$96000 No Collateral Loan – Florence Oregon, Credit Rating Of 459
- Experian: 471 – The client had a bad Experian rating
- Transunion: 444 – Sha had a bad credit score with Transunion.
- Equifax: Sha’s Experian score was 459, which is a bad credit rating using the Experian rating scheme.
Sha has a sad current gross income, but has several of prospects
Sha has always wanted to be a sports agent, but would have to attend Academy of Oriental Medicine at Austin again to achieve it. Sha has other prospects as well, including court reporter, sociology professor, and mechanical inspector, which pay $50,000 through to $100,000 per year, on average. For this reason, we believe that Sha can pay for this no collateral loan of $96000.
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $27,000.00 to $42,000.00. They are typically used to pay off existing high interest loans like credit cards. Sha required a debt consolidation loan to pay for their existing no collateral loan and their payday loan. Sha was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.2%.
Signature Loan easily acquired in Florence, Oregon for $96000 with bad credit by Sha
Many clients have difficulty with finding signature loans in Florence, Oregon, and Sha is no different. Sha went to 7 lenders or more before finding Lane County Bank, Florence, Oregon, who offered Sha a signature loan for $96000. Most signature loans simply require a client, like Sha’s signature to get them, up to $45,000 in some cases. Sha was able to get $96000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans don’t require collateral, these loans tend to require higher credit, as high as 704
Sha was declined by The Valley National Bank of Oregon 6 times prior to being granted funding by Lane County Bank, Florence, Oregon at Main Street
On March 1, 2013, Sha applied about borrowing $34,000 from Bank of St. Helens with Sheilah, their friend from just outside Florence, and even with the co-signer, Sha was rejected for this no collateral loan. With bad credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Contact Details for Lane County Bank, Florence, Oregon, the provider of this no collateral loan
- Lane County Bank, Florence, Oregon
- City: Florence
- State: Oregon
- Address: Main Street
- County: Lane
- Zip code: 97439
Installment loan for Sha, a graduate of Academy of Oriental Medicine at Austin and an explosives worker working for over $63,000 per year
Sha, an alumnus at Academy of Oriental Medicine at Austin and an explosives worker in Florence, Oregon needs a no collateral loan to purchase a car. Sha has instead decided to obtain an installment loan for $27,000 and is at present seeking lenders like State Bank of Rainier to process their request.
Sha’s Transunion score was changed by the no collateral loan loan, changing to 444 from 459, which is normal in our experience.
Previous requests on Sha’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$112760.00||5||9.5%||$2368.17||Polk County State Bank||October 28, 2010|
|$113350.00||8||9.2%||$1672.38||Pacific Western Bank||May 14, 2014|
|$112720.00||7||10.1%||$1877.11||West Coast Bank||September 19, 2014|
|$113370.00||11||5.7%||$1158.04||The Valley National Bank of Oregon||November 15, 2014|
|$113170.00||3||11.4%||$3726.51||Umpqua National Bank||November 18, 2014|
Several past requests for credit have been made by Sha in the past, including one from United Bank & Trust National Association in Florence, Oregon before Sha was accepted for the $96000 by Lane County Bank, Florence, Oregon
Sha made 4 previous tries to obtain a no collateral loan, 2 of which were with United Bank & Trust National Association, a lender in Florence, Oregon known to specialize in no collateral loans specifically. Before finding Lane County Bank, Florence, Oregon, Sha was concerned due to their inexperience and bad credit rating.
Fast Loans for Sha in Florence, Oregon to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Florence, Oregon aren’t actually that difficult to obtain, particularly if you have some finesse like Sha. Sha was able to find a fast loan for $96000 from Bank of Eastern Oregon and Western Bank, but turned down both offers in favor of their no collateral loan from Lane County Bank, Florence, Oregon. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that you are in a pinch.
Sha’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their explosives worker job and their future career as a sports agent
- Full name (Changed if requested): Sha Brinson
- Current Credit: loans.hit.utils.Fico@254989ff
- Current City: Florence
- State: Oregon
- Zip code: 97440
- Yearly income: $67,000
- Current Job: explosives worker
- Current County: Lane
- Goal Yearly Income: $97,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Before applying for this no collateral loan, Sha had an Experian score of 471, which is bad, so Lane County Bank, Florence, Oregon most likely cannot provide Sha a no collateral loan
8 Months in the Past, Sha Attempted to Find a High Risk Loan for $27,000.00, and it was Easy
It is an ongoing struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Sha. Sha chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Individuals with credit scores as low as 343 can inquire for a high risk loan and may be be accepted.
Paraphrased and Standardized Quote from Sha for this no collateral loan of $96000, provided by Lane County Bank, Florence, Oregon
Hi, I am Sha and my hometown is Florence in Oregon. Lane, county is where I grew up, and now I need a no collateral loan in Oregon for $96000 to buy a big ticket item. It wasn’t easy, but Lane County Bank, Florence, Oregon really came through for me with this loan for 9.2% interest APR and a term of 13 years. I can repay the loan over the 13 year term, including interest. A big thanks to Lane County Bank, Florence, Oregon for trusting me and my bad credit. It look me 7 years to create my credit to 459, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.
When Sha was 23, they attempted to obtain a student loan from 5 alternate lenders, which harmed their credit score. Below is a list of Sha’s previous attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on August 24, 2009
- Attempt 2) Loan for $21,000.00 on April 11, 2009
- Attempt 3) Loan for $25,000.00 on March 10, 2013
- Attempt 4) Loan for $37,000.00 on May 31, 2009
- Attempt 5) Loan for $26,000.00 on April 28, 2013
Personal Loan for an explosives worker named Sha in Florence, Oregon to Pay Off Minnesota Twins World MasterCard with Extra Bases Rewards
Sha had a lot of credit card debt on their DISTANCIA Visa and their Teachers FCU Platinum Visa, and they were starting to get in over their heads. Despite Sha’s job as an explosives worker, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Conclusion of Sha’s no collateral loan
In the end, Sha was able to find a no collateral loan for $96000 with an interest rate of 5.4% interest APR from Lane County Bank, Florence, Oregon in Florence, Oregon repayable over 13 years from today.