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Nicole Needed An Emergency Loan For $24000, Port Orchard, Washington

$24000 Emergency Loan – Port Orchard Washington, Credit Score Of 742

  • Experian: 756 – This individual had an excellent Experian score
  • Transunion: 727 – Nicole had an excellent credit score with Transunion.
  • Equifax: Nicole’s Experian score was 742, which is an excellent credit score with the Experian system.

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $34,000.00 to $49,000.00. They are mainly used to pay off existing high interest loans like credit cards. Nicole required a debt consolidation loan to pay for their existing emergency loan and their credit card. Nicole was able to find a emergency loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.7%.

Contact Details for First National Bank of Port Orchard, the provider of this emergency loan

  • First National Bank of Port Orchard
  • City: Port Orchard
  • State: Washington
  • Address: 1488 Olney Avenue, S.E.
  • County: Kitsap
  • Zip code: 98366

7 Months Ago, Nicole Attempted to Find a High Risk Loan for $42,000.00, and it was Hard

It is an ongoing struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Nicole. Nicole chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Borrowers with credit scores as low as 443 can apply for a high risk loan and may be be accepted.

Fast Loans for Nicole in Port Orchard, Washington to prevent bankruptcy or harm from debt collectors.

Fast loans in Port Orchard, Washington aren’t actually that difficult to obtain, especially if you have some gumption like Nicole. Nicole was able to find a fast loan for $24000 from Citizens State Bank and First Interstate Bank of Washington, National Association, but declined both offers in favor of their emergency loan from First National Bank of Port Orchard. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if a borrower is in a time sensitive situation.

Signature Loan found in Port Orchard, Washington for $24000 with excellent credit by Nicole

Most borrowers struggle with finding signature loans in Port Orchard, Washington, and Nicole is the same. Nicole went to 4 lenders or more prior to settling on First National Bank of Port Orchard, who offered Nicole a signature loan for $24000. Most signature loans simply require a client, like Nicole’s signature to get them, up to $29,000 in some cases. Nicole was able to get $24000 as a emergency loan, which is very high for an emergency loan. Since signature loans do not need collateral, these loans generally require better credit, as high as 797

Before applying for this emergency loan, Nicole had an Experian score of 756, which is excellent, so First National Bank of Port Orchard probably cannot provide Nicole an emergency loan

Experian Score: 756

Nicole’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their model maker job and their future job as a sales representative

Fico Score: 742

Personal Loan for a model maker named Nicole in Port Orchard, Washington to Pay Off Harris Platinum Plus MasterCard with WorldPoints Rewards

Nicole had a lot of credit card debt on their Coppermark Bank Credit Cards and their Sam Ash Credit Card, and they were starting to get in over their heads. Despite Nicole’s job as a model maker, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Multiple previous requests for credit have been made by Nicole in the past, including one from Liberty Bank, Inc. in Port Orchard, Washington before Nicole was approved for the $24000 by First National Bank of Port Orchard

Nicole made 6 previous tries to obtain an emergency loan, 2 of which were with Liberty Bank, Inc., a bank in Port Orchard, Washington known to specialize in emergency loans specifically. Prior to finding First National Bank of Port Orchard, Nicole was very concerned due to their inexperience and excellent credit score.

Nicole has a disappointing current total income, but has several of prospects

Nicole has always wanted to be a sales representative, but would have to attend University of Central Arkansas again to become one. Nicole has other prospects as well, including environmental engineer, veterinarian, and traffic agent, which pay $53,000 through to $93,000 per year, on average. For this reason, we think that Nicole can pay for this emergency loan of $24000.

Client Profile: Nicole Sajovic of Port Orchard, Washington
  • Full name (Changed if requested): Nicole Sajovic
  • Current Credit: loans.hit.utils.Fico@31cefde0
  • Current City: Port Orchard
  • State: Washington
  • Zip code: 98369
  • Yearly income: $67,000
  • Current Job: model maker
  • Current County: Kitsap
  • Goal Yearly Income: $116,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

When Nicole was 19, they tried to obtain a student loan from 5 alternate banks, which damaged their credit score. Below is a list of Nicole’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on May 3, 2013
  • Attempt 2) Loan for $29,000.00 on February 20, 2009
  • Attempt 3) Loan for $31,000.00 on November 11, 2011
  • Attempt 4) Loan for $29,000.00 on January 1, 2011
  • Attempt 5) Loan for $33,000.00 on November 2, 2010

Nicole’s Transunion score was changed by the emergency loan loan, changing to 727 from 742, which is typical in our experience.

Transunion Score: 727

Nicole was rejected by The First National Bank of Ferndale 4 times prior to being approved by First National Bank of Port Orchard at 1488 Olney Avenue, S.E.

On September 18, 2010, Nicole applied about borrowing $10,000 from Baker-Boyer National Bank with Jannet, their in law from just outside Port Orchard, and even with the co-signer, Nicole was rejected for this emergency loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Installment loan for Nicole, a graduate of University of Central Arkansas and a model maker working for over $69,000 per year

Nicole, an alumnus at University of Central Arkansas and a model maker in Port Orchard, Washington needs an emergency loan to purchase a new cell phone. Nicole has instead chosen to get an installment loan for $29,000 and is at present seeking lenders like Bank of America NW, National Association to process their request.

Previous requests on Nicole’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$38880.00 11 7.5% $433.43 Granite Falls State Bank June 29, 2009
$39250.00 9 9.8% $548.35 Columbia Gorge Bank May 4, 2013
$38830.00 7 10.1% $646.63 Summit Bank November 12, 2013
$39290.00 9 8.1% $513.54 State Bank of Morton January 4, 2014

Paraphrased and Standardized Quote from Nicole for this emergency loan of $24000, provided by First National Bank of Port Orchard

Hi, I am Nicole and my hometown is Port Orchard in Washington. Kitsap, county is where I grew up, and now I need a emergency loan in Washington for $24000 to avoid bankruptcy. It wasn’t easy, but First National Bank of Port Orchard really came through for me with this loan for 5.3% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to First National Bank of Port Orchard for giving me a chance and my excellent credit. It look me 5 years to create my credit to 742, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.

Conclusion of Nicole’s emergency loan

In the end, Nicole was able to find an emergency loan for $24000 with an interest rate of 11.8% interest APR from First National Bank of Port Orchard in Port Orchard, Washington repayable over 3 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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