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Personal Loan With Very Low APR In Lee County, North Carolina

$128000 Personal Loan – Sanford North Carolina, Credit Score Of 797

  • Experian: 814 – They had an excellent Experian rating
  • Transunion: 783 – Blanche had an excellent credit score with Transunion.
  • Equifax: Blanche’s Experian score was 797, which is an excellent credit rating on the Experian scale.
Client Profile: Blanche Boklund of Sanford, North Carolina
  • Full name (Changed if requested): Blanche Boklund
  • Current Credit: loans.hit.utils.Fico@7c3df479
  • Current City: Sanford
  • State: North Carolina
  • Zip code: 27337
  • Yearly income: $60,000
  • Current Job: craft artist
  • Current County: Lee
  • Goal Yearly Income: $133,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Fast Loans for Blanche in Sanford, North Carolina to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Sanford, North Carolina aren’t actually that difficult to obtain, especially if you have some finesse like Blanche. Blanche was able to find a fast loan for $128000 from United Carolina Bank and North Mecklenburg Bank, but turned down both offers in favor of their personal loan from The Carolina Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement in the case that a client is on the go.

Blanche was rejected by Merchants & Farmers Bank 6 times before being approved by The Carolina Bank at 503 Carthage Street

On September 10, 2009, Blanche inquired about borrowing $43,000 from Farmers & Merchants Bank with Matilde, their friend from just outside Sanford, and even with the co-signer, Blanche was rejected for this personal loan. With excellent credit, it can be difficult to procure funding, even with collateral and a co-signer.

Contact Details for The Carolina Bank, the provider of this personal loan

  • The Carolina Bank
  • City: Sanford
  • State: North Carolina
  • Address: 503 Carthage Street
  • County: Lee
  • Zip code: 27330

Before applying for this personal loan, Blanche had an Experian score of 814, which is excellent, so The Carolina Bank most likely can provide Blanche a personal loan

Experian Score: 814

Blanche’s Transunion score was changed by the personal loan loan, changing to 783 from 797, which is typical in our experience.

Transunion Score: 783

When Blanche was 18, they tried to obtain a student loan from 5 different lenders, which damaged their credit score. Below is a list of Blanche’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on May 28, 2011
  • Attempt 2) Loan for $26,000.00 on September 24, 2009
  • Attempt 3) Loan for $22,000.00 on September 18, 2011
  • Attempt 4) Loan for $33,000.00 on February 22, 2013
  • Attempt 5) Loan for $23,000.00 on December 23, 2008

Signature Loan easily acquired in Sanford, North Carolina for $128000 with excellent credit by Blanche

A lot of clients have difficulty with obtaining signature loans in Sanford, North Carolina, and Blanche is not an exception. Blanche went to 4 lending institutions or more prior to finding The Carolina Bank, who offered Blanche a signature loan for $128000. Typical signature loans simply require a client, like Blanche’s signature to get them, up to $30,000 in some cases. Blanche was able to get $128000 as a personal loan, which is very high for a personal loan. Because signature loans do not need a cosigner, they generally need better credit, as high as 757

Paraphrased and Standardized Quote from Blanche for this personal loan of $128000, provided by The Carolina Bank

Hi, I am Blanche and I’m from Sanford in North Carolina. Lee, county is where I grew up, and now I need a personal loan in North Carolina for $128000 to buy a big ticket item. It wasn’t easy, but The Carolina Bank really came through for me with this loan for 9.1% interest APR and a term of 23 years. I will repay the loan over the 23 year term, including interest. A big thanks to The Carolina Bank for trusting me and my excellent credit. It look me 9 years to build my credit to 797, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.

Several past requests for credit have been made by Blanche in the past, including one from Skagit Bank in Sanford, North Carolina before Blanche was approved for the $128000 by The Carolina Bank

Blanche made 8 prior attempts to obtain a personal loan, 2 of which were with Skagit Bank, a lender in Sanford, North Carolina known to specialize in personal loans specifically. Prior to finding The Carolina Bank, Blanche was concerned due to their inexperience and excellent credit rating.

7 Months Ago, Blanche Tried Finding a High Risk Loan for $28,000.00, and it was Easy

There is an well known struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Blanche. Blanche decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit clients. Individuals with credit ratings as low as 452 can inquire for a high risk loan and have a chance to be accepted.

Previous requests on Blanche’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$51400.00 10 9.4% $662.29 The Farmers Bank of Seaboard November 2, 2011
$51380.00 4 8.1% $1256.75 The Bank of Raeford June 9, 2012
$51410.00 3 8.1% $1613.38 The Bank of Coleridge July 22, 2014
$50760.00 11 8.4% $590.44 Farmers Bank of Sunbury January 25, 2015
$50790.00 4 10.4% $1297.94 Bank of Pittsboro February 12, 2015

Personal Loan for a craft artist named Blanche in Sanford, North Carolina to Pay Off Dress Barn Credit Card

Blanche had a lot of credit card debt on their Detroit Tigers World MasterCard with Extra Bases Rewards and their Bass Pro Shops Outdoor Rewards World MasterCard Credit Card, and they were starting to get in over their heads. Despite Blanche’s job as a craft artist, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Blanche’s Overall FICO score at the time of acceptance for a personal loan, taking into account their craft artist job and their future career as an animal scientist

Fico Score: 797

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $33,000.00 to $47,000.00. They are typically used to pay off existing high interest loans like credit cards. Blanche required a debt consolidation loan to pay for their existing personal loan and their loan shark loan. Blanche was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.8%.

Installment loan for Blanche, a graduate of Oklahoma State University and a craft artist working for over $66,000 per year

Blanche, an alumnus at Oklahoma State University and a craft artist in Sanford, North Carolina wants a personal loan to purchase something frivolous. Blanche has instead decided to obtain an installment loan for $22,000 and is currently seeking lenders like Communityone Bank, National Association to provide it.

Blanche has a sad current yearly income, but has a high number of prospects

Blanche has always wanted to be an animal scientist, but would have to attend Oklahoma State University again to achieve it. Blanche has other possibilities as well, including ship master, financial analyst, and radiologic technologist, which pay $57,000 through to $101,000 per year, at least. Because of this, we think that Blanche can pay for this personal loan of $128000.

Conclusion of Blanche’s personal loan

In the end, Blanche was able to find a personal loan for $128000 with an interest rate of 7.7% interest APR from The Carolina Bank in Sanford, North Carolina repayable over 23 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.