$6000 Student Loan – New Tripoli Pennsylvania, Credit Score Of 762
- Experian: 776 – This client had an excellent Experian score
- Transunion: 743 – Natividad had an excellent credit rating with Transunion.
- Equifax: Natividad’s Experian score was 762, which is an excellent credit score with the Experian rating scheme.
When Natividad was 24, they attempted to obtain a student loan from 6 alternate banks, which harmed their credit rating. Below is a chronology of Natividad’s prior attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on July 30, 2010
- Attempt 2) Loan for $35,000.00 on June 22, 2009
- Attempt 3) Loan for $34,000.00 on January 17, 2010
- Attempt 4) Loan for $28,000.00 on October 20, 2009
- Attempt 5) Loan for $23,000.00 on November 1, 2010
- Attempt 6) Loan for $20,000.00 on April 26, 2012
Personal Loan for a municipal fire fighting supervisor named Natividad in New Tripoli, Pennsylvania to Pay Off Atlantic Stewardship Bank Visa Signature Bonus Rewards Card
Natividad had a tonne of credit card debt on their Garden State Community Bank Maximum Rewards Visa Card and their Sovereign Bank The Gold Card from American Express OPEN, and they were starting to get in over their heads. Despite Natividad’s job as a municipal fire fighting supervisor, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Natividad’s Overall FICO score at the time of acceptance for a student loan, taking into account their municipal fire fighting supervisor job and their future job as a scientific photographer
Previous requests on Natividad’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$81790.00||4||9.1%||$2039.23||The People’s Bank of Oxford||January 20, 2012|
|$82370.00||4||7.7%||$1999.31||First Lehigh Bank||February 1, 2012|
|$82260.00||5||5.5%||$1571.26||SunBank||January 14, 2015|
|$82310.00||3||9.7%||$2644.33||Merchants Bank (North)||May 15, 2015|
Paraphrased and Standardized Quote from Natividad for this student loan of $6000, provided by New Tripoli Bank
Hello, I am Natividad and I’m from New Tripoli in Pennsylvania. Lehigh, county is where I grew up, and now I need a student loan in Pennsylvania for $6000 to avoid bankruptcy. It wasn’t easy, but New Tripoli Bank really came through for me with this loan for 6.2% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to New Tripoli Bank for trusting me and my excellent credit. It look me 6 years to create my credit to 762, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.
Signature Loan found in New Tripoli, Pennsylvania for $6000 with excellent credit by Natividad
Many clients have difficulty with obtaining signature loans in New Tripoli, Pennsylvania, and Natividad is not an exception. Natividad went to 8 lenders or more before finding New Tripoli Bank, who offered Natividad a signature loan for $6000. Most signature loans simply require a client, like Natividad’s signature to get them, up to $29,000 in some cases. Natividad was able to get $6000 as a student loan, which is very high for a student loan. Because signature loans don’t need a cosigner, they tend to require improved credit, as high as 793
Natividad was rejected by Green Ridge Bank 7 times prior to being approved by New Tripoli Bank at Market And Madison Streets
On December 27, 2010, Natividad applied about borrowing $12,000 from Wayne Bank with Raquel, their friend from just outside New Tripoli, and even with the co-signer, Natividad was rejected for this student loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Before applying for this student loan, Natividad had an Experian score of 776, which is excellent, so New Tripoli Bank most likely cannot provide Natividad a student loan
Contact Details for New Tripoli Bank, the provider of this student loan
- New Tripoli Bank
- City: New Tripoli
- State: Pennsylvania
- Address: Market And Madison Streets
- County: Lehigh
- Zip code: 18066
9 Months Ago, Natividad Tried to Find a High Risk Loan for $37,000.00, and it was Hard
There is an well known struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Natividad. Natividad chose not to get a high risk loan this time. High Risk loans are given to bad credit clients. Borrowers with credit scores as low as 310 can apply for a high risk loan and may be be approved.
- Full name (Changed if requested): Natividad Mccrary
- Current Credit: loans.hit.utils.Fico@5b6f7412
- Current City: New Tripoli
- State: Pennsylvania
- Zip code: 18068
- Yearly income: $69,000
- Current Job: municipal fire fighting supervisor
- Current County: Lehigh
- Goal Yearly Income: $112,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Natividad’s Transunion score was changed by the student loan loan, changing to 743 from 762, which is normal in our experience.
Natividad has a disappointing current gross income, but has a high number of prospects
Natividad has always wanted to be a scientific photographer, but would need attend University of Wyoming again to achieve it. Natividad has other prospects as well, including insurance claim examiner, occupational safety & health inspector, and commercial fisherman, which pay $51,000 through to $103,000 per year, at least. Because of this, we think that Natividad can afford this student loan of $6000.
Fast Loans for Natividad in New Tripoli, Pennsylvania to prevent bankruptcy or harm from debt collectors.
Fast loans in New Tripoli, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Natividad. Natividad was able to find a fast loan for $6000 from Wayne Bank and Community Bank and Trust Company, but turned down both offers in favor of their student loan from New Tripoli Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement in the case that you are in a time sensitive situation.
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $24,000.00 to $43,000.00. They are typically used to pay off existing high interest loans like credit cards. Natividad required a debt consolidation loan to pay for their existing student loan and their credit card. Natividad was able to find a student loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your bad, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.0%.
Several past requests for credit have been made by Natividad in the past, including one from Planters Bank, Inc. in New Tripoli, Pennsylvania before Natividad was approved for the $6000 by New Tripoli Bank
Natividad made 7 previous tries to obtain a student loan, 2 of which were with Planters Bank, Inc., a lender in New Tripoli, Pennsylvania known to specialize in student loans specifically. Prior to finding New Tripoli Bank, Natividad was concerned due to their inexperience and excellent credit rating.
Installment loan for Natividad, a graduate of University of Wyoming and a municipal fire fighting supervisor working for over $68,000 per year
Natividad, an alumnus at University of Wyoming and a municipal fire fighting supervisor in New Tripoli, Pennsylvania needs a student loan to purchase a house. Natividad has instead chosen to get an installment loan for $11,000 and is at present seeking lenders like Wayne Bank to provide it.
Conclusion of Natividad’s student loan
In the end, Natividad was able to find a student loan for $6000 with an interest rate of 9.6% interest APR from New Tripoli Bank in New Tripoli, Pennsylvania repayable over 23 years from now.