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Private Loan Of $1584000 For Excellent Credit Florida Resident

$1584000 Private Loan – Naples Florida, Credit Rating Of 833

  • Experian: 851 – They had an excellent Experian score
  • Transunion: 820 – Lavonia had an excellent credit score with Transunion.
  • Equifax: Lavonia’s Experian score was 833, which is an excellent credit score on the Experian scale.

Personal Loan for a catering administrator named Lavonia in Naples, Florida to Pay Off Toys R Us and Babies R Us Credit Card

Lavonia had a lot of credit card debt on their Bank of the West Platinum MasterCard and their Key Bank Select Rewards Platinum MasterCard, and they were starting to get in over their heads. Despite Lavonia’s job as a catering administrator, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Lavonia’s Transunion score was altered by the private loan loan, changing to 820 from 833, which is typical in our experience.

Transunion Score: 820

Contact Details for Hillcrest Bank Florida, the provider of this private loan

  • Hillcrest Bank Florida
  • City: Naples
  • State: Florida
  • Address: 5325 Airport Pulling Road North
  • County: Collier
  • Zip code: 34109

Installment loan for Lavonia, a graduate of Regency Beauty Institute and a catering administrator working for over $66,000 per year

Lavonia, an alumnus at Regency Beauty Institute and a catering administrator in Naples, Florida wants a private loan to purchase a new cell phone. Lavonia has instead decided to get an installment loan for $29,000 and is at present seeking lenders like Seacoast National Bank to provide it.

Client Profile: Lavonia Rikard of Naples, Florida
  • Full name (Changed if requested): Lavonia Rikard
  • Current Credit: loans.hit.utils.Fico@1218025c
  • Current City: Naples
  • State: Florida
  • Zip code: 34114
  • Yearly income: $58,000
  • Current Job: catering administrator
  • Current County: Collier
  • Goal Yearly Income: $136,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Lavonia has a disappointing current total income, but has several of prospects

Lavonia has always wanted to be an explosives worker, but would need attend Regency Beauty Institute again to become one. Lavonia has other possibilities as well, including biology professor, medical insurance claims analyst, and school psychologist, which pay $51,000 through to $108,000 per year, on average. Because of this, we believe that Lavonia can pay for this private loan of $1584000.

Previous requests on Lavonia’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$23600.00 8 11.2% $373.27 NCNB National Bank of Florida November 5, 2008
$23840.00 3 6.5% $730.67 Southeast Bank of Madison County, National Association November 27, 2010
$24460.00 11 11.6% $328.79 Southeast Bank of Wildwood January 16, 2013
$23650.00 9 5.4% $276.97 Atlantic Bank of Jacksonville April 7, 2014

Fast Loans for Lavonia in Naples, Florida to prevent bankruptcy or harm from debt collectors.

Fast loans in Naples, Florida aren’t actually that difficult to obtain, particularly if you have some gumption like Lavonia. Lavonia was able to find a fast loan for $1584000 from Seacoast National Bank and The First Bankers of Polk County, but declined both offers in favor of their private loan from Hillcrest Bank Florida. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement if you are in a time sensitive situation.

Paraphrased and Standardized Quote from Lavonia for this private loan of $1584000, provided by Hillcrest Bank Florida

Hello, I am Lavonia and my hometown is Naples in Florida. Collier, county is where I grew up, and now I need a private loan in Florida for $1584000 to avoid bankruptcy. It wasn’t easy, but Hillcrest Bank Florida really came through for me with this loan for 11.6% interest APR and a term of 22 years. I will repay the loan over the 22 year term, including interest. A big thanks to Hillcrest Bank Florida for giving me a chance and my excellent credit. It look me 9 years to build my credit to 833, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

When Lavonia was 24, they tried to obtain a student loan from 4 alternate lenders, which harmed their credit rating. Below is a list of Lavonia’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $38,000.00 on April 26, 2012
  • Attempt 2) Loan for $24,000.00 on September 19, 2012
  • Attempt 3) Loan for $39,000.00 on November 14, 2011
  • Attempt 4) Loan for $21,000.00 on August 30, 2011

7 Months in the Past, Lavonia Attempted to Find a High Risk Loan for $34,000.00, and it was Hard

There is an well known struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Lavonia. Lavonia decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit borrowers. Clients with credit ratings as low as 552 can inquire for a high risk loan and possibly can be accepted.

Before applying for this private loan, Lavonia had an Experian score of 851, which is excellent, so Hillcrest Bank Florida likely cannot provide Lavonia a private loan

Experian Score: 851

Several previous requests for credit have been made by Lavonia in the past, including one from Glacier Bank in Naples, Florida before Lavonia was approved for the $1584000 by Hillcrest Bank Florida

Lavonia made 4 previous attempts to obtain a private loan, 2 of which were with Glacier Bank, a lender in Naples, Florida known to specialize in private loans specifically. Before finding Hillcrest Bank Florida, Lavonia was very concerned due to their inexperience and excellent credit score.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $21,000.00 to $53,000.00. They are typically used to pay off existing high interest loans like credit cards. Lavonia needed a debt consolidation loan to pay for their existing private loan and their loan shark loan. Lavonia was able to find a private loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 4.4%.

Lavonia was rejected by Century Bank of Orange County 4 times prior to being approved by Hillcrest Bank Florida at 5325 Airport Pulling Road North

On April 3, 2011, Lavonia applied about borrowing $18,000 from Sun Bank of Osceola County with Shanice, their friend from just outside Naples, and even with the co-signer, Lavonia was rejected for this private loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Lavonia’s Overall FICO score at the time of acceptance for a private loan, taking into account their catering administrator job and their future job as an explosives worker

Fico Score: 833

Signature Loan acquired in Naples, Florida for $1584000 with excellent credit by Lavonia

A lot of clients have difficulty with obtaining signature loans in Naples, Florida, and Lavonia is no different. Lavonia went to 7 lenders or more prior to settling on Hillcrest Bank Florida, who offered Lavonia a signature loan for $1584000. Typical signature loans simply need a client, like Lavonia’s signature to get them, up to $22,000 in some cases. Lavonia was able to get $1584000 as a private loan, which is very high for a private loan. Since signature loans don’t require collateral, these loans generally need better credit, as high as 717

Conclusion of Lavonia’s private loan

In the end, Lavonia was able to find a private loan for $1584000 with an interest rate of 7.1% interest APR from Hillcrest Bank Florida in Naples, Florida repayable over 22 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.