$180000 Unsecured Loan – Saint Paul Minnesota, Credit Rating Of 804
- Experian: 817 – This individual had an excellent Experian rating
- Transunion: 790 – Paola had an excellent credit score with Transunion.
- Equifax: Paola’s Experian score was 804, which is an excellent credit rating with the Experian rating scheme.
Paraphrased and Standardized Quote from Paola for this unsecured loan of $180000, provided by Sunrise Banks, National Association
Hi, I am Paola and my hometown is Saint Paul in Minnesota. Ramsey, county is where I grew up, and now I need a unsecured loan in Minnesota for $180000 to buy a car. It wasn’t easy, but Sunrise Banks, National Association really came through for me with this loan for 7.0% interest APR and a term of 19 years. I can probably repay the loan over the 19 year term, including interest. A big thanks to Sunrise Banks, National Association for giving me a chance and my excellent credit. It look me 5 years to build my credit to 804, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.
Paola’s Transunion score was changed by the unsecured loan loan, changing to 790 from 804, which is typical in our experience.
Multiple previous requests for credit have been made by Paola in the past, including one from Lamorinda National Bank in Saint Paul, Minnesota before Paola was approved for the $180000 by Sunrise Banks, National Association
Paola made 9 previous attempts to obtain an unsecured loan, 2 of which were with Lamorinda National Bank, a lender in Saint Paul, Minnesota known to specialize in unsecured loans specifically. Prior to finding Sunrise Banks, National Association, Paola was concerned due to their inexperience and excellent credit score.
Paola has a low current yearly income, but has a large amount of prospects
Paola has always wanted to be a dairy technologist, but would have to attend SUNY Empire State College again to become one. Paola has other possibilities as well, including airline flight operations administrator, craft artist, and broadcast news analyst, which pay $53,000 through to $109,000 per year, on average. Because of this, we believe that Paola can afford this unsecured loan of $180000.
Before applying for this unsecured loan, Paola had an Experian score of 817, which is excellent, so Sunrise Banks, National Association most likely cannot provide Paola an unsecured loan
Paola was not approved by State Bank of Danvers 5 times before being approved by Sunrise Banks, National Association at 200 University Avenue West
On July 31, 2013, Paola inquired about borrowing $27,000 from Citizens State Bank of Green Isle with Rosette, their in law from just outside Saint Paul, and even with the co-signer, Paola was rejected for this unsecured loan. With excellent credit, it can be challenging to procure funding, even with collateral and a co-signer.
When Paola was 20, they attempted to obtain a student loan from 6 different lenders, which harmed their credit rating. Below is a list of Paola’s previous attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on May 28, 2013
- Attempt 2) Loan for $22,000.00 on February 19, 2013
- Attempt 3) Loan for $29,000.00 on May 10, 2012
- Attempt 4) Loan for $25,000.00 on February 2, 2009
- Attempt 5) Loan for $23,000.00 on August 2, 2010
- Attempt 6) Loan for $21,000.00 on August 11, 2009
Signature Loan found in Saint Paul, Minnesota for $180000 with excellent credit by Paola
A lot of borrowers struggle with obtaining signature loans in Saint Paul, Minnesota, and Paola is the same. Paola went to 4 lending institutions or more before finding Sunrise Banks, National Association, who offered Paola a signature loan for $180000. Most signature loans simply require a client, like Paola’s signature to get them, up to $30,000 in some cases. Paola was able to get $180000 as a unsecured loan, which is very high for an unsecured loan. Because signature loans do not need collateral, they tend to need higher credit, as high as 757
Paola’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their dental hygienist job and their future job as a dairy technologist
Fast Loans for Paola in Saint Paul, Minnesota to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Saint Paul, Minnesota aren’t actually that difficult to obtain, especially if you have some finesse like Paola. Paola was able to find a fast loan for $180000 from State Bank of Danvers and State Bank of Belle Plaine, but declined both offers in favor of their unsecured loan from Sunrise Banks, National Association. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference in the case that a client is on the go.
Contact Details for Sunrise Banks, National Association, the provider of this unsecured loan
- Sunrise Banks, National Association
- City: Saint Paul
- State: Minnesota
- Address: 200 University Avenue West
- County: Ramsey
- Zip code: 55103
- Full name (Changed if requested): Paola Singuefield
- Current Credit: loans.hit.utils.Fico@34c45dca
- Current City: Saint Paul
- State: Minnesota
- Zip code: 55104
- Yearly income: $50,000
- Current Job: dental hygienist
- Current County: Ramsey
- Goal Yearly Income: $83,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Previous requests on Paola’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $78210.00 | 7 | 6.6% | $1165.16 | Marquette Bank Cannon Falls | December 13, 2008 |
| $78140.00 | 5 | 6.4% | $1525.24 | Root River State Bank | September 26, 2011 |
| $77750.00 | 3 | 11.7% | $2571.29 | Clinton State Bank | September 1, 2012 |
| $78430.00 | 6 | 7.6% | $1359.86 | Peoples State Bank of Plainview | June 21, 2013 |
| $77710.00 | 8 | 10.6% | $1204.0 | Security State Bank of Wykoff | October 24, 2013 |
Installment loan for Paola, a graduate of SUNY Empire State College and a dental hygienist working for over $64,000 per year
Paola, an alumnus at SUNY Empire State College and a dental hygienist in Saint Paul, Minnesota needs an unsecured loan to purchase something frivolous. Paola has instead chosen to obtain an installment loan for $7,000 and is at present seeking lenders like First State Bank, Lake Lillian, Minnesota to provide it.
7 Months in the Past, Paola Tried to Find a High Risk Loan for $43,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Paola. Paola decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit clients. Individuals with credit ratings as low as 391 can apply for a high risk loan and possibly can be approved.
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $20,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Paola required a debt consolidation loan to pay for their existing unsecured loan and their loan shark loan. Paola was able to find a unsecured loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 2.5%.
Personal Loan for a dental hygienist named Paola in Saint Paul, Minnesota to Pay Off Bombay & Co. Credit Card
Paola had a tonne of credit card debt on their Gillette Children’s Specialty Healthcare Visa Platinum Rewards Card and their Buffalo Bills NFL Extra Points Visa Signature Card, and they were starting to get in over their heads. Despite Paola’s job as a dental hygienist, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Conclusion of Paola’s unsecured loan
In the end, Paola was able to find an unsecured loan for $180000 with an interest rate of 5.2% interest APR from Sunrise Banks, National Association in Saint Paul, Minnesota repayable over 19 years from today.
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