$2000 Private Loan – Branson Missouri, Credit Rating Of 739
- Experian: 756 – This client had an excellent Experian score
- Transunion: 726 – Ngoc had an excellent credit score with Transunion.
- Equifax: Ngoc’s Experian score was 739, which is an excellent credit rating using the Experian scale.
When Ngoc was 20, they tried to obtain a student loan from 7 different banks, which damaged their credit score. Below is a chronology of Ngoc’s prior attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on November 21, 2009
- Attempt 2) Loan for $24,000.00 on April 18, 2013
- Attempt 3) Loan for $24,000.00 on September 4, 2011
- Attempt 4) Loan for $36,000.00 on June 9, 2009
- Attempt 5) Loan for $33,000.00 on June 20, 2012
- Attempt 6) Loan for $30,000.00 on January 11, 2009
- Attempt 7) Loan for $23,000.00 on March 21, 2010
Previous requests on Ngoc’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$14300.00||3||7.6%||$445.48||Camden County Bank||June 7, 2011|
|$13870.00||10||11.8%||$197.39||Glasgow Savings Bank||March 4, 2012|
|$13860.00||11||7.5%||$154.51||Central Bank||March 5, 2013|
|$14310.00||10||6.3%||$161.03||Midwest BankCentre||December 9, 2013|
|$14130.00||4||8.4%||$347.61||Commerce Bank of Richmond Heights||June 30, 2014|
Paraphrased and Standardized Quote from Ngoc for this private loan of $2000, provided by Landmark Bank of Branson
Hi, I am Ngoc and I am from Branson in Missouri. Taney, county is where I grew up, and now I need a private loan in Missouri for $2000 to pay bills. It wasn’t easy, but Landmark Bank of Branson really came through for me with this loan for 9.0% interest APR and a term of 20 years. I will repay the loan over the 20 year term, including interest. A big thanks to Landmark Bank of Branson for trusting me and my excellent credit. It look me 8 years to build my credit to 739, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.
Fast Loans for Ngoc in Branson, Missouri to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Branson, Missouri aren’t actually that difficult to obtain, particularly if you have some finesse like Ngoc. Ngoc was able to find a fast loan for $2000 from Boatmen’s Bank of Webster Groves and Jefferson Bank and Trust Company, but declined both offers in favor of their private loan from Landmark Bank of Branson. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement if a client is on the go.
Ngoc was declined by Bank of Craig 7 times before being approved by Landmark Bank of Branson at 203 North Commercial Street
On September 28, 2010, Ngoc applied about borrowing $20,000 from Mercantile Bank of St. Louis National Association with Ivan, their in law from just outside Branson, and even with the co-signer, Ngoc was rejected for this private loan. With excellent credit, it can be difficult to procure financing, even with collateral and a co-signer.
Before applying for this private loan, Ngoc had an Experian score of 756, which is excellent, so Landmark Bank of Branson most likely cannot provide Ngoc a private loan
Installment loan for Ngoc, a graduate of Delaware Technical and Community College and an agricultural inspector working for over $71,000 per year
Ngoc, an alumnus at Delaware Technical and Community College and an agricultural inspector in Branson, Missouri wants a private loan to purchase something frivolous. Ngoc has instead decided to obtain an installment loan for $6,000 and is at present seeking lenders like Northwestern Bank and Trust Company to process their request.
Signature Loan easily acquired in Branson, Missouri for $2000 with excellent credit by Ngoc
A lot of prospective borrowers struggle with obtaining signature loans in Branson, Missouri, and Ngoc is the same. Ngoc went to 4 lenders or more before finding Landmark Bank of Branson, who offered Ngoc a signature loan for $2000. Typical signature loans simply require a client, like Ngoc’s signature to get them, up to $25,000 in some cases. Ngoc was able to get $2000 as a private loan, which is very high for a private loan. Since signature loans do not need a cosigner, these loans tend to require improved credit, as high as 737
Ngoc has a disappointing current total income, but has a large amount of prospects
Ngoc has always wanted to be a chief financial officer, but would have to attend Delaware Technical and Community College again to achieve it. Ngoc has other possibilities as well, including job development specialist, crop workers supervisor, and foreign language interpreter, which pay $53,000 through to $99,000 per year, on average. Because of this, we think that Ngoc can pay for this private loan of $2000.
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans vary from $22,000.00 to $51,000.00. They are typically used to pay off existing high interest loans like credit cards. Ngoc required a debt consolidation loan to pay for their existing private loan and their loan shark loan. Ngoc was able to find a private loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 3.0%.
- Full name (Changed if requested): Ngoc Saska
- Current Credit: loans.hit.utils.Fico@6433a2
- Current City: Branson
- State: Missouri
- Zip code: 65617
- Yearly income: $60,000
- Current Job: agricultural inspector
- Current County: Taney
- Goal Yearly Income: $140,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
6 Months Ago, Ngoc Tried Finding a High Risk Loan for $41,000.00, and it was Easy
There is an ongoing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Ngoc. Ngoc decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Borrowers with credit scores as low as 542 can inquire for a high risk loan and have a chance to be approved.
Ngoc’s Transunion score was changed by the private loan loan, changing to 726 from 739, which is normal in our experience.
Personal Loan for an agricultural inspector named Ngoc in Branson, Missouri to Pay Off Classic Industries Visa Platinum Rewards Card
Ngoc had a tonne of credit card debt on their BrandsMart U.S.A. Credit Card and their Amalgamated Bank MasterCard Union Card, and they were starting to get in over their heads. Despite Ngoc’s job as an agricultural inspector, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Contact Details for Landmark Bank of Branson, the provider of this private loan
- Landmark Bank of Branson
- City: Branson
- State: Missouri
- Address: 203 North Commercial Street
- County: Taney
- Zip code: 65616
Ngoc’s Overall FICO score at the time of acceptance for a private loan, taking into account their agricultural inspector job and their future job as a chief financial officer
Multiple past requests for credit have been made by Ngoc in the past, including one from 1st Bank, National Association. in Branson, Missouri before Ngoc was accepted for the $2000 by Landmark Bank of Branson
Ngoc made 4 previous tries to obtain a private loan, 2 of which were with 1st Bank, National Association., a lending institution in Branson, Missouri known to specialize in private loans specifically. Prior to finding Landmark Bank of Branson, Ngoc was desperate due to their inexperience and excellent credit rating.
Conclusion of Ngoc’s private loan
In the end, Ngoc was able to find a private loan for $2000 with an interest rate of 8.8% interest APR from Landmark Bank of Branson in Branson, Missouri repayable over 20 years from now.