$20000 Mortgage – Indian Wells California, Credit Rating Of 559
- Experian: 571 – The client had a fair Experian rating
- Transunion: 544 – Kathryne had a fair credit rating with Transunion.
- Equifax: Kathryne’s Experian score was 559, which is a fair credit score on the Experian scale.
Kathryne has a disappointing current total income, but has a large amount of prospects
Kathryne has always wanted to be a horticulturist, but would have to attend Strayer University again to become one. Kathryne has other possibilities as well, including soil scientist, sales representative, and child support investigator, which pay $55,000 through to $95,000 per year, at least. For this reason, we think that Kathryne can afford this mortgage of $20000.
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $30,000.00 to $54,000.00. They are normally used to pay off existing high interest loans like credit cards. Kathryne required a debt consolidation loan to pay for their existing mortgage and their loan shark loan. Kathryne was able to find a mortgage in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your bad, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.0%.
Before applying for this mortgage, Kathryne had an Experian score of 571, which is fair, so First Community Bank of the Desert most likely cannot provide Kathryne a mortgage
Fast Loans for Kathryne in Indian Wells, California to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Indian Wells, California aren’t actually that difficult to obtain, especially if you have some gumption like Kathryne. Kathryne was able to find a fast loan for $20000 from The Merchants National Bank of Sacramento and Southern California First National Bank, but turned down both offers in favor of their mortgage from First Community Bank of the Desert. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference in the case that a client is in a pinch.
Kathryne was not approved by Beverly Hills National Bank 5 times before being accepted by First Community Bank of the Desert at 74-750 Highway 111
On March 8, 2011, Kathryne applied about borrowing $10,000 from Southern California First National Bank with Joette, their in law from just outside Indian Wells, and even with the co-signer, Kathryne was rejected for this mortgage. With fair credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Personal Loan for a printing/graphic arts reproduction technician named Kathryne in Indian Wells, California to Pay Off American Physical Therapy Association Business MasterCard with WorldPoints Rewards
Kathryne had a lot of credit card debt on their Tompkins Trust Company Cash Rewards American Express Card and their Texas Rangers World MasterCard with Extra Bases Rewards, and they were starting to get in over their heads. Despite Kathryne’s job as a printing/graphic arts reproduction technician, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Contact Details for First Community Bank of the Desert, the provider of this mortgage
- First Community Bank of the Desert
- City: Indian Wells
- State: California
- Address: 74-750 Highway 111
- County: Riverside
- Zip code: 92210
Kathryne’s Transunion score was changed by the mortgage loan, changing to 544 from 559, which is typical in our experience.
7 Months Ago, Kathryne Tried Finding a High Risk Loan for $46,000.00, and it was Easy
It is an existing struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Kathryne. Kathryne chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Borrowers with credit ratings as low as 554 can inquire for a high risk loan and may be be accepted.
Paraphrased and Standardized Quote from Kathryne for this mortgage of $20000, provided by First Community Bank of the Desert
Hello, I am Kathryne and I’m from Indian Wells in California. Riverside, county is where I grew up, and now I need a mortgage in California for $20000 to renovate my home. It wasn’t easy, but First Community Bank of the Desert really came through for me with this loan for 7.6% interest APR and a term of 6 years. I can probably repay the loan over the 6 year term, including interest. A big thanks to First Community Bank of the Desert for trusting me and my fair credit. It look me 9 years to create my credit to 559, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.
Installment loan for Kathryne, a graduate of Strayer University and a printing/graphic arts reproduction technician working for over $78,000 per year
Kathryne, an alumnus at Strayer University and a printing/graphic arts reproduction technician in Indian Wells, California needs a mortgage to purchase a house. Kathryne has instead decided to get an installment loan for $26,000 and is currently seeking lenders like Bank of Stockton to provide it.
Kathryne’s Overall FICO score at the time of acceptance for a mortgage, taking into account their printing/graphic arts reproduction technician job and their future career as a horticulturist
- Full name (Changed if requested): Kathryne Khammixay
- Current Credit: loans.hit.utils.Fico@cc34f4d
- Current City: Indian Wells
- State: California
- Zip code: 92211
- Yearly income: $54,000
- Current Job: printing/graphic arts reproduction technician
- Current County: Riverside
- Goal Yearly Income: $85,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
When Kathryne was 21, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit score. Below is a chronology of Kathryne’s prior attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on November 25, 2009
- Attempt 2) Loan for $26,000.00 on June 14, 2013
- Attempt 3) Loan for $26,000.00 on July 8, 2011
- Attempt 4) Loan for $25,000.00 on April 6, 2012
- Attempt 5) Loan for $29,000.00 on April 19, 2009
- Attempt 6) Loan for $38,000.00 on December 8, 2009
- Attempt 7) Loan for $23,000.00 on June 21, 2009
Signature Loan acquired in Indian Wells, California for $20000 with fair credit by Kathryne
Many borrowers struggle with finding signature loans in Indian Wells, California, and Kathryne is no exception. Kathryne went to 6 lending institutions or more before settling on First Community Bank of the Desert, who offered Kathryne a signature loan for $20000. Typical signature loans simply need a client, like Kathryne’s signature to obtain them, up to $23,000 in some cases. Kathryne was able to get $20000 as a mortgage, which is very high for a mortgage. Since signature loans don’t need a cosigner, they generally need improved credit, as high as 713
Multiple other requests for credit have been made by Kathryne in the past, including one from Hulen National Bank in Indian Wells, California before Kathryne was accepted for the $20000 by First Community Bank of the Desert
Kathryne made 8 previous attempts to obtain a mortgage, 2 of which were with Hulen National Bank, a lender in Indian Wells, California known to specialize in mortgages specifically. Prior to finding First Community Bank of the Desert, Kathryne was very concerned due to their inexperience and fair credit rating.
Previous requests on Kathryne’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$141610.00||3||6.5%||$4340.21||Santa Monica Bank||November 4, 2009|
|$142420.00||7||6.6%||$2121.76||Farmers and Merchants Bank of Long Beach||June 13, 2010|
|$142250.00||11||5.2%||$1417.35||First Interstate Bank of California||June 1, 2014|
|$142310.00||10||6.5%||$1615.9||Union Bank||May 17, 2015|
|$141590.00||3||5.8%||$4294.62||Citizens Commercial Trust and Savings Bank of Pasadena||June 21, 2015|
Conclusion of Kathryne’s mortgage
In the end, Kathryne was able to find a mortgage for $20000 with an interest rate of 7.6% interest APR from First Community Bank of the Desert in Indian Wells, California repayable over 6 years from today.