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Precious Wanted A Fast Loan For $88000, Los Angeles, California

$88000 Fast Loan – Los Angeles California, Credit Score Of 543

  • Experian: 560 – This individual had a fair Experian rating
  • Transunion: 530 – Precious had a fair credit score with Transunion.
  • Equifax: Precious’s Experian score was 543, which is a fair credit score on the Experian system.

Multiple previous requests for credit have been made by Precious in the past, including one from Bristol Federal Savings Bank in Los Angeles, California before Precious was accepted for the $88000 by The Wilshire Bank, National Association

Precious made 8 previous tries to obtain a fast loan, 2 of which were with Bristol Federal Savings Bank, a lender in Los Angeles, California known to specialize in fast loans specifically. Prior to finding The Wilshire Bank, National Association, Precious was desperate due to their inexperience and fair credit rating.

Precious’s Overall FICO score at the time of acceptance for a fast loan, taking into account their technical publications writer job and their future career as an airport administrator

Fico Score: 543

Paraphrased and Standardized Quote from Precious for this fast loan of $88000, provided by The Wilshire Bank, National Association

Hi, I am Precious and my hometown is Los Angeles in California. Los Angeles, county is where I grew up, and now I need a fast loan in California for $88000 to buy a big ticket item. It wasn’t easy, but The Wilshire Bank, National Association really came through for me with this loan for 11.6% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to The Wilshire Bank, National Association for trusting me and my fair credit. It look me 8 years to create my credit to 543, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

Precious was rejected by United States National Bank 4 times before being accepted by The Wilshire Bank, National Association at 4155 Wilshire Boulevard

On October 14, 2011, Precious inquired about borrowing $36,000 from The Merchants National Bank of Sacramento with Aisha, their in law from just outside Los Angeles, and even with the co-signer, Precious was rejected for this fast loan. With fair credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Precious’s Transunion score was changed by the fast loan loan, changing to 530 from 543, which is typical in our experience.

Transunion Score: 530

Personal Loan for a technical publications writer named Precious in Los Angeles, California to Pay Off Blue for Business from American Express

Precious had a lot of credit card debt on their Merrill Lynch Access and their NBT Bank Visa Platinum Card, and they were starting to get in over their heads. Despite Precious’s job as a technical publications writer, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Before applying for this fast loan, Precious had an Experian score of 560, which is fair, so The Wilshire Bank, National Association likely cannot provide Precious a fast loan

Experian Score: 560

Precious has a disappointing current yearly income, but has a large amount of prospects

Precious has always wanted to be an airport administrator, but would have to attend Virginia Western Community College again to become one. Precious has other prospects as well, including sanitary engineer, military analyst, and financial services sales agent, which pay $50,000 through to $99,000 per year, on average. For this reason, we think that Precious can afford this fast loan of $88000.

6 Months in the Past, Precious Tried Finding a High Risk Loan for $26,000.00, and it was Hard

It is an well known struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Precious. Precious chose not to obtain a high risk loan this time. High Risk loans are given to very low credit individuals. Individuals with credit ratings as low as 389 can apply for a high risk loan and possibly can be accepted.

Previous requests on Precious’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$108840.00 7 10.5% $1835.12 Santa Monica Bank July 19, 2009
$108560.00 11 9.1% $1304.47 Farmers and Merchants Bank of Long Beach February 23, 2011
$109250.00 6 11.2% $2090.68 First Interstate Bank of California May 5, 2012
$109170.00 8 6.5% $1461.38 Union Bank November 27, 2013
$108580.00 11 10.5% $1390.31 Citizens Commercial Trust and Savings Bank of Pasadena September 30, 2014

Signature Loan acquired in Los Angeles, California for $88000 with fair credit by Precious

Many prospective borrowers have difficulty with finding signature loans in Los Angeles, California, and Precious is not an exception. Precious went to 5 lenders or more prior to finding The Wilshire Bank, National Association, who offered Precious a signature loan for $88000. Most signature loans simply need a client, like Precious’s signature to obtain them, up to $30,000 in some cases. Precious was able to get $88000 as a fast loan, which is very high for a fast loan. Because signature loans do not need collateral, they tend to need improved credit, as high as 778

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $26,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Precious required a debt consolidation loan to pay for their existing fast loan and their credit card. Precious was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.6%.

Fast Loans for Precious in Los Angeles, California to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Los Angeles, California aren’t actually that difficult to obtain, especially if you have some finesse like Precious. Precious was able to find a fast loan for $88000 from Capital Bank and Farmers & Merchants Bank of Central California, but turned down both offers in favor of their fast loan from The Wilshire Bank, National Association. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference in the case that a borrower is in a time sensitive situation.

When Precious was 18, they tried to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a list of Precious’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on April 15, 2014
  • Attempt 2) Loan for $26,000.00 on August 14, 2011
  • Attempt 3) Loan for $20,000.00 on June 30, 2012
  • Attempt 4) Loan for $24,000.00 on June 17, 2010
  • Attempt 5) Loan for $32,000.00 on September 5, 2012
  • Attempt 6) Loan for $20,000.00 on November 30, 2009
  • Attempt 7) Loan for $30,000.00 on January 5, 2011
Client Profile: Precious Tourville of Los Angeles, California
  • Full name (Changed if requested): Precious Tourville
  • Current Credit: loans.hit.utils.Fico@52cc8049
  • Current City: Los Angeles
  • State: California
  • Zip code: 90068
  • Yearly income: $34,000
  • Current Job: technical publications writer
  • Current County: Los Angeles
  • Goal Yearly Income: $118,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Contact Details for The Wilshire Bank, National Association, the provider of this fast loan

  • The Wilshire Bank, National Association
  • City: Los Angeles
  • State: California
  • Address: 4155 Wilshire Boulevard
  • County: Los Angeles
  • Zip code: 90060

Installment loan for Precious, a graduate of Virginia Western Community College and a technical publications writer working for over $73,000 per year

Precious, an alumnus at Virginia Western Community College and a technical publications writer in Los Angeles, California needs a fast loan to purchase a new cell phone. Precious has instead decided to obtain an installment loan for $8,000 and is currently seeking lenders like Security Pacific National Bank to provide it.

Conclusion of Precious’s fast loan

In the end, Precious was able to find a fast loan for $88000 with an interest rate of 8.4% interest APR from The Wilshire Bank, National Association in Los Angeles, California repayable over 3 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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