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Penni Had Need For A Fast Loan For $3000, Arlington, Texas

$3000 Fast Loan – Arlington Texas, Credit Score Of 387

  • Experian: 399 – This individual had a terrible Experian rating
  • Transunion: 375 – Penni had a terrible credit rating with Transunion.
  • Equifax: Penni’s Experian score was 387, which is a terrible credit score with the Experian system.

9 Months in the Past, Penni Attempted to Find a High Risk Loan for $25,000.00, and it was Hard

There is an existing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Penni. Penni decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Clients with credit ratings as low as 557 can apply for a high risk loan and have a chance to be approved.

Fast Loans for Penni in Arlington, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Arlington, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Penni. Penni was able to find a fast loan for $3000 from Guaranty Bank & Trust, N.A. and First Bank & Trust of Clarendon, but turned down both offers in favor of their fast loan from Centre Savings Association, F.A.. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement in the case that a client is in a time sensitive situation.

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $29,000.00 to $43,000.00. They are mainly used to pay off existing high interest loans like credit cards. Penni required a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Penni was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.1%.

Paraphrased and Standardized Quote from Penni for this fast loan of $3000, provided by Centre Savings Association, F.A.

Hi, I am Penni and I’m from Arlington in Texas. Tarrant, county is where I grew up, and now I need a fast loan in Texas for $3000 to renovate my home. It wasn’t easy, but Centre Savings Association, F.A. really came through for me with this loan for 7.1% interest APR and a term of 2 years. I will repay the loan over the 2 year term, including interest. A big thanks to Centre Savings Association, F.A. for trusting me and my terrible credit. It look me 4 years to create my credit to 387, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.

Contact Details for Centre Savings Association, F.A., the provider of this fast loan

  • Centre Savings Association, F.A.
  • City: Arlington
  • State: Texas
  • Address: 410 West Abrams Street
  • County: Tarrant
  • Zip code: 76010
Client Profile: Penni Mitchener of Arlington, Texas
  • Full name (Changed if requested): Penni Mitchener
  • Current Credit: loans.hit.utils.Fico@76fb509a
  • Current City: Arlington
  • State: Texas
  • Zip code: 76011
  • Yearly income: $37,000
  • Current Job: farm hand
  • Current County: Tarrant
  • Goal Yearly Income: $93,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Penni was declined by First Star Bank, S.S.B. 4 times before being approved by Centre Savings Association, F.A. at 410 West Abrams Street

On January 15, 2009, Penni applied about borrowing $7,000 from First Financial Bank with Emmie, their friend from just outside Arlington, and even with the co-signer, Penni was rejected for this fast loan. With terrible credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Personal Loan for a farm hand named Penni in Arlington, Texas to Pay Off Brown Alumni Association Platinum Plus Visa card with WorldPoints rewards

Penni had a tonne of credit card debt on their Lord & Taylor Credit Card and their Nordstrom Credit Card, and they were starting to get in over their heads. Despite Penni’s job as a farm hand, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Installment loan for Penni, a graduate of West Virginia University and a farm hand working for over $77,000 per year

Penni, an alumnus at West Virginia University and a farm hand in Arlington, Texas wants a fast loan to purchase a car. Penni has instead decided to obtain an installment loan for $5,000 and is currently seeking lenders like First Consolidated Bank – Ferris to process their request.

Penni has a very low current total income, but has a large amount of prospects

Penni has always wanted to be an agricultural technician, but would need attend West Virginia University again to become one. Penni has other possibilities as well, including pilot, retail sales department supervisor, and recreational therapist, which pay $58,000 through to $103,000 per year, on average. For this reason, we believe that Penni can pay for this fast loan of $3000.

Before applying for this fast loan, Penni had an Experian score of 399, which is terrible, so Centre Savings Association, F.A. most likely cannot provide Penni a fast loan

Experian Score: 399

Penni’s Overall FICO score at the time of acceptance for a fast loan, taking into account their farm hand job and their future job as an agricultural technician

Fico Score: 387

Signature Loan easily acquired in Arlington, Texas for $3000 with terrible credit by Penni

Many clients have difficulty with obtaining signature loans in Arlington, Texas, and Penni is the same. Penni went to 5 lending institutions or more before finding Centre Savings Association, F.A., who offered Penni a signature loan for $3000. Most signature loans simply need a client, like Penni’s signature to get them, up to $31,000 in some cases. Penni was able to get $3000 as a fast loan, which is very high for a fast loan. Because signature loans do not require a cosigner, these loans generally need improved credit, as high as 706

Several other requests for credit have been made by Penni in the past, including one from Sequoia National Bank in Arlington, Texas before Penni was accepted for the $3000 by Centre Savings Association, F.A.

Penni made 6 prior attempts to obtain a fast loan, 2 of which were with Sequoia National Bank, a lending institution in Arlington, Texas known to specialize in fast loans specifically. Before finding Centre Savings Association, F.A., Penni was desperate due to their inexperience and terrible credit score.

Penni’s Transunion score was changed by the fast loan loan, changing to 375 from 387, which is typical in our experience.

Transunion Score: 375

Previous requests on Penni’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$148670.00 10 6.7% $1703.29 Comerica Bank May 11, 2011
$149310.00 10 7.5% $1772.34 First Star Bank, S.S.B. March 19, 2013
$148600.00 8 7.2% $2040.79 Brownfield State Bank & Trust Co. May 12, 2014
$148560.00 6 10.2% $2767.21 First Bank & Trust, Bryan, Texas January 25, 2015

When Penni was 20, they attempted to obtain a student loan from 4 alternate lenders, which harmed their credit score. Below is a list of Penni’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on December 21, 2009
  • Attempt 2) Loan for $38,000.00 on August 11, 2012
  • Attempt 3) Loan for $29,000.00 on December 23, 2010
  • Attempt 4) Loan for $31,000.00 on August 25, 2009

Conclusion of Penni’s fast loan

In the end, Penni was able to find a fast loan for $3000 with an interest rate of 10.1% interest APR from Centre Savings Association, F.A. in Arlington, Texas repayable over 2 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.