Do you have over $10,000 in Debt? Get Help now.

Mortgage With Low APR In Dallas County, Texas

$40000 Mortgage – Dallas Texas, Credit Rating Of 794

  • Experian: 810 – They had an excellent Experian rating
  • Transunion: 775 – Celine had an excellent credit rating with Transunion.
  • Equifax: Celine’s Experian score was 794, which is an excellent credit rating using the Experian rating scheme.

When Celine was 19, they attempted to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a list of Celine’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on January 4, 2009
  • Attempt 2) Loan for $35,000.00 on April 11, 2012
  • Attempt 3) Loan for $21,000.00 on May 13, 2012
  • Attempt 4) Loan for $34,000.00 on February 23, 2009
  • Attempt 5) Loan for $27,000.00 on July 26, 2011
  • Attempt 6) Loan for $38,000.00 on December 29, 2011
  • Attempt 7) Loan for $25,000.00 on May 26, 2009

Before applying for this mortgage, Celine had an Experian score of 810, which is excellent, so Triumph Savings Bank, SSB most likely cannot provide Celine a mortgage

Experian Score: 810

Celine was rejected by First Community Bank San Antonio, National Association 4 times prior to being granted funding by Triumph Savings Bank, SSB at 12700 Park Central Drive, Suite 1700

On December 21, 2012, Celine inquired about borrowing $10,000 from Comerica Bank with Shelton, their in law from just outside Dallas, and even with the co-signer, Celine was rejected for this mortgage. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Many past requests for credit have been made by Celine in the past, including one from Plus International Bank in Dallas, Texas before Celine was accepted for the $40000 by Triumph Savings Bank, SSB

Celine made 8 previous attempts to obtain a mortgage, 2 of which were with Plus International Bank, a lender in Dallas, Texas known to specialize in mortgages specifically. Before finding Triumph Savings Bank, SSB, Celine was desperate due to their inexperience and excellent credit score.

Celine has a very low current gross income, but has several of prospects

Celine has always wanted to be a respiratory care technician, but would need attend Regis University again to become one. Celine has other possibilities as well, including food technologist, certified public accountant, and vocational education teachers, which pay $53,000 through to $93,000 per year, on average. Because of this, we think that Celine can afford this mortgage of $40000.

9 Months Ago, Celine Tried Finding a High Risk Loan for $49,000.00, and it was Hard

There is an existing struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Celine. Celine decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit clients. Individuals with credit scores as low as 323 can apply for a high risk loan and may be be accepted.

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans range from $25,000.00 to $43,000.00. They are mainly used to pay off existing high interest loans like credit cards. Celine needed a debt consolidation loan to pay for their existing mortgage and their loan shark loan. Celine was able to find a mortgage in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 2.1%.

Fast Loans for Celine in Dallas, Texas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Dallas, Texas aren’t actually that difficult to obtain, particularly if you have some gumption like Celine. Celine was able to find a fast loan for $40000 from Commercial State Bank and First Bank & Trust of Clarendon, but turned down both offers in favor of their mortgage from Triumph Savings Bank, SSB. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better if you are in a time sensitive situation.

Personal Loan for an administrative assistant named Celine in Dallas, Texas to Pay Off Fulton Bank Secured Visa Card

Celine had a tonne of credit card debt on their Elvis Presley Visa Platinum Rewards Card and their San Diego Chargers NFL Extra Points Visa Signature Card, and they were starting to get in over their heads. Despite Celine’s job as an administrative assistant, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Celine for this mortgage of $40000, provided by Triumph Savings Bank, SSB

Hi, I am Celine and I’m from Dallas in Texas. Dallas, county is where I grew up, and now I need a mortgage in Texas for $40000 to pay bills. It wasn’t easy, but Triumph Savings Bank, SSB really came through for me with this loan for 5.2% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to Triumph Savings Bank, SSB for giving me a chance and my excellent credit. It look me 6 years to create my credit to 794, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.

Signature Loan found in Dallas, Texas for $40000 with excellent credit by Celine

A lot of prospective borrowers struggle with finding signature loans in Dallas, Texas, and Celine is the same. Celine went to 4 lenders or more prior to settling on Triumph Savings Bank, SSB, who offered Celine a signature loan for $40000. Most signature loans simply need a client, like Celine’s signature to obtain them, up to $49,000 in some cases. Celine was able to get $40000 as a mortgage, which is very high for a mortgage. Because signature loans do not need a cosigner, they generally need improved credit, as high as 775

Installment loan for Celine, a graduate of Regis University and an administrative assistant working for over $74,000 per year

Celine, an alumnus at Regis University and an administrative assistant in Dallas, Texas wants a mortgage to purchase something frivolous. Celine has instead chosen to get an installment loan for $19,000 and is at present seeking lenders like First Star Bank, S.S.B. to provide it.

Previous requests on Celine’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$71540.00 11 11.1% $940.77 Comerica Bank September 28, 2012
$72440.00 10 10.1% $961.32 First Star Bank, S.S.B. January 31, 2015
$72280.00 6 11.7% $1401.84 Brownfield State Bank & Trust Co. April 10, 2015
$72450.00 10 5.3% $779.11 First Bank & Trust, Bryan, Texas May 28, 2015
$71640.00 9 10.7% $1035.95 First Bank & Trust of Clarendon June 24, 2015

Contact Details for Triumph Savings Bank, SSB, the provider of this mortgage

  • Triumph Savings Bank, SSB
  • City: Dallas
  • State: Texas
  • Address: 12700 Park Central Drive, Suite 1700
  • County: Dallas
  • Zip code: 75251

Celine’s Transunion score was changed by the mortgage loan, changing to 775 from 794, which is typical in our experience.

Transunion Score: 775

Client Profile: Celine Bergenstock of Dallas, Texas
  • Full name (Changed if requested): Celine Bergenstock
  • Current Credit: loans.hit.utils.Fico@34c45dca
  • Current City: Dallas
  • State: Texas
  • Zip code: 75253
  • Yearly income: $54,000
  • Current Job: administrative assistant
  • Current County: Dallas
  • Goal Yearly Income: $80,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Celine’s Overall FICO score at the time of acceptance for a mortgage, taking into account their administrative assistant job and their future career as a respiratory care technician

Fico Score: 794

Conclusion of Celine’s mortgage

In the end, Celine was able to find a mortgage for $40000 with an interest rate of 5.3% interest APR from Triumph Savings Bank, SSB in Dallas, Texas repayable over 3 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.