$28000 Personal Loan – Crestline Ohio, Credit Rating Of 354
- Experian: 366 – This individual had a terrible Experian score
- Transunion: 340 – Kourtney had a terrible credit score with Transunion.
- Equifax: Kourtney’s Experian score was 354, which is a terrible credit rating on the Experian scale.
Kourtney’s Transunion score was altered by the personal loan loan, changing to 340 from 354, which is typical in our experience.
Fast Loans for Kourtney in Crestline, Ohio to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Crestline, Ohio aren’t actually that difficult to obtain, particularly if you have some gumption like Kourtney. Kourtney was able to find a fast loan for $28000 from The Farmers State Bank of Lyons Ohio and The Gnadenhutten Bank, but turned down both offers in favor of their personal loan from Crestline Building and Loan Association. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better in the case that a client is in a time sensitive situation.
Before applying for this personal loan, Kourtney had an Experian score of 366, which is terrible, so Crestline Building and Loan Association most likely cannot provide Kourtney a personal loan
Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $27,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Kourtney required a debt consolidation loan to pay for their existing personal loan and their loan shark loan. Kourtney was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your bad, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.8%.
Kourtney has a disappointing current yearly income, but has a high number of prospects
Kourtney has always wanted to be a logging tractor operator, but would need attend Concorde Career College again to achieve it. Kourtney has other possibilities as well, including political science professor, philosophy and religion professor, and community welfare worker, which pay $55,000 through to $108,000 per year, at least. For this reason, we think that Kourtney can pay for this personal loan of $28000.
Kourtney’s Overall FICO score at the time of acceptance for a personal loan, taking into account their middle school guidance counselor job and their future job as a logging tractor operator
Installment loan for Kourtney, a graduate of Concorde Career College and a middle school guidance counselor working for over $73,000 per year
Kourtney, an alumnus at Concorde Career College and a middle school guidance counselor in Crestline, Ohio needs a personal loan to purchase a car. Kourtney has instead chosen to obtain an installment loan for $26,000 and is at present seeking lenders like First National Bank of Middletown to provide it.
Previous requests on Kourtney’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$16220.00||8||11.2%||$256.54||The Vinton Banking Company||January 6, 2009|
|$16190.00||9||8.2%||$212.46||The Ohio Valley Bank Company||August 4, 2009|
|$16400.00||8||9.4%||$243.68||The Citizens Bank||October 22, 2012|
|$15700.00||5||6.8%||$309.4||The Peoples Bank||November 5, 2013|
|$16250.00||8||6.4%||$216.73||The Freeport State Bank||October 9, 2014|
- Full name (Changed if requested): Kourtney Briagas
- Current Credit: loans.hit.utils.Fico@378fd1ac
- Current City: Crestline
- State: Ohio
- Zip code: 44836
- Yearly income: $48,000
- Current Job: middle school guidance counselor
- Current County: Crawford
- Goal Yearly Income: $119,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
When Kourtney was 19, they tried to obtain a student loan from 6 alternate lenders, which harmed their credit rating. Below is a chronology of Kourtney’s prior attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on July 31, 2011
- Attempt 2) Loan for $33,000.00 on December 1, 2008
- Attempt 3) Loan for $27,000.00 on November 27, 2012
- Attempt 4) Loan for $27,000.00 on May 30, 2013
- Attempt 5) Loan for $24,000.00 on November 12, 2008
- Attempt 6) Loan for $24,000.00 on June 20, 2011
9 Months in the Past, Kourtney Tried to Find a High Risk Loan for $41,000.00, and it was Hard
It is an ongoing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Kourtney. Kourtney chose not to get a high risk loan this time. High Risk loans are given to bad credit borrowers. Clients with credit scores as low as 560 can inquire for a high risk loan and possibly can be accepted.
Kourtney was declined by The Provident Bank 7 times before being approved by Crestline Building and Loan Association at 350 North Seltzer Street
On March 6, 2013, Kourtney inquired about borrowing $49,000 from The Peoples Bank with Margart, their friend from just outside Crestline, and even with the co-signer, Kourtney was rejected for this personal loan. With terrible credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Contact Details for Crestline Building and Loan Association, the provider of this personal loan
- Crestline Building and Loan Association
- City: Crestline
- State: Ohio
- Address: 350 North Seltzer Street
- County: Crawford
- Zip code: 44827
Paraphrased and Standardized Quote from Kourtney for this personal loan of $28000, provided by Crestline Building and Loan Association
Hello, I am Kourtney and I’m from Crestline in Ohio. Crawford, county is where I grew up, and now I need a personal loan in Ohio for $28000 to pay bills. It wasn’t easy, but Crestline Building and Loan Association really came through for me with this loan for 10.7% interest APR and a term of 15 years. I can probably repay the loan over the 15 year term, including interest. A big thanks to Crestline Building and Loan Association for giving me a chance and my terrible credit. It look me 8 years to create my credit to 354, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.
Signature Loan found in Crestline, Ohio for $28000 with terrible credit by Kourtney
A lot of prospective borrowers struggle with finding signature loans in Crestline, Ohio, and Kourtney is not an exception. Kourtney went to 5 lenders or more prior to finding Crestline Building and Loan Association, who offered Kourtney a signature loan for $28000. Most signature loans simply require a client, like Kourtney’s signature to obtain them, up to $37,000 in some cases. Kourtney was able to get $28000 as a personal loan, which is very high for a personal loan. Since signature loans do not need collateral, these loans tend to require improved credit, as high as 781
Multiple other requests for credit have been made by Kourtney in the past, including one from State Bank of Speer in Crestline, Ohio before Kourtney was accepted for the $28000 by Crestline Building and Loan Association
Kourtney made 7 previous tries to obtain a personal loan, 2 of which were with State Bank of Speer, a bank in Crestline, Ohio known to specialize in personal loans specifically. Prior to finding Crestline Building and Loan Association, Kourtney was concerned due to their inexperience and terrible credit score.
Personal Loan for a middle school guidance counselor named Kourtney in Crestline, Ohio to Pay Off Conestoga Bank Visa Signature Bonus Rewards Card
Kourtney had a lot of credit card debt on their Conestoga Bank Visa Business Bonus Rewards Card and their Atlantic Stewardship Bank Travel Rewards American Express Card, and they were starting to get in over their heads. Despite Kourtney’s job as a middle school guidance counselor, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Conclusion of Kourtney’s personal loan
In the end, Kourtney was able to find a personal loan for $28000 with an interest rate of 10.0% interest APR from Crestline Building and Loan Association in Crestline, Ohio repayable over 15 years from now.