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Personal Loan For $80000 Near 54961, Wisconsin With A Credit Score Of 559

$80000 Personal Loan – New London Wisconsin, Credit Score Of 559

  • Experian: 570 – The client had a fair Experian score
  • Transunion: 547 – Alix had a fair credit rating with Transunion.
  • Equifax: Alix’s Experian score was 559, which is a fair credit rating with the Experian scale.

Alix’s Transunion score was altered by the personal loan loan, changing to 547 from 559, which is typical in our experience.

Transunion Score: 547

When Alix was 19, they tried to obtain a student loan from 5 different lenders, which harmed their credit rating. Below is a chronology of Alix’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on October 23, 2010
  • Attempt 2) Loan for $24,000.00 on April 24, 2013
  • Attempt 3) Loan for $24,000.00 on June 16, 2010
  • Attempt 4) Loan for $22,000.00 on August 12, 2013
  • Attempt 5) Loan for $34,000.00 on March 31, 2014

Alix was declined by Kilbourn State Bank 5 times prior to being granted funding by New London Savings and Loan Association at 101 Park Street

On October 6, 2011, Alix applied about borrowing $42,000 from S & C Bank, Chippewa with Tanesha, their friend from just outside New London, and even with the co-signer, Alix was rejected for this personal loan. With fair credit, it can be a challenge to procure financing, even with collateral and a co-signer.

6 Months Ago, Alix Tried Finding a High Risk Loan for $25,000.00, and it was Easy

It is an ongoing struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Alix. Alix chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Clients with credit ratings as low as 438 can inquire for a high risk loan and may be be approved.

Alix’s Overall FICO score at the time of acceptance for a personal loan, taking into account their farm manager job and their future job as a college/university professor

Fico Score: 559

Fast Loans for Alix in New London, Wisconsin to prevent bankruptcy or broken legs from debt collectors.

Fast loans in New London, Wisconsin aren’t actually that difficult to obtain, especially if you have some finesse like Alix. Alix was able to find a fast loan for $80000 from South Milwaukee Marine Bank and The Bank of Brodhead, but turned down both offers in favor of their personal loan from New London Savings and Loan Association. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference in the case that a client is in a pinch.

Client Profile: Alix Amuso of New London, Wisconsin
  • Full name (Changed if requested): Alix Amuso
  • Current Credit: loans.hit.utils.Fico@3f91beef
  • Current City: New London
  • State: Wisconsin
  • Zip code: 54962
  • Yearly income: $55,000
  • Current Job: farm manager
  • Current County: Waupaca
  • Goal Yearly Income: $82,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans range from $33,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Alix required a debt consolidation loan to pay for their existing personal loan and their payday loan. Alix was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.0%.

Personal Loan for a farm manager named Alix in New London, Wisconsin to Pay Off The Winaukee Scholarships Visa Platinum Rewards Card

Alix had a lot of credit card debt on their PenFed Gold Visa Card and their Bank of America Platinum Plus for Business MasterCard, and they were starting to get in over their heads. Despite Alix’s job as a farm manager, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Many other requests for credit have been made by Alix in the past, including one from Community First Bank in New London, Wisconsin before Alix was approved for the $80000 by New London Savings and Loan Association

Alix made 8 previous tries to obtain a personal loan, 2 of which were with Community First Bank, a lending institution in New London, Wisconsin known to specialize in personal loans specifically. Prior to finding New London Savings and Loan Association, Alix was concerned due to their inexperience and fair credit rating.

Installment loan for Alix, a graduate of University of Pennsylvania and a farm manager working for over $68,000 per year

Alix, an alumnus at University of Pennsylvania and a farm manager in New London, Wisconsin wants a personal loan to purchase a house. Alix has instead decided to obtain an installment loan for $17,000 and is currently seeking lenders like S & C Bank, Chippewa to process their request.

Signature Loan easily acquired in New London, Wisconsin for $80000 with fair credit by Alix

Many prospective borrowers struggle with finding signature loans in New London, Wisconsin, and Alix is no different. Alix went to 5 lenders or more before finding New London Savings and Loan Association, who offered Alix a signature loan for $80000. Most signature loans simply need a client, like Alix’s signature to obtain them, up to $21,000 in some cases. Alix was able to get $80000 as a personal loan, which is very high for a personal loan. Since signature loans don’t require a cosigner, these loans tend to need higher credit, as high as 792

Previous requests on Alix’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$62250.00 4 11.4% $1621.0 M&I Bank of Burlington May 8, 2011
$62210.00 3 11.6% $2054.4 M&I Marshall and Ilsley Bank May 16, 2011
$61840.00 10 10.6% $837.9 Continental Bank & Trust Co. January 1, 2012
$62140.00 3 9.6% $1993.43 Clare Bank, National Association September 11, 2013
$62340.00 8 10.4% $959.2 Norwest Bank Wisconsin East Central May 14, 2014

Alix has a disappointing current total income, but has a large amount of prospects

Alix has always wanted to be a college/university professor, but would need attend University of Pennsylvania again to become one. Alix has other possibilities as well, including hand and portable tool mechanic, horticulture therapist, and windows – draperies treatment specialist, which pay $50,000 through to $92,000 per year, on average. For this reason, we think that Alix can afford this personal loan of $80000.

Paraphrased and Standardized Quote from Alix for this personal loan of $80000, provided by New London Savings and Loan Association

Hi, I am Alix and I am from New London in Wisconsin. Waupaca, county is where I grew up, and now I need a personal loan in Wisconsin for $80000 to buy a big ticket item. It has been difficult, but New London Savings and Loan Association really came through for me with this loan for 6.0% interest APR and a term of 18 years. I can probably repay the loan over the 18 year term, including interest. A big thanks to New London Savings and Loan Association for giving me a chance and my fair credit. It look me 8 years to create my credit to 559, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.

Before applying for this personal loan, Alix had an Experian score of 570, which is fair, so New London Savings and Loan Association likely cannot provide Alix a personal loan

Experian Score: 570

Contact Details for New London Savings and Loan Association, the provider of this personal loan

  • New London Savings and Loan Association
  • City: New London
  • State: Wisconsin
  • Address: 101 Park Street
  • County: Waupaca
  • Zip code: 54961

Conclusion of Alix’s personal loan

In the end, Alix was able to find a personal loan for $80000 with an interest rate of 9.1% interest APR from New London Savings and Loan Association in New London, Wisconsin repayable over 18 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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