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Low Rate Unsecured Loan For Jesus In Paintsville, Kentucky

$24000 Unsecured Loan – Paintsville Kentucky, Credit Score Of 793

  • Experian: 803 – This individual had an excellent Experian score
  • Transunion: 778 – Jesus had an excellent credit rating with Transunion.
  • Equifax: Jesus’s Experian score was 793, which is an excellent credit rating using the Experian scale.

Jesus’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their painters job and their future job as a court reporter

Fico Score: 793

Personal Loan for a painters named Jesus in Paintsville, Kentucky to Pay Off Old Pueblo Traders AMO Credit Card

Jesus had a lot of credit card debt on their University of Georgia WorldPoints Platinum Plus Visa Card and their FirstMerit Bank Platinum MasterCard, and they were starting to get in over their heads. Despite Jesus’s job as a painters, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Jesus has a low current yearly income, but has a large amount of prospects

Jesus has always wanted to be a court reporter, but would need attend Hill College again to achieve it. Jesus has other possibilities as well, including farm labor contractor, market research analyst, and congressional aide, which pay $58,000 through to $109,000 per year, on average. For this reason, we think that Jesus can afford this unsecured loan of $24000.

Signature Loan acquired in Paintsville, Kentucky for $24000 with excellent credit by Jesus

Most clients have difficulty with obtaining signature loans in Paintsville, Kentucky, and Jesus is the same. Jesus went to 6 lenders or more prior to settling on Citizens National Bank of Paintsville, who offered Jesus a signature loan for $24000. Most signature loans simply require a client, like Jesus’s signature to obtain them, up to $28,000 in some cases. Jesus was able to get $24000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans do not require a cosigner, they tend to require higher credit, as high as 783

8 Months in the Past, Jesus Tried Finding a High Risk Loan for $20,000.00, and it was Hard

There is an well known struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Jesus. Jesus decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Borrowers with credit ratings as low as 393 can apply for a high risk loan and have a chance to be approved.

Jesus was declined by Hyden Citizens Bank 4 times prior to being accepted by Citizens National Bank of Paintsville at 620 Broadway Avenue

On November 16, 2010, Jesus applied about borrowing $30,000 from Commercial Bank with Joaquina, their friend from just outside Paintsville, and even with the co-signer, Jesus was rejected for this unsecured loan. With excellent credit, it can be difficult to procure financing, even with collateral and a co-signer.

Before applying for this unsecured loan, Jesus had an Experian score of 803, which is excellent, so Citizens National Bank of Paintsville most likely can provide Jesus an unsecured loan

Experian Score: 803

Paraphrased and Standardized Quote from Jesus for this unsecured loan of $24000, provided by Citizens National Bank of Paintsville

Hi, I am Jesus and I am from Paintsville in Kentucky. Johnson, county is where I grew up, and now I need a unsecured loan in Kentucky for $24000 to pay bills. It wasn’t easy, but Citizens National Bank of Paintsville really came through for me with this loan for 9.6% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to Citizens National Bank of Paintsville for giving me a chance and my excellent credit. It look me 5 years to build my credit to 793, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.

Fast Loans for Jesus in Paintsville, Kentucky to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Paintsville, Kentucky aren’t actually that difficult to obtain, particularly if you have some gumption like Jesus. Jesus was able to find a fast loan for $24000 from Community Financial Services Bank and West Side Savings Bank, but declined both offers in favor of their unsecured loan from Citizens National Bank of Paintsville. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. An improvement if you are in a time sensitive situation.

Contact Details for Citizens National Bank of Paintsville, the provider of this unsecured loan

  • Citizens National Bank of Paintsville
  • City: Paintsville
  • State: Kentucky
  • Address: 620 Broadway Avenue
  • County: Johnson
  • Zip code: 41240

Jesus’s Transunion score was altered by the unsecured loan loan, changing to 778 from 793, which is normal in our experience.

Transunion Score: 778

Installment loan for Jesus, a graduate of Hill College and a painters working for over $71,000 per year

Jesus, an alumnus at Hill College and a painters in Paintsville, Kentucky wants an unsecured loan to purchase a new cell phone. Jesus has instead decided to get an installment loan for $15,000 and is at present seeking lenders like The First State Bank of Pineville to process their request.

Several other requests for credit have been made by Jesus in the past, including one from Kahoka State Bank in Paintsville, Kentucky before Jesus was accepted for the $24000 by Citizens National Bank of Paintsville

Jesus made 7 previous attempts to obtain an unsecured loan, 2 of which were with Kahoka State Bank, a bank in Paintsville, Kentucky known to specialize in unsecured loans specifically. Before finding Citizens National Bank of Paintsville, Jesus was desperate due to their inexperience and excellent credit score.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $36,000.00 to $43,000.00. They are normally used to pay off existing high interest loans like credit cards. Jesus needed a debt consolidation loan to pay for their existing unsecured loan and their credit card. Jesus was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your bad, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.6%.

Client Profile: Jesus Curlis of Paintsville, Kentucky
  • Full name (Changed if requested): Jesus Curlis
  • Current Credit: loans.hit.utils.Fico@728938a9
  • Current City: Paintsville
  • State: Kentucky
  • Zip code: 41242
  • Yearly income: $36,000
  • Current Job: painters
  • Current County: Johnson
  • Goal Yearly Income: $92,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

When Jesus was 19, they tried to obtain a student loan from 4 different lenders, which damaged their credit rating. Below is a list of Jesus’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $36,000.00 on November 13, 2008
  • Attempt 2) Loan for $33,000.00 on August 25, 2010
  • Attempt 3) Loan for $37,000.00 on February 23, 2011
  • Attempt 4) Loan for $29,000.00 on January 16, 2010

Previous requests on Jesus’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$118390.00 8 10.8% $1846.97 Stock Yards Bank & Trust Company July 27, 2012
$118460.00 4 9.5% $2976.09 Farmers Deposit Bank of Brandenburg May 28, 2014
$117710.00 10 11.3% $1641.51 Citizens Bank November 8, 2014
$117730.00 11 5.1% $1167.19 Citizens Bank & Trust Company, Burgin, Kentucky May 9, 2015

Conclusion of Jesus’s unsecured loan

In the end, Jesus was able to find an unsecured loan for $24000 with an interest rate of 6.6% interest APR from Citizens National Bank of Paintsville in Paintsville, Kentucky repayable over 21 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.