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Low Rate Unsecured Loan For Carlita In Southington, Connecticut

$69000 Unsecured Loan – Southington Connecticut, Credit Rating Of 365

  • Experian: 378 – This individual had a terrible Experian rating
  • Transunion: 346 – Carlita had a terrible credit rating with Transunion.
  • Equifax: Carlita’s Experian score was 365, which is a terrible credit rating with the Experian system.

Several past requests for credit have been made by Carlita in the past, including one from American Bank in Southington, Connecticut before Carlita was accepted for the $69000 by State Savings Bank, National Association

Carlita made 7 prior attempts to obtain an unsecured loan, 2 of which were with American Bank, a lending institution in Southington, Connecticut known to specialize in unsecured loans specifically. Prior to finding State Savings Bank, National Association, Carlita was concerned due to their inexperience and terrible credit score.

Carlita was not approved by Deep River Bank and Trust Company 4 times prior to being granted funding by State Savings Bank, National Association at 132 Main Street

On February 8, 2010, Carlita inquired about borrowing $43,000 from The Putnam Trust Company with Annalee, their friend from just outside Southington, and even with the co-signer, Carlita was rejected for this unsecured loan. With terrible credit, it can be very hard to procure financing, even with collateral and a co-signer.

Contact Details for State Savings Bank, National Association, the provider of this unsecured loan

  • State Savings Bank, National Association
  • City: Southington
  • State: Connecticut
  • Address: 132 Main Street
  • County: Hartford
  • Zip code: 6489

Before applying for this unsecured loan, Carlita had an Experian score of 378, which is terrible, so State Savings Bank, National Association likely can provide Carlita an unsecured loan

Experian Score: 378

Previous requests on Carlita’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$30730.00 6 5.5% $502.06 Colonial Bank of Waterbury July 10, 2011
$30820.00 11 6.3% $324.25 The Canaan National Bank May 5, 2012
$30700.00 4 6.6% $729.47 The Clinton National Bank November 28, 2013
$30680.00 4 5.5% $713.51 Deep River Bank and Trust Company February 23, 2015
$31190.00 8 11.6% $500.1 The National Bank of New England of East Haddam March 13, 2015

8 Months in the Past, Carlita Tried Finding a High Risk Loan for $34,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Carlita. Carlita decided not to get a high risk loan this time. High Risk loans are given to bad credit clients. Clients with credit scores as low as 516 can inquire for a high risk loan and possibly can be approved.

Carlita’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their billing specialist job and their future career as a political scientist

Fico Score: 365

Fast Loans for Carlita in Southington, Connecticut to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Southington, Connecticut aren’t actually that difficult to obtain, particularly if you have some gumption like Carlita. Carlita was able to find a fast loan for $69000 from The Putnam Trust Company and City Trust Company, but turned down both offers in favor of their unsecured loan from State Savings Bank, National Association. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement in the case that you are on the go.

Paraphrased and Standardized Quote from Carlita for this unsecured loan of $69000, provided by State Savings Bank, National Association

Hi, I am Carlita and my hometown is Southington in Connecticut. Hartford, county is where I grew up, and now I need a unsecured loan in Connecticut for $69000 to avoid bankruptcy. It has been difficult, but State Savings Bank, National Association really came through for me with this loan for 11.8% interest APR and a term of 10 years. I can probably repay the loan over the 10 year term, including interest. A big thanks to State Savings Bank, National Association for giving me a chance and my terrible credit. It look me 9 years to create my credit to 365, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

Signature Loan found in Southington, Connecticut for $69000 with terrible credit by Carlita

A lot of clients have difficulty with obtaining signature loans in Southington, Connecticut, and Carlita is the same. Carlita went to 8 lenders or more prior to settling on State Savings Bank, National Association, who offered Carlita a signature loan for $69000. Typical signature loans simply require a client, like Carlita’s signature to get them, up to $40,000 in some cases. Carlita was able to get $69000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans don’t require collateral, these loans generally need higher credit, as high as 736

Carlita has a sad current yearly income, but has a large amount of prospects

Carlita has always wanted to be a political scientist, but would have to attend Shepherd University again to achieve it. Carlita has other possibilities as well, including atmospheric and space scientist, kindergarten teacher, and ship pilot, which pay $51,000 through to $103,000 per year, on average. For this reason, we believe that Carlita can pay for this unsecured loan of $69000.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $27,000.00 to $54,000.00. They are mainly used to pay off existing high interest loans like credit cards. Carlita required a debt consolidation loan to pay for their existing unsecured loan and their loan shark loan. Carlita was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.5%.

Installment loan for Carlita, a graduate of Shepherd University and a billing specialist working for over $74,000 per year

Carlita, an alumnus at Shepherd University and a billing specialist in Southington, Connecticut wants an unsecured loan to purchase a new cell phone. Carlita has instead decided to obtain an installment loan for $12,000 and is currently seeking lenders like Citytrust to provide it.

When Carlita was 24, they attempted to obtain a student loan from 5 different banks, which damaged their credit rating. Below is a chronology of Carlita’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on July 26, 2011
  • Attempt 2) Loan for $26,000.00 on October 28, 2009
  • Attempt 3) Loan for $27,000.00 on October 3, 2011
  • Attempt 4) Loan for $37,000.00 on December 25, 2010
  • Attempt 5) Loan for $24,000.00 on April 21, 2012

Personal Loan for a billing specialist named Carlita in Southington, Connecticut to Pay Off SunTrust Visa Signature with SunTrust Rewards

Carlita had a lot of credit card debt on their Riverview Community Bank Visa Signature Bonus Rewards PLUS Card and their Philadelphia Phillies BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Carlita’s job as a billing specialist, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Client Profile: Carlita Doroski of Southington, Connecticut
  • Full name (Changed if requested): Carlita Doroski
  • Current Credit: loans.hit.utils.Fico@1f17ae12
  • Current City: Southington
  • State: Connecticut
  • Zip code: 6498
  • Yearly income: $37,000
  • Current Job: billing specialist
  • Current County: Hartford
  • Goal Yearly Income: $91,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Carlita’s Transunion score was altered by the unsecured loan loan, changing to 346 from 365, which is typical in our experience.

Transunion Score: 346

Conclusion of Carlita’s unsecured loan

In the end, Carlita was able to find an unsecured loan for $69000 with an interest rate of 11.0% interest APR from State Savings Bank, National Association in Southington, Connecticut repayable over 10 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.