$111000 Personal Loan – Timmonsville South Carolina, Credit Score Of 359
- Experian: 369 – They had a terrible Experian rating
- Transunion: 346 – Jada had a terrible credit rating with Transunion.
- Equifax: Jada’s Experian score was 359, which is a terrible credit score with the Experian system.
Signature Loan found in Timmonsville, South Carolina for $111000 with terrible credit by Jada
A lot of borrowers struggle with finding signature loans in Timmonsville, South Carolina, and Jada is no exception. Jada went to 8 lending institutions or more before finding Pee Dee State Bank, who offered Jada a signature loan for $111000. Most signature loans simply need a client, like Jada’s signature to get them, up to $45,000 in some cases. Jada was able to get $111000 as a personal loan, which is very high for a personal loan. Since signature loans do not need a cosigner, they generally need improved credit, as high as 723
Installment loan for Jada, a graduate of Northern Arizona University and a marine architect working for over $65,000 per year
Jada, an alumnus at Northern Arizona University and a marine architect in Timmonsville, South Carolina wants a personal loan to purchase a house. Jada has instead decided to obtain an installment loan for $2,000 and is at present seeking lenders like First National Bank of South Carolina to process their request.
Fast Loans for Jada in Timmonsville, South Carolina to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Timmonsville, South Carolina aren’t actually that difficult to obtain, especially if you have some finesse like Jada. Jada was able to find a fast loan for $111000 from First National Bank of South Carolina and First National South, but declined both offers in favor of their personal loan from Pee Dee State Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference if you are in a time sensitive situation.
- Full name (Changed if requested): Jada Sabella
- Current Credit: loans.hit.utils.Fico@52cc8049
- Current City: Timmonsville
- State: South Carolina
- Zip code: 29170
- Yearly income: $34,000
- Current Job: marine architect
- Current County: Florence
- Goal Yearly Income: $149,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Jada has a low current gross income, but has a high number of prospects
Jada has always wanted to be a marine surveyor, but would have to attend Northern Arizona University again to achieve it. Jada has other prospects as well, including sales representative, mechanical drafter, and medical examiner/coroner, which pay $56,000 through to $95,000 per year, at least. For this reason, we believe that Jada can pay for this personal loan of $111000.
Several past requests for credit have been made by Jada in the past, including one from Table Rock Community Bank in Timmonsville, South Carolina before Jada was accepted for the $111000 by Pee Dee State Bank
Jada made 8 previous attempts to obtain a personal loan, 2 of which were with Table Rock Community Bank, a bank in Timmonsville, South Carolina known to specialize in personal loans specifically. Before finding Pee Dee State Bank, Jada was very concerned due to their inexperience and terrible credit rating.
Previous requests on Jada’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $81460.00 | 4 | 5.5% | $1894.47 | The Peoples Bank | October 29, 2012 |
| $81170.00 | 4 | 10.7% | $2086.08 | The Commercial Bank | October 21, 2014 |
| $81230.00 | 11 | 8.7% | $958.17 | The Bank of Hartsville | March 3, 2015 |
| $80830.00 | 7 | 5.3% | $1153.87 | Farmers and Merchants Bank of South Carolina | July 14, 2015 |
| $80710.00 | 3 | 9.7% | $2592.93 | The Security Bank | July 22, 2015 |
When Jada was 18, they tried to obtain a student loan from 4 alternate banks, which harmed their credit rating. Below is a list of Jada’s previous attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on June 28, 2010
- Attempt 2) Loan for $31,000.00 on March 25, 2009
- Attempt 3) Loan for $33,000.00 on August 6, 2010
- Attempt 4) Loan for $30,000.00 on December 24, 2011
Personal Loan for a marine architect named Jada in Timmonsville, South Carolina to Pay Off FirstBank Business Visa Credit Card
Jada had a lot of credit card debt on their Sunoco Universal Fleet Card and their Taleris Credit Union College Rewards Visa Card, and they were starting to get in over their heads. Despite Jada’s job as a marine architect, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Jada’s Overall FICO score at the time of acceptance for a personal loan, taking into account their marine architect job and their future career as a marine surveyor
Paraphrased and Standardized Quote from Jada for this personal loan of $111000, provided by Pee Dee State Bank
Hello, I am Jada and I am from Timmonsville in South Carolina. Florence, county is where I grew up, and now I need a personal loan in South Carolina for $111000 to buy a car. It wasn’t easy, but Pee Dee State Bank really came through for me with this loan for 10.0% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to Pee Dee State Bank for trusting me and my terrible credit. It look me 9 years to build my credit to 359, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.
Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans vary from $27,000.00 to $58,000.00. They are typically used to pay off existing high interest loans like credit cards. Jada required a debt consolidation loan to pay for their existing personal loan and their credit card. Jada was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.3%.
Before applying for this personal loan, Jada had an Experian score of 369, which is terrible, so Pee Dee State Bank probably cannot provide Jada a personal loan
Contact Details for Pee Dee State Bank, the provider of this personal loan
- Pee Dee State Bank
- City: Timmonsville
- State: South Carolina
- Address: Main Street
- County: Florence
- Zip code: 29161
Jada’s Transunion score was changed by the personal loan loan, changing to 346 from 359, which is normal in our experience.
Jada was declined by American Bank & Trust 7 times before being granted funding by Pee Dee State Bank at Main Street
On December 14, 2008, Jada applied about borrowing $34,000 from The Community Bank of South Carolina with Jeanice, their friend from just outside Timmonsville, and even with the co-signer, Jada was rejected for this personal loan. With terrible credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
7 Months in the Past, Jada Tried to Find a High Risk Loan for $41,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Jada. Jada decided not to get a high risk loan this time. High Risk loans are given to bad credit clients. Clients with credit ratings as low as 378 can apply for a high risk loan and have a chance to be approved.
Conclusion of Jada’s personal loan
In the end, Jada was able to find a personal loan for $111000 with an interest rate of 7.0% interest APR from Pee Dee State Bank in Timmonsville, South Carolina repayable over 21 years from today.
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