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No Collateral Loan For $136000 Near 15210, Pennsylvania With A Credit Score Of 732

$136000 No Collateral Loan – Pittsburgh Pennsylvania, Credit Rating Of 732

  • Experian: 749 – They had an excellent Experian score
  • Transunion: 713 – Benito had an excellent credit score with Transunion.
  • Equifax: Benito’s Experian score was 732, which is an excellent credit score with the Experian scale.

Installment loan for Benito, a graduate of Dallas Theological Seminary and a missing person investigator working for over $65,000 per year

Benito, an alumnus at Dallas Theological Seminary and a missing person investigator in Pittsburgh, Pennsylvania wants a no collateral loan to purchase a car. Benito has instead chosen to obtain an installment loan for $26,000 and is at present seeking lenders like Mellon Bank (East) PSFS, National Association to process their request.

Paraphrased and Standardized Quote from Benito for this no collateral loan of $136000, provided by South View Savings and Loan Association

Hi, I am Benito and I am from Pittsburgh in Pennsylvania. Allegheny, county is where I grew up, and now I need a no collateral loan in Pennsylvania for $136000 to avoid bankruptcy. It has been difficult, but South View Savings and Loan Association really came through for me with this loan for 10.5% interest APR and a term of 10 years. I can repay the loan over the 10 year term, including interest. A big thanks to South View Savings and Loan Association for trusting me and my excellent credit. It look me 7 years to create my credit to 732, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.

Personal Loan for a missing person investigator named Benito in Pittsburgh, Pennsylvania to Pay Off RBC Visa Infinite Avion

Benito had a lot of credit card debt on their Garden State Community Bank Platinum Edition Visa Card and their Conestoga Bank Visa Signature Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Benito’s job as a missing person investigator, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Benito was rejected by Bank of Pennsylvania 6 times before being granted funding by South View Savings and Loan Association at 1817 Brownsville Road

On October 25, 2013, Benito inquired about borrowing $48,000 from Bank of Pennsylvania with Claude, their in law from just outside Pittsburgh, and even with the co-signer, Benito was rejected for this no collateral loan. With excellent credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Several past requests for credit have been made by Benito in the past, including one from First Federal Savings Bank of North Texas in Pittsburgh, Pennsylvania before Benito was approved for the $136000 by South View Savings and Loan Association

Benito made 4 prior attempts to obtain a no collateral loan, 2 of which were with First Federal Savings Bank of North Texas, a lending institution in Pittsburgh, Pennsylvania known to specialize in no collateral loans specifically. Before finding South View Savings and Loan Association, Benito was desperate due to their inexperience and excellent credit rating.

When Benito was 23, they tried to obtain a student loan from 6 alternate lenders, which harmed their credit score. Below is a chronology of Benito’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $21,000.00 on August 20, 2012
  • Attempt 2) Loan for $33,000.00 on December 29, 2013
  • Attempt 3) Loan for $24,000.00 on January 27, 2009
  • Attempt 4) Loan for $34,000.00 on November 17, 2013
  • Attempt 5) Loan for $30,000.00 on October 9, 2009
  • Attempt 6) Loan for $36,000.00 on April 7, 2010

Signature Loan found in Pittsburgh, Pennsylvania for $136000 with excellent credit by Benito

Many borrowers struggle with finding signature loans in Pittsburgh, Pennsylvania, and Benito is no exception. Benito went to 6 lenders or more before settling on South View Savings and Loan Association, who offered Benito a signature loan for $136000. Most signature loans simply need a client, like Benito’s signature to get them, up to $38,000 in some cases. Benito was able to get $136000 as a no collateral loan, which is very high for a no collateral loan. Since signature loans don’t need collateral, they generally need improved credit, as high as 761

Contact Details for South View Savings and Loan Association, the provider of this no collateral loan

  • South View Savings and Loan Association
  • City: Pittsburgh
  • State: Pennsylvania
  • Address: 1817 Brownsville Road
  • County: Allegheny
  • Zip code: 15210

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $39,000.00 to $56,000.00. They are typically used to pay off existing high interest loans like credit cards. Benito needed a debt consolidation loan to pay for their existing no collateral loan and their loan shark loan. Benito was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.1%.

Benito’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their missing person investigator job and their future career as a job analyst

Fico Score: 732

Before applying for this no collateral loan, Benito had an Experian score of 749, which is excellent, so South View Savings and Loan Association probably cannot provide Benito a no collateral loan

Experian Score: 749

Fast Loans for Benito in Pittsburgh, Pennsylvania to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Pittsburgh, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some gumption like Benito. Benito was able to find a fast loan for $136000 from The Schuylkill Haven Trust Company and Green Ridge Bank, but declined both offers in favor of their no collateral loan from South View Savings and Loan Association. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement in the case that a borrower is in a pinch.

Benito’s Transunion score was changed by the no collateral loan loan, changing to 713 from 732, which is normal in our experience.

Transunion Score: 713

Previous requests on Benito’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$61400.00 6 6.8% $1040.92 The People’s Bank of Oxford January 21, 2011
$61420.00 4 7.4% $1482.2 First Lehigh Bank December 17, 2011
$60830.00 8 9.3% $900.67 SunBank December 9, 2012
$61140.00 8 10.3% $937.48 Merchants Bank (North) May 8, 2014

Benito has a low current yearly income, but has a large amount of prospects

Benito has always wanted to be a job analyst, but would need attend Dallas Theological Seminary again to become one. Benito has other prospects as well, including fraud investigator, personnel assistant, and sales representative, which pay $52,000 through to $102,000 per year, on average. Because of this, we think that Benito can afford this no collateral loan of $136000.

Client Profile: Benito Tanequodle of Pittsburgh, Pennsylvania
  • Full name (Changed if requested): Benito Tanequodle
  • Current Credit: loans.hit.utils.Fico@6433a2
  • Current City: Pittsburgh
  • State: Pennsylvania
  • Zip code: 15215
  • Yearly income: $59,000
  • Current Job: missing person investigator
  • Current County: Allegheny
  • Goal Yearly Income: $118,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

6 Months Ago, Benito Tried Finding a High Risk Loan for $44,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Benito. Benito chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Individuals with credit scores as low as 385 can inquire for a high risk loan and may be be accepted.

Conclusion of Benito’s no collateral loan

In the end, Benito was able to find a no collateral loan for $136000 with an interest rate of 6.5% interest APR from South View Savings and Loan Association in Pittsburgh, Pennsylvania repayable over 10 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.