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Private Loan With Reasonable APR In Fond Du Lac County, Wisconsin

$160000 Private Loan – Mount Calvary Wisconsin, Credit Score Of 812

  • Experian: 830 – This individual had an excellent Experian score
  • Transunion: 793 – Brittaney had an excellent credit score with Transunion.
  • Equifax: Brittaney’s Experian score was 812, which is an excellent credit score with the Experian scale.

Several past requests for credit have been made by Brittaney in the past, including one from Dakota Heritage State Bank in Mount Calvary, Wisconsin before Brittaney was approved for the $160000 by Mount Calvary State Bank

Brittaney made 9 previous attempts to obtain a private loan, 2 of which were with Dakota Heritage State Bank, a lender in Mount Calvary, Wisconsin known to specialize in private loans specifically. Prior to finding Mount Calvary State Bank, Brittaney was very concerned due to their inexperience and excellent credit score.

Personal Loan for a truck driver named Brittaney in Mount Calvary, Wisconsin to Pay Off Gulf Platinum MasterCard

Brittaney had a tonne of credit card debt on their Bethpage FCU MasterCard Platinum Low Interest Rate Credit Card and their International Brotherhood of Magicians Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Brittaney’s job as a truck driver, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Previous requests on Brittaney’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$115890.00 10 10.2% $1544.36 M&I Bank of Burlington April 5, 2012
$116220.00 5 6.5% $2273.98 M&I Marshall and Ilsley Bank September 27, 2013
$116450.00 8 8.2% $1658.08 Continental Bank & Trust Co. October 26, 2013
$115520.00 5 7.2% $2298.35 Clare Bank, National Association April 3, 2014
$116400.00 3 7.1% $3599.42 Norwest Bank Wisconsin East Central December 23, 2014

When Brittaney was 21, they attempted to obtain a student loan from 5 different banks, which damaged their credit rating. Below is a chronology of Brittaney’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on January 12, 2014
  • Attempt 2) Loan for $33,000.00 on January 27, 2013
  • Attempt 3) Loan for $35,000.00 on May 12, 2012
  • Attempt 4) Loan for $38,000.00 on May 11, 2011
  • Attempt 5) Loan for $39,000.00 on October 16, 2010

Paraphrased and Standardized Quote from Brittaney for this private loan of $160000, provided by Mount Calvary State Bank

Hi, I am Brittaney and I am from Mount Calvary in Wisconsin. Fond Du Lac, county is where I grew up, and now I need a private loan in Wisconsin for $160000 to buy a big ticket item. It wasn’t easy, but Mount Calvary State Bank really came through for me with this loan for 8.1% interest APR and a term of 8 years. I will repay the loan over the 8 year term, including interest. A big thanks to Mount Calvary State Bank for trusting me and my excellent credit. It look me 4 years to build my credit to 812, and I won’t harm it any more. I am happy with Find Texas Loans for assisting me this far.

Brittaney’s Overall FICO score at the time of acceptance for a private loan, taking into account their truck driver job and their future job as a sales representative

Fico Score: 812

Brittaney’s Transunion score was changed by the private loan loan, changing to 793 from 812, which is normal in our experience.

Transunion Score: 793

Installment loan for Brittaney, a graduate of Fuller Theological Seminary and a truck driver working for over $74,000 per year

Brittaney, an alumnus at Fuller Theological Seminary and a truck driver in Mount Calvary, Wisconsin needs a private loan to purchase a car. Brittaney has instead chosen to obtain an installment loan for $17,000 and is at present seeking lenders like Baylake Bank to provide it.

Signature Loan acquired in Mount Calvary, Wisconsin for $160000 with excellent credit by Brittaney

A lot of clients struggle with finding signature loans in Mount Calvary, Wisconsin, and Brittaney is no exception. Brittaney went to 6 lending institutions or more before settling on Mount Calvary State Bank, who offered Brittaney a signature loan for $160000. Most signature loans simply require a client, like Brittaney’s signature to get them, up to $46,000 in some cases. Brittaney was able to get $160000 as a private loan, which is very high for a private loan. Since signature loans don’t require collateral, they tend to require improved credit, as high as 789

Before applying for this private loan, Brittaney had an Experian score of 830, which is excellent, so Mount Calvary State Bank probably cannot provide Brittaney a private loan

Experian Score: 830

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $27,000.00 to $47,000.00. They are normally used to pay off existing high interest loans like credit cards. Brittaney required a debt consolidation loan to pay for their existing private loan and their loan shark loan. Brittaney was able to find a private loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.0%.

Contact Details for Mount Calvary State Bank, the provider of this private loan

  • Mount Calvary State Bank
  • City: Mount Calvary
  • State: Wisconsin
  • Address: Division And Fond Du Lac Streets
  • County: Fond Du Lac
  • Zip code: 53057

Brittaney has a very low current total income, but has a high number of prospects

Brittaney has always wanted to be a sales representative, but would need attend Fuller Theological Seminary again to achieve it. Brittaney has other possibilities as well, including marine surveyor, clinical psychologist, and compensation administrator, which pay $58,000 through to $98,000 per year, on average. For this reason, we think that Brittaney can afford this private loan of $160000.

Fast Loans for Brittaney in Mount Calvary, Wisconsin to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Mount Calvary, Wisconsin aren’t actually that difficult to obtain, especially if you have some gumption like Brittaney. Brittaney was able to find a fast loan for $160000 from Clare Bank, National Association and S & C Bank, Chippewa, but turned down both offers in favor of their private loan from Mount Calvary State Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. Much better in the case that a client is in a pinch.

Brittaney was declined by M&I Bank of Burlington 4 times before being approved by Mount Calvary State Bank at Division And Fond Du Lac Streets

On September 6, 2013, Brittaney inquired about borrowing $22,000 from Bank of Jackson with Anglea, their in law from just outside Mount Calvary, and even with the co-signer, Brittaney was rejected for this private loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Client Profile: Brittaney Fieser of Mount Calvary, Wisconsin
  • Full name (Changed if requested): Brittaney Fieser
  • Current Credit: loans.hit.utils.Fico@2ef1e4fa
  • Current City: Mount Calvary
  • State: Wisconsin
  • Zip code: 53062
  • Yearly income: $60,000
  • Current Job: truck driver
  • Current County: Fond Du Lac
  • Goal Yearly Income: $81,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

9 Months Ago, Brittaney Attempted Finding a High Risk Loan for $31,000.00, and it was Easy

It is an existing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Brittaney. Brittaney decided not to obtain a high risk loan this time. High Risk loans are given to bad credit individuals. Borrowers with credit scores as low as 565 can inquire for a high risk loan and have a chance to be accepted.

Conclusion of Brittaney’s private loan

In the end, Brittaney was able to find a private loan for $160000 with an interest rate of 5.4% interest APR from Mount Calvary State Bank in Mount Calvary, Wisconsin repayable over 8 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.