$111000 Personal Loan – Cleveland Ohio, Credit Score Of 761
- Experian: 777 – This client had an excellent Experian score
- Transunion: 746 – Kay had an excellent credit score with Transunion.
- Equifax: Kay’s Experian score was 761, which is an excellent credit score with the Experian rating scheme.
Fast Loans for Kay in Cleveland, Ohio to prevent bankruptcy or harm from debt collectors.
Fast loans in Cleveland, Ohio aren’t actually that difficult to obtain, especially if you have some gumption like Kay. Kay was able to find a fast loan for $111000 from Bank One, Ashland and The Liberty State Bank, but turned down both offers in favor of their personal loan from Broadview Savings and Loan Company. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference in the case that a client is on the go.
Contact Details for Broadview Savings and Loan Company, the provider of this personal loan
- Broadview Savings and Loan Company
- City: Cleveland
- State: Ohio
- Address: 4221 Pearl Rd
- County: Cuyahoga
- Zip code: 44109
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $26,000.00 to $49,000.00. They are typically used to pay off existing high interest loans like credit cards. Kay required a debt consolidation loan to pay for their existing personal loan and their loan shark loan. Kay was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.6%.
Kay has a disappointing current yearly income, but has a large amount of prospects
Kay has always wanted to be an environmental engineer, but would have to attend Cazenovia College again to become one. Kay has other prospects as well, including social worker, biomedical engineer, and sales representative, which pay $54,000 through to $90,000 per year, on average. For this reason, we believe that Kay can pay for this personal loan of $111000.
- Full name (Changed if requested): Kay Blaydon
- Current Credit: loans.hit.utils.Fico@4783da3f
- Current City: Cleveland
- State: Ohio
- Zip code: 44112
- Yearly income: $37,000
- Current Job: aircraft launch and recovery officer
- Current County: Cuyahoga
- Goal Yearly Income: $141,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Previous requests on Kay’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$144690.00||6||8.1%||$2543.96||The Vinton Banking Company||January 10, 2013|
|$144610.00||7||6.7%||$2161.41||The Ohio Valley Bank Company||April 29, 2014|
|$145140.00||10||7.3%||$1707.72||The Citizens Bank||August 31, 2014|
|$145230.00||4||10.5%||$3718.38||The Peoples Bank||May 9, 2015|
Kay was not approved by The Fifth Third Bank 5 times before being granted funding by Broadview Savings and Loan Company at 4221 Pearl Rd
On March 18, 2009, Kay inquired about borrowing $30,000 from 1st Security Bank with Sheba, their friend from just outside Cleveland, and even with the co-signer, Kay was rejected for this personal loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Signature Loan easily acquired in Cleveland, Ohio for $111000 with excellent credit by Kay
A lot of prospective borrowers struggle with finding signature loans in Cleveland, Ohio, and Kay is no different. Kay went to 4 lenders or more before finding Broadview Savings and Loan Company, who offered Kay a signature loan for $111000. Most signature loans simply need a client, like Kay’s signature to get them, up to $29,000 in some cases. Kay was able to get $111000 as a personal loan, which is very high for a personal loan. Because signature loans don’t require a cosigner, these loans tend to need better credit, as high as 713
Paraphrased and Standardized Quote from Kay for this personal loan of $111000, provided by Broadview Savings and Loan Company
Hello, I am Kay and I’m from Cleveland in Ohio. Cuyahoga, county is where I grew up, and now I need a personal loan in Ohio for $111000 to pay bills. It has been difficult, but Broadview Savings and Loan Company really came through for me with this loan for 8.7% interest APR and a term of 1 years. I can repay the loan over the 1 year term, including interest. A big thanks to Broadview Savings and Loan Company for giving me a chance and my excellent credit. It look me 8 years to create my credit to 761, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.
Kay’s Overall FICO score at the time of acceptance for a personal loan, taking into account their aircraft launch and recovery officer job and their future job as an environmental engineer
7 Months in the Past, Kay Attempted to Find a High Risk Loan for $27,000.00, and it was Hard
It is an existing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Kay. Kay decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Individuals with credit scores as low as 435 can inquire for a high risk loan and may be be approved.
Installment loan for Kay, a graduate of Cazenovia College and an aircraft launch and recovery officer working for over $63,000 per year
Kay, an alumnus at Cazenovia College and an aircraft launch and recovery officer in Cleveland, Ohio wants a personal loan to purchase a new cell phone. Kay has instead chosen to get an installment loan for $18,000 and is at present seeking lenders like The Vinton Banking Company to process their request.
When Kay was 24, they attempted to obtain a student loan from 6 different lenders, which damaged their credit score. Below is a list of Kay’s prior attempts at finding a student loan:
- Attempt 1) Loan for $37,000.00 on January 18, 2013
- Attempt 2) Loan for $33,000.00 on January 21, 2012
- Attempt 3) Loan for $37,000.00 on January 27, 2010
- Attempt 4) Loan for $35,000.00 on September 26, 2011
- Attempt 5) Loan for $35,000.00 on October 25, 2012
- Attempt 6) Loan for $36,000.00 on February 5, 2009
Personal Loan for an aircraft launch and recovery officer named Kay in Cleveland, Ohio to Pay Off Regions Platinum Plus Student MasterCard
Kay had a lot of credit card debt on their Scotiabank Business Credit Cards and their HOOTERS MasterCard, and they were starting to get in over their heads. Despite Kay’s job as an aircraft launch and recovery officer, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Before applying for this personal loan, Kay had an Experian score of 777, which is excellent, so Broadview Savings and Loan Company most likely cannot provide Kay a personal loan
Kay’s Transunion score was altered by the personal loan loan, changing to 746 from 761, which is normal in our experience.
Several other requests for credit have been made by Kay in the past, including one from The First National Bank of Lake Charles in Cleveland, Ohio before Kay was approved for the $111000 by Broadview Savings and Loan Company
Kay made 9 prior attempts to obtain a personal loan, 2 of which were with The First National Bank of Lake Charles, a lending institution in Cleveland, Ohio known to specialize in personal loans specifically. Before finding Broadview Savings and Loan Company, Kay was very concerned due to their inexperience and excellent credit score.
Conclusion of Kay’s personal loan
In the end, Kay was able to find a personal loan for $111000 with an interest rate of 7.7% interest APR from Broadview Savings and Loan Company in Cleveland, Ohio repayable over 1 years from now.