$141000 No Collateral Loan – Casper Wyoming, Credit Rating Of 547
- Experian: 562 – This individual had a fair Experian rating
- Transunion: 533 – Kandice had a fair credit rating with Transunion.
- Equifax: Kandice’s Experian score was 547, which is a fair credit rating using the Experian scale.
Several previous requests for credit have been made by Kandice in the past, including one from Western Dakota Bank in Casper, Wyoming before Kandice was approved for the $141000 by Provident Savings Association, F.A.
Kandice made 7 previous attempts to obtain a no collateral loan, 2 of which were with Western Dakota Bank, a lending institution in Casper, Wyoming known to specialize in no collateral loans specifically. Before finding Provident Savings Association, F.A., Kandice was desperate due to their inexperience and fair credit rating.
Contact Details for Provident Savings Association, F.A., the provider of this no collateral loan
- Provident Savings Association, F.A.
- City: Casper
- State: Wyoming
- Address: 400 East First Street
- County: Natrona
- Zip code: 82601
Kandice’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their agricultural sciences professor job and their future job as a product planner
When Kandice was 23, they attempted to obtain a student loan from 6 alternate lenders, which damaged their credit rating. Below is a chronology of Kandice’s prior attempts at finding a student loan:
- Attempt 1) Loan for $34,000.00 on August 27, 2009
- Attempt 2) Loan for $29,000.00 on October 20, 2009
- Attempt 3) Loan for $38,000.00 on November 19, 2013
- Attempt 4) Loan for $30,000.00 on January 13, 2009
- Attempt 5) Loan for $39,000.00 on August 27, 2013
- Attempt 6) Loan for $24,000.00 on November 17, 2012
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $37,000.00 to $44,000.00. They are typically used to pay off existing high interest loans like credit cards. Kandice needed a debt consolidation loan to pay for their existing no collateral loan and their credit card. Kandice was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 2.2%.
Fast Loans for Kandice in Casper, Wyoming to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Casper, Wyoming aren’t actually that difficult to obtain, especially if you have some finesse like Kandice. Kandice was able to find a fast loan for $141000 from First Bank of Wyoming and First National Bank, but declined both offers in favor of their no collateral loan from Provident Savings Association, F.A.. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better if a client is on the go.
Kandice’s Transunion score was altered by the no collateral loan loan, changing to 533 from 547, which is typical in our experience.
7 Months in the Past, Kandice Attempted to Find a High Risk Loan for $24,000.00, and it was Easy
There is an existing struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Kandice. Kandice decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Clients with credit ratings as low as 538 can apply for a high risk loan and have a chance to be accepted.
- Full name (Changed if requested): Kandice Bloyd
- Current Credit: loans.hit.utils.Fico@6e2c634b
- Current City: Casper
- State: Wyoming
- Zip code: 82607
- Yearly income: $69,000
- Current Job: agricultural sciences professor
- Current County: Natrona
- Goal Yearly Income: $137,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Paraphrased and Standardized Quote from Kandice for this no collateral loan of $141000, provided by Provident Savings Association, F.A.
Hi, I am Kandice and I’m from Casper in Wyoming. Natrona, county is where I grew up, and now I need a no collateral loan in Wyoming for $141000 to buy a car. It wasn’t easy, but Provident Savings Association, F.A. really came through for me with this loan for 7.2% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to Provident Savings Association, F.A. for trusting me and my fair credit. It look me 6 years to create my credit to 547, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.
Signature Loan acquired in Casper, Wyoming for $141000 with fair credit by Kandice
Most prospective borrowers struggle with finding signature loans in Casper, Wyoming, and Kandice is no different. Kandice went to 8 lenders or more before finding Provident Savings Association, F.A., who offered Kandice a signature loan for $141000. Most signature loans simply need a client, like Kandice’s signature to obtain them, up to $27,000 in some cases. Kandice was able to get $141000 as a no collateral loan, which is very high for a no collateral loan. Since signature loans do not require a cosigner, they generally need improved credit, as high as 792
Kandice was declined by Wells Fargo Bank Wyoming, National Association 5 times prior to being granted funding by Provident Savings Association, F.A. at 400 East First Street
On December 6, 2010, Kandice applied about borrowing $1,000 from First National Bank with Christia, their in law from just outside Casper, and even with the co-signer, Kandice was rejected for this no collateral loan. With fair credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Previous requests on Kandice’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$12610.00||5||11.2%||$275.43||The Jackson State Bank||February 5, 2011|
|$13130.00||3||11.5%||$432.97||FirsTier Bank, Wyoming||January 11, 2012|
|$13330.00||5||7.1%||$264.58||First Interstate Bank||November 19, 2013|
|$12710.00||5||10.7%||$274.45||Saratoga State Bank||November 26, 2013|
Installment loan for Kandice, a graduate of Robert Morris University and an agricultural sciences professor working for over $73,000 per year
Kandice, an alumnus at Robert Morris University and an agricultural sciences professor in Casper, Wyoming wants a no collateral loan to purchase a new cell phone. Kandice has instead decided to obtain an installment loan for $18,000 and is at present seeking lenders like Central Bank and Trust to process their request.
Kandice has a sad current gross income, but has a high number of prospects
Kandice has always wanted to be a product planner, but would need attend Robert Morris University again to achieve it. Kandice has other possibilities as well, including cardiologist, cook, and insurance estate planner, which pay $56,000 through to $92,000 per year, at least. For this reason, we believe that Kandice can pay for this no collateral loan of $141000.
Personal Loan for an agricultural sciences professor named Kandice in Casper, Wyoming to Pay Off American Savings Bank Business Edition Visa Card
Kandice had a lot of credit card debt on their RushCard Prepaid Visa Card and their UCLA Alumni Association World Points Platinum Plus MasterCard, and they were starting to get in over their heads. Despite Kandice’s job as an agricultural sciences professor, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this no collateral loan, Kandice had an Experian score of 562, which is fair, so Provident Savings Association, F.A. probably cannot provide Kandice a no collateral loan
Conclusion of Kandice’s no collateral loan
In the end, Kandice was able to find a no collateral loan for $141000 with an interest rate of 8.3% interest APR from Provident Savings Association, F.A. in Casper, Wyoming repayable over 23 years from today.