Do you have over $10,000 in Debt? Get Help now.

Mortgage With Low APR In Knox County, Kentucky

$140000 Mortgage – Barbourville Kentucky, Credit Score Of 605

  • Experian: 617 – They had a good Experian score
  • Transunion: 589 – Jillian had a good credit score with Transunion.
  • Equifax: Jillian’s Experian score was 605, which is a good credit score on the Experian rating scheme.

Jillian’s Overall FICO score at the time of acceptance for a mortgage, taking into account their audiovisual production specialist job and their future career as a radio & tv talk show host

Fico Score: 605

When Jillian was 24, they attempted to obtain a student loan from 7 different lenders, which damaged their credit rating. Below is a list of Jillian’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on August 18, 2010
  • Attempt 2) Loan for $26,000.00 on January 31, 2011
  • Attempt 3) Loan for $23,000.00 on October 26, 2008
  • Attempt 4) Loan for $38,000.00 on June 2, 2013
  • Attempt 5) Loan for $21,000.00 on April 3, 2012
  • Attempt 6) Loan for $37,000.00 on September 18, 2009
  • Attempt 7) Loan for $32,000.00 on May 22, 2012

Fast Loans for Jillian in Barbourville, Kentucky to prevent bankruptcy or harm from debt collectors.

Fast loans in Barbourville, Kentucky aren’t actually that difficult to obtain, especially if you have some finesse like Jillian. Jillian was able to find a fast loan for $140000 from Bank of Livingston County and Stock Yards Bank & Trust Company, but declined both offers in favor of their mortgage from The Union National Bank and Trust Company of Barbourville. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement in the case that a client is in a pinch.

Several previous requests for credit have been made by Jillian in the past, including one from Guaranty Bank in Barbourville, Kentucky before Jillian was accepted for the $140000 by The Union National Bank and Trust Company of Barbourville

Jillian made 9 previous tries to obtain a mortgage, 2 of which were with Guaranty Bank, a lending institution in Barbourville, Kentucky known to specialize in mortgages specifically. Prior to finding The Union National Bank and Trust Company of Barbourville, Jillian was desperate due to their inexperience and good credit score.

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans vary from $36,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Jillian needed a debt consolidation loan to pay for their existing mortgage and their payday loan. Jillian was able to find a mortgage in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.4%.

Jillian was rejected by Bank of Hindman 5 times before being accepted by The Union National Bank and Trust Company of Barbourville at 202 North Main Street

On August 19, 2009, Jillian applied about borrowing $14,000 from Kentucky Farmers Bank Corporation with Lucile, their friend from just outside Barbourville, and even with the co-signer, Jillian was rejected for this mortgage. With good credit, it can be very hard to procure financing, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Jillian for this mortgage of $140000, provided by The Union National Bank and Trust Company of Barbourville

Hi, I am Jillian and I’m from Barbourville in Kentucky. Knox, county is where I grew up, and now I need a mortgage in Kentucky for $140000 to pay bills. It wasn’t easy, but The Union National Bank and Trust Company of Barbourville really came through for me with this loan for 6.4% interest APR and a term of 14 years. I can repay the loan over the 14 year term, including interest. A big thanks to The Union National Bank and Trust Company of Barbourville for giving me a chance and my good credit. It look me 7 years to create my credit to 605, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.

Previous requests on Jillian’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$146280.00 10 8.1% $1782.52 Stock Yards Bank & Trust Company December 5, 2012
$146350.00 5 6.6% $2870.37 Farmers Deposit Bank of Brandenburg February 27, 2013
$145590.00 4 8.2% $3567.96 Citizens Bank October 18, 2014
$146360.00 7 11.1% $2513.74 Citizens Bank & Trust Company, Burgin, Kentucky June 4, 2015

8 Months in the Past, Jillian Attempted to Find a High Risk Loan for $43,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Jillian. Jillian chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit individuals. Clients with credit scores as low as 511 can apply for a high risk loan and possibly can be approved.

Signature Loan easily acquired in Barbourville, Kentucky for $140000 with good credit by Jillian

Most borrowers struggle with finding signature loans in Barbourville, Kentucky, and Jillian is no different. Jillian went to 4 lenders or more prior to finding The Union National Bank and Trust Company of Barbourville, who offered Jillian a signature loan for $140000. Typical signature loans simply require a client, like Jillian’s signature to get them, up to $48,000 in some cases. Jillian was able to get $140000 as a mortgage, which is very high for a mortgage. Because signature loans do not require collateral, they tend to require improved credit, as high as 763

Client Profile: Jillian Cray of Barbourville, Kentucky
  • Full name (Changed if requested): Jillian Cray
  • Current Credit: loans.hit.utils.Fico@2e0fa5d3
  • Current City: Barbourville
  • State: Kentucky
  • Zip code: 40910
  • Yearly income: $46,000
  • Current Job: audiovisual production specialist
  • Current County: Knox
  • Goal Yearly Income: $108,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Jillian has a very low current yearly income, but has a large amount of prospects

Jillian has always wanted to be a radio & tv talk show host, but would have to attend Northland Pioneer College again to achieve it. Jillian has other prospects as well, including recreational vehicle mechanic, industrial therapist, and public relations specialist, which pay $51,000 through to $95,000 per year, at least. For this reason, we think that Jillian can pay for this mortgage of $140000.

Before applying for this mortgage, Jillian had an Experian score of 617, which is good, so The Union National Bank and Trust Company of Barbourville most likely cannot provide Jillian a mortgage

Experian Score: 617

Installment loan for Jillian, a graduate of Northland Pioneer College and an audiovisual production specialist working for over $70,000 per year

Jillian, an alumnus at Northland Pioneer College and an audiovisual production specialist in Barbourville, Kentucky needs a mortgage to purchase something frivolous. Jillian has instead chosen to get an installment loan for $25,000 and is currently seeking lenders like Citizens Deposit Bank to provide it.

Personal Loan for an audiovisual production specialist named Jillian in Barbourville, Kentucky to Pay Off ABNB Federal Credit Union Visa Platinum Rate

Jillian had a lot of credit card debt on their Shell Small Business Card and their NASCAR RacePoint Platinum Plus Visa credit Card, and they were starting to get in over their heads. Despite Jillian’s job as an audiovisual production specialist, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Contact Details for The Union National Bank and Trust Company of Barbourville, the provider of this mortgage

  • The Union National Bank and Trust Company of Barbourville
  • City: Barbourville
  • State: Kentucky
  • Address: 202 North Main Street
  • County: Knox
  • Zip code: 40906

Jillian’s Transunion score was changed by the mortgage loan, changing to 589 from 605, which is normal in our experience.

Transunion Score: 589

Conclusion of Jillian’s mortgage

In the end, Jillian was able to find a mortgage for $140000 with an interest rate of 5.0% interest APR from The Union National Bank and Trust Company of Barbourville in Barbourville, Kentucky repayable over 14 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.