed by the student loan loan, changing to 410 from 426, which is normal in our experience.
Personal Loan for an animal scientist named Lelah in North Miami Beach, Florida to Pay Off First Bank Credit Card
Lelah had a lot of credit card debt on their Chicago Cubs BankAmericard Cash Rewards MasterCard and their Taleris Credit Union Visa Signature Card, and they were starting to get in over their heads. Despite Lelah’s job as an animal scientist, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.
- Full name (Changed if requested): Lelah Slayter
- Current Credit: loans.hit.utils.Fico@238e0d81
- Current City: North Miami Beach
- State: Florida
- Zip code: 33165
- Yearly income: $49,000
- Current Job: animal scientist
- Current County: Miami-Dade
- Goal Yearly Income: $143,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Installment loan for Lelah, a graduate of Southern Illinois University Carbondale and an animal scientist working for over $63,000 per year
Lelah, an alumnus at Southern Illinois University Carbondale and an animal scientist in North Miami Beach, Florida wants a student loan to purchase a house. Lelah has instead decided to obtain an installment loan for $24,000 and is currently seeking lenders like Caribank to process their request.
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $34,000.00 to $47,000.00. They are normally used to pay off existing high interest loans like credit cards. Lelah required a debt consolidation loan to pay for their existing student loan and their loan shark loan. Lelah was able to find a student loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your dirty, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.0%.
Lelah has a low current yearly income, but has several of prospects
Lelah has always wanted to be a mechanical drafter, but would need attend Southern Illinois University Carbondale again to achieve it. Lelah has other possibilities as well, including aquaculturist, resource teacher, and warehouse stock clerk, which pay $55,000 through to $98,000 per year, at least. Because of this, we think that Lelah can afford this student loan of $70000.
Signature Loan easily acquired in North Miami Beach, Florida for $70000 with bad credit by Lelah
Most borrowers have difficulty with obtaining signature loans in North Miami Beach, Florida, and Lelah is the same. Lelah went to 8 lending institutions or more before finding Great American Bank of North Miami Beach, who offered Lelah a signature loan for $70000. Typical signature loans simply need a client, like Lelah’s signature to get them, up to $42,000 in some cases. Lelah was able to get $70000 as a student loan, which is very high for a student loan. Because signature loans don’t need a cosigner, they tend to need improved credit, as high as 731
Previous requests on Lelah’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $78840.00 | 10 | 5.2% | $843.95 | NCNB National Bank of Florida | August 16, 2011 |
| $78630.00 | 5 | 10.1% | $1674.53 | Southeast Bank of Madison County, National Association | July 3, 2013 |
| $79340.00 | 9 | 10.8% | $1151.66 | Southeast Bank of Wildwood | September 11, 2013 |
| $78570.00 | 7 | 8.2% | $1232.45 | Atlantic Bank of Jacksonville | June 23, 2014 |
Many other requests for credit have been made by Lelah in the past, including one from First Commonwealth Bank in North Miami Beach, Florida before Lelah was accepted for the $70000 by Great American Bank of North Miami Beach
Lelah made 7 prior attempts to obtain a student loan, 2 of which were with First Commonwealth Bank, a lending institution in North Miami Beach, Florida known to specialize in student loans specifically. Before finding Great American Bank of North Miami Beach, Lelah was desperate due to their inexperience and bad credit score.
Conclusion of Lelah’s student loan
In the end, Lelah was able to find a student loan for $70000 with an interest rate of 7.3% interest APR from Great American Bank of North Miami Beach in North Miami Beach, Florida repayable over 3 years from today.
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