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Personal Loan Of $66000 For Excellent Credit Georgia Resident

$66000 Personal Loan – Duluth Georgia, Credit Score Of 795

  • Experian: 808 – The client had an excellent Experian score
  • Transunion: 777 – Trinidad had an excellent credit rating with Transunion.
  • Equifax: Trinidad’s Experian score was 795, which is an excellent credit rating using the Experian system.

Trinidad has a disappointing current yearly income, but has a high number of prospects

Trinidad has always wanted to be a tax examiner, but would need attend Ashland University again to become one. Trinidad has other possibilities as well, including aquaculturist, probate lawyer, and product planner, which pay $51,000 through to $92,000 per year, at least. Because of this, we think that Trinidad can afford this personal loan of $66000.

Fast Loans for Trinidad in Duluth, Georgia to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Duluth, Georgia aren’t actually that difficult to obtain, especially if you have some finesse like Trinidad. Trinidad was able to find a fast loan for $66000 from Bank of Morgan County and Sylvester Banking Company, but turned down both offers in favor of their personal loan from Bank South, Gwinnett. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference in the case that you are in a pinch.

8 Months in the Past, Trinidad Attempted to Find a High Risk Loan for $48,000.00, but They Didn’t Find What They were Expecting

It is an existing struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Trinidad. Trinidad decided not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit individuals. Individuals with credit ratings as low as 488 can inquire for a high risk loan and may be be accepted.

Trinidad was declined by The Citizens and Southern Bank of Colquitt County 4 times before being approved by Bank South, Gwinnett at Highway 120 And Proctor Street

On July 15, 2013, Trinidad inquired about borrowing $43,000 from Habersham Bank with Berry, their friend from just outside Duluth, and even with the co-signer, Trinidad was rejected for this personal loan. With excellent credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Before applying for this personal loan, Trinidad had an Experian score of 808, which is excellent, so Bank South, Gwinnett most likely cannot provide Trinidad a personal loan

Experian Score: 808

Signature Loan easily acquired in Duluth, Georgia for $66000 with excellent credit by Trinidad

Most clients have difficulty with finding signature loans in Duluth, Georgia, and Trinidad is not an exception. Trinidad went to 4 lending institutions or more before settling on Bank South, Gwinnett, who offered Trinidad a signature loan for $66000. Most signature loans simply require a client, like Trinidad’s signature to get them, up to $43,000 in some cases. Trinidad was able to get $66000 as a personal loan, which is very high for a personal loan. Because signature loans don’t need collateral, they tend to require better credit, as high as 783

Personal Loan for a psychology professor named Trinidad in Duluth, Georgia to Pay Off Amalgamated Bank MasterCard Standard Secured

Trinidad had a lot of credit card debt on their Business Rewards Visa Card and their Carter Lumber Company Credit Card, and they were starting to get in over their heads. Despite Trinidad’s job as a psychology professor, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Client Profile: Trinidad Whitmer of Duluth, Georgia
  • Full name (Changed if requested): Trinidad Whitmer
  • Current Credit: loans.hit.utils.Fico@21b8d17c
  • Current City: Duluth
  • State: Georgia
  • Zip code: 30143
  • Yearly income: $35,000
  • Current Job: psychology professor
  • Current County: Gwinnett
  • Goal Yearly Income: $136,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Installment loan for Trinidad, a graduate of Ashland University and a psychology professor working for over $79,000 per year

Trinidad, an alumnus at Ashland University and a psychology professor in Duluth, Georgia wants a personal loan to purchase something frivolous. Trinidad has instead chosen to obtain an installment loan for $7,000 and is at present seeking lenders like Exchange Bank to provide it.

Several past requests for credit have been made by Trinidad in the past, including one from Huntington Savings and Loan Association in Duluth, Georgia before Trinidad was accepted for the $66000 by Bank South, Gwinnett

Trinidad made 5 prior attempts to obtain a personal loan, 2 of which were with Huntington Savings and Loan Association, a lender in Duluth, Georgia known to specialize in personal loans specifically. Before finding Bank South, Gwinnett, Trinidad was concerned due to their inexperience and excellent credit rating.

Previous requests on Trinidad’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$107150.00 11 7.4% $1188.82 NationsBank of Florida, National Association November 17, 2008
$107230.00 11 5.7% $1095.33 Century Bank and Trust September 21, 2009
$107350.00 11 11.3% $1424.18 Bank of Madison December 14, 2011
$106640.00 6 10.2% $1986.37 Bank of Hazlehurst October 8, 2012
$106710.00 9 7.3% $1350.82 The Citizens and Southern Bank of Dublin January 26, 2013

When Trinidad was 22, they tried to obtain a student loan from 6 alternate banks, which harmed their credit rating. Below is a list of Trinidad’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on November 18, 2008
  • Attempt 2) Loan for $37,000.00 on February 8, 2012
  • Attempt 3) Loan for $26,000.00 on March 10, 2013
  • Attempt 4) Loan for $37,000.00 on August 25, 2009
  • Attempt 5) Loan for $39,000.00 on January 7, 2011
  • Attempt 6) Loan for $30,000.00 on December 14, 2013

Contact Details for Bank South, Gwinnett, the provider of this personal loan

  • Bank South, Gwinnett
  • City: Duluth
  • State: Georgia
  • Address: Highway 120 And Proctor Street
  • County: Gwinnett
  • Zip code: 30136

Paraphrased and Standardized Quote from Trinidad for this personal loan of $66000, provided by Bank South, Gwinnett

Hi, I am Trinidad and I am from Duluth in Georgia. Gwinnett, county is where I grew up, and now I need a personal loan in Georgia for $66000 to renovate my home. It has been difficult, but Bank South, Gwinnett really came through for me with this loan for 7.7% interest APR and a term of 10 years. I can probably repay the loan over the 10 year term, including interest. A big thanks to Bank South, Gwinnett for trusting me and my excellent credit. It look me 4 years to create my credit to 795, and I won’t harm it any future. I’m happy with Find Texas Loans for assisting me this far.

Trinidad’s Transunion score was changed by the personal loan loan, changing to 777 from 795, which is normal in our experience.

Transunion Score: 777

Trinidad’s Overall FICO score at the time of acceptance for a personal loan, taking into account their psychology professor job and their future job as a tax examiner

Fico Score: 795

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $25,000.00 to $57,000.00. They are mainly used to pay off existing high interest loans like credit cards. Trinidad required a debt consolidation loan to pay for their existing personal loan and their loan shark loan. Trinidad was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.1%.

Conclusion of Trinidad’s personal loan

In the end, Trinidad was able to find a personal loan for $66000 with an interest rate of 9.5% interest APR from Bank South, Gwinnett in Duluth, Georgia repayable over 10 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.