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Private Loan For $64000 Near 98004, Washington With A Credit Score Of 475

$64000 Private Loan – Bellevue Washington, Credit Rating Of 475

  • Experian: 491 – This individual had a bad Experian score
  • Transunion: 457 – Malka had a bad credit rating with Transunion.
  • Equifax: Malka’s Experian score was 475, which is a bad credit rating using the Experian scale.

Malka was rejected by Summit Bank 7 times prior to being accepted by Enterprise Bank at 11225 S.E. Sixth Street

On November 14, 2011, Malka applied about borrowing $42,000 from State Bank Northwest with Juliana, their friend from just outside Bellevue, and even with the co-signer, Malka was rejected for this private loan. With bad credit, it can be challenging to procure financing, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Malka for this private loan of $64000, provided by Enterprise Bank

Hi, I am Malka and I’m from Bellevue in Washington. King, county is where I grew up, and now I need a private loan in Washington for $64000 to renovate my home. It has been difficult, but Enterprise Bank really came through for me with this loan for 9.6% interest APR and a term of 6 years. I can probably repay the loan over the 6 year term, including interest. A big thanks to Enterprise Bank for giving me a chance and my bad credit. It look me 8 years to build my credit to 475, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.

Many other requests for credit have been made by Malka in the past, including one from CommunitySouth Bank and Trust in Bellevue, Washington before Malka was approved for the $64000 by Enterprise Bank

Malka made 5 previous tries to obtain a private loan, 2 of which were with CommunitySouth Bank and Trust, a bank in Bellevue, Washington known to specialize in private loans specifically. Before finding Enterprise Bank, Malka was concerned due to their inexperience and bad credit rating.

Previous requests on Malka’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$97480.00 5 9.8% $2061.58 Granite Falls State Bank December 29, 2008
$97330.00 10 11.1% $1346.24 Columbia Gorge Bank June 4, 2013
$97360.00 9 11.5% $1451.02 Summit Bank December 27, 2013
$96630.00 3 11.3% $3177.29 State Bank of Morton June 23, 2014

Installment loan for Malka, a graduate of Georgia Regents University and a soil scientist working for over $77,000 per year

Malka, an alumnus at Georgia Regents University and a soil scientist in Bellevue, Washington wants a private loan to purchase a car. Malka has instead decided to obtain an installment loan for $5,000 and is currently seeking lenders like Baker-Boyer National Bank to provide it.

6 Months Ago, Malka Attempted to Find a High Risk Loan for $39,000.00, and it was Hard

It is an ongoing struggle for borrowers to get high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Malka. Malka chose not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Borrowers with credit scores as low as 334 can apply for a high risk loan and possibly can be approved.

Before applying for this private loan, Malka had an Experian score of 491, which is bad, so Enterprise Bank probably cannot provide Malka a private loan

Experian Score: 491

Malka’s Overall FICO score at the time of acceptance for a private loan, taking into account their soil scientist job and their future career as a family practitioner

Fico Score: 475

Contact Details for Enterprise Bank, the provider of this private loan

  • Enterprise Bank
  • City: Bellevue
  • State: Washington
  • Address: 11225 S.E. Sixth Street
  • County: King
  • Zip code: 98004
Client Profile: Malka Hue of Bellevue, Washington
  • Full name (Changed if requested): Malka Hue
  • Current Credit: loans.hit.utils.Fico@27973e9b
  • Current City: Bellevue
  • State: Washington
  • Zip code: 98008
  • Yearly income: $46,000
  • Current Job: soil scientist
  • Current County: King
  • Goal Yearly Income: $126,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

When Malka was 21, they tried to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a list of Malka’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $38,000.00 on June 4, 2011
  • Attempt 2) Loan for $33,000.00 on June 20, 2010
  • Attempt 3) Loan for $28,000.00 on May 1, 2012
  • Attempt 4) Loan for $25,000.00 on October 6, 2011

Fast Loans for Malka in Bellevue, Washington to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Bellevue, Washington aren’t actually that difficult to obtain, particularly if you have some finesse like Malka. Malka was able to find a fast loan for $64000 from Summit Bank and Citizens State Bank, but declined both offers in favor of their private loan from Enterprise Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference in the case that a client is in a pinch.

Personal Loan for a soil scientist named Malka in Bellevue, Washington to Pay Off Kansas City Chiefs NFL Extra Points Visa Signature Card

Malka had a lot of credit card debt on their Key Bank College Rewards MasterCard and their Crutchfield Credit Card, and they were starting to get in over their heads. Despite Malka’s job as a soil scientist, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans range from $31,000.00 to $44,000.00. They are mainly used to pay off existing high interest loans like credit cards. Malka needed a debt consolidation loan to pay for their existing private loan and their credit card. Malka was able to find a private loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your dirty, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.3%.

Malka has a sad current gross income, but has a high number of prospects

Malka has always wanted to be a family practitioner, but would need attend Georgia Regents University again to achieve it. Malka has other possibilities as well, including narcotics investigator, pbx installer and repairer, and product planner, which pay $52,000 through to $99,000 per year, at least. For this reason, we believe that Malka can afford this private loan of $64000.

Malka’s Transunion score was changed by the private loan loan, changing to 457 from 475, which is typical in our experience.

Transunion Score: 457

Signature Loan acquired in Bellevue, Washington for $64000 with bad credit by Malka

Most prospective borrowers struggle with obtaining signature loans in Bellevue, Washington, and Malka is no different. Malka went to 7 lending institutions or more before finding Enterprise Bank, who offered Malka a signature loan for $64000. Typical signature loans simply need a client, like Malka’s signature to obtain them, up to $48,000 in some cases. Malka was able to get $64000 as a private loan, which is very high for a private loan. Because signature loans don’t need collateral, they tend to need higher credit, as high as 783

Conclusion of Malka’s private loan

In the end, Malka was able to find a private loan for $64000 with an interest rate of 10.4% interest APR from Enterprise Bank in Bellevue, Washington repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.