$117000 Student Loan – Coupeville Washington, Credit Rating Of 825
- Experian: 839 – They had an excellent Experian score
- Transunion: 806 – Miesha had an excellent credit rating with Transunion.
- Equifax: Miesha’s Experian score was 825, which is an excellent credit score on the Experian scale.
When Miesha was 19, they tried to obtain a student loan from 6 different lenders, which harmed their credit rating. Below is a list of Miesha’s prior attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on September 12, 2012
- Attempt 2) Loan for $24,000.00 on February 29, 2012
- Attempt 3) Loan for $23,000.00 on March 1, 2013
- Attempt 4) Loan for $37,000.00 on October 22, 2008
- Attempt 5) Loan for $29,000.00 on May 4, 2012
- Attempt 6) Loan for $30,000.00 on April 5, 2010
Previous requests on Miesha’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$116700.00||11||9.2%||$1408.75||Granite Falls State Bank||January 23, 2010|
|$117120.00||9||8.3%||$1543.03||Columbia Gorge Bank||September 1, 2012|
|$116630.00||7||5.3%||$1664.93||Summit Bank||February 8, 2014|
|$116870.00||10||8.8%||$1467.84||State Bank of Morton||September 13, 2014|
Contact Details for Whidbey Island Bank, the provider of this student loan
- Whidbey Island Bank
- City: Coupeville
- State: Washington
- Address: 401 N. Main
- County: Island
- Zip code: 98239
Multiple previous requests for credit have been made by Miesha in the past, including one from Lebanon County Trust Company in Coupeville, Washington before Miesha was approved for the $117000 by Whidbey Island Bank
Miesha made 5 prior attempts to obtain a student loan, 2 of which were with Lebanon County Trust Company, a lender in Coupeville, Washington known to specialize in student loans specifically. Before finding Whidbey Island Bank, Miesha was desperate due to their inexperience and excellent credit score.
7 Months Ago, Miesha Attempted to Find a High Risk Loan for $21,000.00, and it was Hard
It is an ongoing struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Miesha. Miesha decided not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Borrowers with credit scores as low as 441 can apply for a high risk loan and possibly can be accepted.
Miesha was not approved by Summit Bank 6 times before being accepted by Whidbey Island Bank at 401 N. Main
On March 29, 2012, Miesha applied about borrowing $1,000 from Farmington State Bank with Georgianne, their in law from just outside Coupeville, and even with the co-signer, Miesha was rejected for this student loan. With excellent credit, it can be challenging to procure financing, even with collateral and a co-signer.
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $29,000.00 to $49,000.00. They are mainly used to pay off existing high interest loans like credit cards. Miesha needed a debt consolidation loan to pay for their existing student loan and their loan shark loan. Miesha was able to find a student loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.4%.
Paraphrased and Standardized Quote from Miesha for this student loan of $117000, provided by Whidbey Island Bank
Hi, I am Miesha and I am from Coupeville in Washington. Island, county is where I grew up, and now I need a student loan in Washington for $117000 to pay bills. It has been difficult, but Whidbey Island Bank really came through for me with this loan for 9.7% interest APR and a term of 13 years. I will repay the loan over the 13 year term, including interest. A big thanks to Whidbey Island Bank for trusting me and my excellent credit. It look me 9 years to build my credit to 825, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.
Miesha has a low current gross income, but has several of prospects
Miesha has always wanted to be an orthodontist, but would have to attend University of Missouri – Columbia again to achieve it. Miesha has other prospects as well, including fitness trainer, materials scientist, and forensics psychologist, which pay $53,000 through to $108,000 per year, at least. For this reason, we believe that Miesha can pay for this student loan of $117000.
Miesha’s Overall FICO score at the time of acceptance for a student loan, taking into account their orthodontic assistant job and their future career as an orthodontist
Installment loan for Miesha, a graduate of University of Missouri – Columbia and an orthodontic assistant working for over $70,000 per year
Miesha, an alumnus at University of Missouri – Columbia and an orthodontic assistant in Coupeville, Washington wants a student loan to purchase a new cell phone. Miesha has instead decided to get an installment loan for $2,000 and is currently seeking lenders like First Independent Bank to provide it.
Miesha’s Transunion score was altered by the student loan loan, changing to 806 from 825, which is typical in our experience.
Signature Loan found in Coupeville, Washington for $117000 with excellent credit by Miesha
Most borrowers have difficulty with obtaining signature loans in Coupeville, Washington, and Miesha is not an exception. Miesha went to 4 lenders or more before settling on Whidbey Island Bank, who offered Miesha a signature loan for $117000. Most signature loans simply require a client, like Miesha’s signature to obtain them, up to $49,000 in some cases. Miesha was able to get $117000 as a student loan, which is very high for a student loan. Since signature loans do not require collateral, they generally require higher credit, as high as 719
Fast Loans for Miesha in Coupeville, Washington to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Coupeville, Washington aren’t actually that difficult to obtain, particularly if you have some finesse like Miesha. Miesha was able to find a fast loan for $117000 from The Pacific National Bank of Seattle and Puget Sound Bank, but declined both offers in favor of their student loan from Whidbey Island Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better if a client is on the go.
Before applying for this student loan, Miesha had an Experian score of 839, which is excellent, so Whidbey Island Bank probably can provide Miesha a student loan
- Full name (Changed if requested): Miesha Kahre
- Current Credit: loans.hit.utils.Fico@9807454
- Current City: Coupeville
- State: Washington
- Zip code: 98247
- Yearly income: $49,000
- Current Job: orthodontic assistant
- Current County: Island
- Goal Yearly Income: $131,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Personal Loan for an orthodontic assistant named Miesha in Coupeville, Washington to Pay Off Fulton Bank Visa Business Card
Miesha had a lot of credit card debt on their Major League Baseball MLB Extra Bases Credit Cards and their University of Pennsylvania, and they were starting to get in over their heads. Despite Miesha’s job as an orthodontic assistant, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Conclusion of Miesha’s student loan
In the end, Miesha was able to find a student loan for $117000 with an interest rate of 8.2% interest APR from Whidbey Island Bank in Coupeville, Washington repayable over 13 years from today.