$2000 Personal Loan – Center Texas, Credit Rating Of 442
- Experian: 457 – This individual had a bad Experian score
- Transunion: 427 – Lashanda had a bad credit score with Transunion.
- Equifax: Lashanda’s Experian score was 442, which is a bad credit rating using the Experian system.
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $24,000.00 to $41,000.00. They are mainly used to pay off existing high interest loans like credit cards. Lashanda needed a debt consolidation loan to pay for their existing personal loan and their payday loan. Lashanda was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.6%.
Lashanda has a low current total income, but has a high number of prospects
Lashanda has always wanted to be an employment administrator, but would have to attend Minnesota Resource Center again to achieve it. Lashanda has other possibilities as well, including computer and information systems manager, resource teacher, and wildlife control agent, which pay $53,000 through to $95,000 per year, on average. Because of this, we believe that Lashanda can afford this personal loan of $2000.
Lashanda’s Transunion score was changed by the personal loan loan, changing to 427 from 442, which is typical in our experience.
When Lashanda was 24, they tried to obtain a student loan from 6 alternate lenders, which harmed their credit score. Below is a chronology of Lashanda’s previous attempts at finding a student loan:
- Attempt 1) Loan for $24,000.00 on June 16, 2010
- Attempt 2) Loan for $33,000.00 on July 8, 2009
- Attempt 3) Loan for $30,000.00 on May 6, 2010
- Attempt 4) Loan for $20,000.00 on January 29, 2012
- Attempt 5) Loan for $30,000.00 on May 13, 2009
- Attempt 6) Loan for $21,000.00 on November 9, 2009
Before applying for this personal loan, Lashanda had an Experian score of 457, which is bad, so Sabine Valley Federal Savings Association probably cannot provide Lashanda a personal loan
Many previous requests for credit have been made by Lashanda in the past, including one from M&I Bank of Hilldale in Center, Texas before Lashanda was approved for the $2000 by Sabine Valley Federal Savings Association
Lashanda made 6 previous attempts to obtain a personal loan, 2 of which were with M&I Bank of Hilldale, a lender in Center, Texas known to specialize in personal loans specifically. Before finding Sabine Valley Federal Savings Association, Lashanda was concerned due to their inexperience and bad credit score.
Lashanda’s Overall FICO score at the time of acceptance for a personal loan, taking into account their atmospheric and space scientist job and their future career as an employment administrator
Fast Loans for Lashanda in Center, Texas to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Center, Texas aren’t actually that difficult to obtain, particularly if you have some gumption like Lashanda. Lashanda was able to find a fast loan for $2000 from First Star Bank, S.S.B. and The Bank and Trust, S.S.B., but turned down both offers in favor of their personal loan from Sabine Valley Federal Savings Association. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference in the case that a client is on the go.
Lashanda was not approved by Eden State Bank 6 times before being approved by Sabine Valley Federal Savings Association at 200 San Augustine Street
On September 7, 2009, Lashanda applied about borrowing $1,000 from The Roscoe State Bank with Chelsea, their in law from just outside Center, and even with the co-signer, Lashanda was rejected for this personal loan. With bad credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Personal Loan for an atmospheric and space scientist named Lashanda in Center, Texas to Pay Off US Bank FlexPerks Business Travel Rewards Visa
Lashanda had a lot of credit card debt on their Olivia Platinum Plus Visa with WorldPoints Rewards and their American Express Platinum Cash Rebate Card, and they were starting to get in over their heads. Despite Lashanda’s job as an atmospheric and space scientist, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Previous requests on Lashanda’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$90620.00||7||10.4%||$1523.19||Comerica Bank||January 9, 2009|
|$90760.00||6||5.6%||$1487.08||First Star Bank, S.S.B.||March 25, 2010|
|$90820.00||3||9.1%||$2892.28||Brownfield State Bank & Trust Co.||November 7, 2011|
|$91330.00||4||10.3%||$2329.55||First Bank & Trust, Bryan, Texas||March 9, 2012|
Installment loan for Lashanda, a graduate of Minnesota Resource Center and an atmospheric and space scientist working for over $71,000 per year
Lashanda, an alumnus at Minnesota Resource Center and an atmospheric and space scientist in Center, Texas needs a personal loan to purchase a house. Lashanda has instead decided to get an installment loan for $20,000 and is at present seeking lenders like Texas Commerce Bank – Rio Grande Valley, National Association to process their request.
Contact Details for Sabine Valley Federal Savings Association, the provider of this personal loan
- Sabine Valley Federal Savings Association
- City: Center
- State: Texas
- Address: 200 San Augustine Street
- County: Shelby
- Zip code: 75935
- Full name (Changed if requested): Lashanda Jurden
- Current Credit: loans.hit.utils.Fico@7e6cbb7a
- Current City: Center
- State: Texas
- Zip code: 75943
- Yearly income: $57,000
- Current Job: atmospheric and space scientist
- Current County: Shelby
- Goal Yearly Income: $101,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Signature Loan easily acquired in Center, Texas for $2000 with bad credit by Lashanda
Most prospective borrowers struggle with finding signature loans in Center, Texas, and Lashanda is not an exception. Lashanda went to 7 lenders or more before finding Sabine Valley Federal Savings Association, who offered Lashanda a signature loan for $2000. Most signature loans simply need a client, like Lashanda’s signature to get them, up to $31,000 in some cases. Lashanda was able to get $2000 as a personal loan, which is very high for a personal loan. Because signature loans don’t need collateral, these loans tend to require improved credit, as high as 789
Paraphrased and Standardized Quote from Lashanda for this personal loan of $2000, provided by Sabine Valley Federal Savings Association
Hello, I am Lashanda and my hometown is Center in Texas. Shelby, county is where I grew up, and now I need a personal loan in Texas for $2000 to buy a big ticket item. It has been difficult, but Sabine Valley Federal Savings Association really came through for me with this loan for 11.3% interest APR and a term of 1 years. I can probably repay the loan over the 1 year term, including interest. A big thanks to Sabine Valley Federal Savings Association for giving me a chance and my bad credit. It look me 6 years to create my credit to 442, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.
8 Months Ago, Lashanda Attempted Finding a High Risk Loan for $43,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Lashanda. Lashanda decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Clients with credit ratings as low as 339 can inquire for a high risk loan and possibly can be approved.
Conclusion of Lashanda’s personal loan
In the end, Lashanda was able to find a personal loan for $2000 with an interest rate of 9.2% interest APR from Sabine Valley Federal Savings Association in Center, Texas repayable over 1 years from now.