$126000 Private Loan – Raritan Township New Jersey, Credit Score Of 557
- Experian: 568 – They had a fair Experian score
- Transunion: 545 – Olin had a fair credit score with Transunion.
- Equifax: Olin’s Experian score was 557, which is a fair credit score using the Experian scale.
Paraphrased and Standardized Quote from Olin for this private loan of $126000, provided by The Hunterdon County National Bank of Flemington
Hi, I am Olin and my hometown is Raritan Township in New Jersey. Hunterdon, county is where I grew up, and now I need a private loan in New Jersey for $126000 to pay bills. It has been difficult, but The Hunterdon County National Bank of Flemington really came through for me with this loan for 6.5% interest APR and a term of 13 years. I will repay the loan over the 13 year term, including interest. A big thanks to The Hunterdon County National Bank of Flemington for giving me a chance and my fair credit. It look me 5 years to build my credit to 557, and I won’t tarnish it any future. I’m happy with Find Texas Loans for helping me this far.
Olin has a sad current yearly income, but has a high number of prospects
Olin has always wanted to be an outdoor education teacher, but would have to attend Queens College of the City University of New York again to become one. Olin has other prospects as well, including mining engineer, traffic agent, and vending machine mechanic, which pay $50,000 through to $96,000 per year, at least. Because of this, we think that Olin can afford this private loan of $126000.
When Olin was 20, they tried to obtain a student loan from 5 alternate lenders, which damaged their credit rating. Below is a list of Olin’s previous attempts at finding a student loan:
- Attempt 1) Loan for $25,000.00 on April 14, 2013
- Attempt 2) Loan for $33,000.00 on December 3, 2011
- Attempt 3) Loan for $26,000.00 on May 3, 2009
- Attempt 4) Loan for $22,000.00 on November 27, 2009
- Attempt 5) Loan for $21,000.00 on December 14, 2012
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $33,000.00 to $53,000.00. They are mainly used to pay off existing high interest loans like credit cards. Olin needed a debt consolidation loan to pay for their existing private loan and their credit card. Olin was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.1%.
Contact Details for The Hunterdon County National Bank of Flemington, the provider of this private loan
- The Hunterdon County National Bank of Flemington
- City: Raritan Township
- State: New Jersey
- Address: Route 69 At Sand Hill Road
- County: Hunterdon
- Zip code: 8822
9 Months Ago, Olin Tried Finding a High Risk Loan for $43,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Olin. Olin chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit clients. Borrowers with credit scores as low as 587 can inquire for a high risk loan and possibly can be accepted.
Fast Loans for Olin in Raritan Township, New Jersey to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Raritan Township, New Jersey aren’t actually that difficult to obtain, especially if you have some gumption like Olin. Olin was able to find a fast loan for $126000 from First Fidelity Bank, National Association, North Jersey and First Fidelity Bank, National Association, North Jersey, but declined both offers in favor of their private loan from The Hunterdon County National Bank of Flemington. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement if a borrower is on the go.
Personal Loan for a veterinary assistant named Olin in Raritan Township, New Jersey to Pay Off Brooks Brothers Credit Card
Olin had a lot of credit card debt on their CoreFirst Bank & Trust Gold Classic Card and their US Bank College Visa Card, and they were starting to get in over their heads. Despite Olin’s job as a veterinary assistant, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Olin’s Transunion score was altered by the private loan loan, changing to 545 from 557, which is typical in our experience.
Before applying for this private loan, Olin had an Experian score of 568, which is fair, so The Hunterdon County National Bank of Flemington probably cannot provide Olin a private loan
Previous requests on Olin’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$98140.00||9||7.1%||$1232.34||The State Bank of North Jersey||June 27, 2013|
|$98190.00||7||6.5%||$1458.07||Carteret Bank and Trust Company||December 25, 2013|
|$98460.00||7||9.3%||$1599.16||United Jersey Bank/Northwest||January 31, 2015|
|$97560.00||11||11.7%||$1317.14||People’s Trust Company||February 17, 2015|
|$98180.00||9||9.7%||$1366.35||United Jersey Bank/Central||July 21, 2015|
Signature Loan acquired in Raritan Township, New Jersey for $126000 with fair credit by Olin
Many clients have difficulty with obtaining signature loans in Raritan Township, New Jersey, and Olin is not an exception. Olin went to 8 lending institutions or more before finding The Hunterdon County National Bank of Flemington, who offered Olin a signature loan for $126000. Most signature loans simply need a client, like Olin’s signature to get them, up to $35,000 in some cases. Olin was able to get $126000 as a private loan, which is very high for a private loan. Because signature loans don’t need a cosigner, these loans tend to require improved credit, as high as 715
Olin’s Overall FICO score at the time of acceptance for a private loan, taking into account their veterinary assistant job and their future job as an outdoor education teacher
Olin was declined by The First National Bank of Belvidere 7 times before being granted funding by The Hunterdon County National Bank of Flemington at Route 69 At Sand Hill Road
On May 13, 2012, Olin applied about borrowing $26,000 from Swedesboro Trust Company with Gail, their in law from just outside Raritan Township, and even with the co-signer, Olin was rejected for this private loan. With fair credit, it can be difficult to procure funding, even with collateral and a co-signer.
Many other requests for credit have been made by Olin in the past, including one from Colonial Bank in Raritan Township, New Jersey before Olin was accepted for the $126000 by The Hunterdon County National Bank of Flemington
Olin made 4 previous tries to obtain a private loan, 2 of which were with Colonial Bank, a lending institution in Raritan Township, New Jersey known to specialize in private loans specifically. Prior to finding The Hunterdon County National Bank of Flemington, Olin was desperate due to their inexperience and fair credit rating.
Installment loan for Olin, a graduate of Queens College of the City University of New York and a veterinary assistant working for over $69,000 per year
Olin, an alumnus at Queens College of the City University of New York and a veterinary assistant in Raritan Township, New Jersey needs a private loan to purchase a car. Olin has instead chosen to get an installment loan for $19,000 and is at present seeking lenders like Fort Lee Trust Company to process their request.
- Full name (Changed if requested): Olin Berlinghof
- Current Credit: loans.hit.utils.Fico@4edde6e5
- Current City: Raritan Township
- State: New Jersey
- Zip code: 8828
- Yearly income: $64,000
- Current Job: veterinary assistant
- Current County: Hunterdon
- Goal Yearly Income: $123,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Conclusion of Olin’s private loan
In the end, Olin was able to find a private loan for $126000 with an interest rate of 8.0% interest APR from The Hunterdon County National Bank of Flemington in Raritan Township, New Jersey repayable over 13 years from now.