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Marlin Needed A No Collateral Loan For $14000, Highland, Indiana

$14000 No Collateral Loan – Highland Indiana, Credit Rating Of 792

  • Experian: 806 – They had an excellent Experian score
  • Transunion: 773 – Marlin had an excellent credit rating with Transunion.
  • Equifax: Marlin’s Experian score was 792, which is an excellent credit rating using the Experian system.

8 Months Ago, Marlin Attempted Finding a High Risk Loan for $33,000.00, and it was Easy

It is an existing struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Marlin. Marlin chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Clients with credit scores as low as 425 can apply for a high risk loan and possibly can be approved.

Marlin’s Transunion score was altered by the no collateral loan loan, changing to 773 from 792, which is normal in our experience.

Transunion Score: 773

When Marlin was 20, they attempted to obtain a student loan from 5 different lenders, which damaged their credit rating. Below is a list of Marlin’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $21,000.00 on December 25, 2009
  • Attempt 2) Loan for $22,000.00 on May 8, 2009
  • Attempt 3) Loan for $23,000.00 on November 19, 2010
  • Attempt 4) Loan for $36,000.00 on September 16, 2012
  • Attempt 5) Loan for $28,000.00 on May 23, 2013

Contact Details for Sand Ridge Bank, the provider of this no collateral loan

  • Sand Ridge Bank
  • City: Highland
  • State: Indiana
  • Address: 2611 Highway Avenue
  • County: Lake
  • Zip code: 46322

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $34,000.00 to $55,000.00. They are mainly used to pay off existing high interest loans like credit cards. Marlin needed a debt consolidation loan to pay for their existing no collateral loan and their payday loan. Marlin was able to find a no collateral loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.5%.

Fast Loans for Marlin in Highland, Indiana to prevent bankruptcy or harm from debt collectors.

Fast loans in Highland, Indiana aren’t actually that difficult to obtain, especially if you have some finesse like Marlin. Marlin was able to find a fast loan for $14000 from First United Bank, National Association and First United Bank, National Association, but declined both offers in favor of their no collateral loan from Sand Ridge Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better in the case that a borrower is in a pinch.

Personal Loan for a stress analyst engineer named Marlin in Highland, Indiana to Pay Off Pink Ribbon BankAmericard Cash Rewards Visa Signature Card Benefitting Susan G. Komen For the Cure

Marlin had a lot of credit card debt on their American University MasterCard and their Jessica London Credit Card, and they were starting to get in over their heads. Despite Marlin’s job as a stress analyst engineer, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Marlin was not approved by American State Bank 6 times prior to being approved by Sand Ridge Bank at 2611 Highway Avenue

On August 27, 2013, Marlin applied about borrowing $15,000 from Ossian State Bank with Sherwood, their in law from just outside Highland, and even with the co-signer, Marlin was rejected for this no collateral loan. With excellent credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Marlin’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their stress analyst engineer job and their future career as a fire prevention engineer

Fico Score: 792

Previous requests on Marlin’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$50360.00 7 10.8% $857.0 The Citizens Exchange Bank May 3, 2009
$49890.00 8 10.3% $764.98 Alliance Bank March 18, 2014
$50460.00 11 10.3% $640.35 Farmers State Bank May 6, 2014
$49880.00 5 7.3% $994.76 First United Bank, National Association June 25, 2015
$49800.00 9 11.7% $747.77 Farmers State Bank August 9, 2015

Before applying for this no collateral loan, Marlin had an Experian score of 806, which is excellent, so Sand Ridge Bank likely can provide Marlin a no collateral loan

Experian Score: 806

Several past requests for credit have been made by Marlin in the past, including one from Firstar Bank Milwaukee, National Association in Highland, Indiana before Marlin was accepted for the $14000 by Sand Ridge Bank

Marlin made 9 prior attempts to obtain a no collateral loan, 2 of which were with Firstar Bank Milwaukee, National Association, a lender in Highland, Indiana known to specialize in no collateral loans specifically. Before finding Sand Ridge Bank, Marlin was very concerned due to their inexperience and excellent credit score.

Marlin has a disappointing current gross income, but has a large amount of prospects

Marlin has always wanted to be a fire prevention engineer, but would need attend Roberts Wesleyan College again to achieve it. Marlin has other possibilities as well, including traffic administrator, excavating machine operator, and interior designer, which pay $57,000 through to $108,000 per year, at least. For this reason, we think that Marlin can afford this no collateral loan of $14000.

Paraphrased and Standardized Quote from Marlin for this no collateral loan of $14000, provided by Sand Ridge Bank

Hi, I am Marlin and my hometown is Highland in Indiana. Lake, county is where I grew up, and now I need a no collateral loan in Indiana for $14000 to pay bills. It has been difficult, but Sand Ridge Bank really came through for me with this loan for 9.7% interest APR and a term of 5 years. I will repay the loan over the 5 year term, including interest. A big thanks to Sand Ridge Bank for giving me a chance and my excellent credit. It look me 6 years to create my credit to 792, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.

Client Profile: Marlin Madkin of Highland, Indiana
  • Full name (Changed if requested): Marlin Madkin
  • Current Credit: loans.hit.utils.Fico@4769b07b
  • Current City: Highland
  • State: Indiana
  • Zip code: 46325
  • Yearly income: $31,000
  • Current Job: stress analyst engineer
  • Current County: Lake
  • Goal Yearly Income: $116,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Signature Loan easily acquired in Highland, Indiana for $14000 with excellent credit by Marlin

Many clients struggle with finding signature loans in Highland, Indiana, and Marlin is no different. Marlin went to 4 lenders or more prior to finding Sand Ridge Bank, who offered Marlin a signature loan for $14000. Typical signature loans simply need a client, like Marlin’s signature to get them, up to $30,000 in some cases. Marlin was able to get $14000 as a no collateral loan, which is very high for a no collateral loan. Since signature loans do not require a cosigner, these loans generally need higher credit, as high as 771

Installment loan for Marlin, a graduate of Roberts Wesleyan College and a stress analyst engineer working for over $79,000 per year

Marlin, an alumnus at Roberts Wesleyan College and a stress analyst engineer in Highland, Indiana needs a no collateral loan to purchase something frivolous. Marlin has instead decided to get an installment loan for $26,000 and is at present seeking lenders like Farmers State Bank to process their request.

Conclusion of Marlin’s no collateral loan

In the end, Marlin was able to find a no collateral loan for $14000 with an interest rate of 6.3% interest APR from Sand Ridge Bank in Highland, Indiana repayable over 5 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.