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Maryanne Lookabaugh’s Same Day Loan For 94000 Dollars In Shamrock Texas

$94000 Same Day Loan – Shamrock Texas, Credit Rating Of 442

  • Experian: 452 – They had a bad Experian rating
  • Transunion: 426 – Maryanne had a bad credit rating with Transunion.
  • Equifax: Maryanne’s Experian score was 442, which is a bad credit rating using the Experian scale.

6 Months Ago, Maryanne Tried to Find a High Risk Loan for $24,000.00, and it was Easy

There is an existing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Maryanne. Maryanne decided not to get a high risk loan this time. High Risk loans are given to terrible credit individuals. Borrowers with credit scores as low as 414 can inquire for a high risk loan and have a chance to be accepted.

Fast Loans for Maryanne in Shamrock, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Shamrock, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Maryanne. Maryanne was able to find a fast loan for $94000 from Arrowhead Bank and Guaranty Bank & Trust Company, but declined both offers in favor of their same day loan from First Bank & Trust. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference in the case that a borrower is in a pinch.

Personal Loan for a vocational education instructors college named Maryanne in Shamrock, Texas to Pay Off Apple Bank for Savings

Maryanne had a lot of credit card debt on their Smith Barney Platinum Select MasterCard and their MetaBank AccountNow Prepaid MasterCard, and they were starting to get in over their heads. Despite Maryanne’s job as a vocational education instructors college, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Maryanne’s Transunion score was altered by the same day loan loan, changing to 426 from 442, which is typical in our experience.

Transunion Score: 426

Contact Details for First Bank & Trust, the provider of this same day loan

  • First Bank & Trust
  • City: Shamrock
  • State: Texas
  • Address: 301 North Main Street
  • County: Wheeler
  • Zip code: 79079

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $22,000.00 to $53,000.00. They are mainly used to pay off existing high interest loans like credit cards. Maryanne required a debt consolidation loan to pay for their existing same day loan and their payday loan. Maryanne was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your bad, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.1%.

Signature Loan easily acquired in Shamrock, Texas for $94000 with bad credit by Maryanne

Many clients struggle with obtaining signature loans in Shamrock, Texas, and Maryanne is not an exception. Maryanne went to 6 lending institutions or more before settling on First Bank & Trust, who offered Maryanne a signature loan for $94000. Most signature loans simply need a client, like Maryanne’s signature to get them, up to $23,000 in some cases. Maryanne was able to get $94000 as a same day loan, which is very high for a same day loan. Since signature loans do not need a cosigner, these loans generally need better credit, as high as 714

Previous requests on Maryanne’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$19900.00 6 8.2% $350.86 Comerica Bank August 4, 2010
$19760.00 5 7.7% $397.83 First Star Bank, S.S.B. April 18, 2012
$19690.00 9 11.5% $293.45 Brownfield State Bank & Trust Co. December 10, 2012
$20410.00 4 7.2% $490.64 First Bank & Trust, Bryan, Texas January 11, 2014
$20120.00 7 10.7% $341.34 First Bank & Trust of Clarendon August 4, 2014

Maryanne’s Overall FICO score at the time of acceptance for a same day loan, taking into account their vocational education instructors college job and their future job as an airline flight operations administrator

Fico Score: 442

Maryanne was rejected by First State Bank of Mathis 4 times before being approved by First Bank & Trust at 301 North Main Street

On August 29, 2012, Maryanne applied about borrowing $40,000 from The Bank and Trust, S.S.B. with Jocelyn, their friend from just outside Shamrock, and even with the co-signer, Maryanne was rejected for this same day loan. With bad credit, it can be difficult to procure financing, even with collateral and a co-signer.

When Maryanne was 18, they tried to obtain a student loan from 7 different banks, which damaged their credit rating. Below is a chronology of Maryanne’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $31,000.00 on March 14, 2013
  • Attempt 2) Loan for $36,000.00 on August 7, 2011
  • Attempt 3) Loan for $20,000.00 on October 10, 2009
  • Attempt 4) Loan for $33,000.00 on February 28, 2010
  • Attempt 5) Loan for $33,000.00 on October 19, 2012
  • Attempt 6) Loan for $20,000.00 on June 13, 2012
  • Attempt 7) Loan for $27,000.00 on May 1, 2012

Many other requests for credit have been made by Maryanne in the past, including one from The Bank of Montross in Shamrock, Texas before Maryanne was accepted for the $94000 by First Bank & Trust

Maryanne made 5 previous tries to obtain a same day loan, 2 of which were with The Bank of Montross, a lender in Shamrock, Texas known to specialize in same day loans specifically. Prior to finding First Bank & Trust, Maryanne was desperate due to their inexperience and bad credit rating.

Paraphrased and Standardized Quote from Maryanne for this same day loan of $94000, provided by First Bank & Trust

Hello, I am Maryanne and I am from Shamrock in Texas. Wheeler, county is where I grew up, and now I need a same day loan in Texas for $94000 to pay bills. It wasn’t easy, but First Bank & Trust really came through for me with this loan for 11.3% interest APR and a term of 24 years. I can probably repay the loan over the 24 year term, including interest. A big thanks to First Bank & Trust for trusting me and my bad credit. It look me 8 years to build my credit to 442, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.

Client Profile: Maryanne Lookabaugh of Shamrock, Texas
  • Full name (Changed if requested): Maryanne Lookabaugh
  • Current Credit: loans.hit.utils.Fico@7a4f0f29
  • Current City: Shamrock
  • State: Texas
  • Zip code: 79086
  • Yearly income: $56,000
  • Current Job: vocational education instructors college
  • Current County: Wheeler
  • Goal Yearly Income: $135,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Maryanne has a disappointing current total income, but has several of prospects

Maryanne has always wanted to be an airline flight operations administrator, but would have to attend Bennington College again to become one. Maryanne has other prospects as well, including dermatologist, artists agent, and veterinarian technician, which pay $57,000 through to $92,000 per year, on average. For this reason, we believe that Maryanne can afford this same day loan of $94000.

Installment loan for Maryanne, a graduate of Bennington College and a vocational education instructors college working for over $67,000 per year

Maryanne, an alumnus at Bennington College and a vocational education instructors college in Shamrock, Texas needs a same day loan to purchase a house. Maryanne has instead decided to obtain an installment loan for $9,000 and is at present seeking lenders like Commercial State Bank to process their request.

Before applying for this same day loan, Maryanne had an Experian score of 452, which is bad, so First Bank & Trust probably cannot provide Maryanne a same day loan

Experian Score: 452

Conclusion of Maryanne’s same day loan

In the end, Maryanne was able to find a same day loan for $94000 with an interest rate of 6.8% interest APR from First Bank & Trust in Shamrock, Texas repayable over 24 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.