$135000 Private Loan – New Castle Pennsylvania, Credit Rating Of 622
- Experian: 633 – They had a good Experian rating
- Transunion: 603 – Sandi had a good credit rating with Transunion.
- Equifax: Sandi’s Experian score was 622, which is a good credit score on the Experian scale.
When Sandi was 18, they tried to obtain a student loan from 7 different lenders, which damaged their credit rating. Below is a list of Sandi’s prior attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on December 23, 2009
- Attempt 2) Loan for $39,000.00 on April 30, 2011
- Attempt 3) Loan for $33,000.00 on July 11, 2009
- Attempt 4) Loan for $29,000.00 on December 1, 2011
- Attempt 5) Loan for $23,000.00 on November 20, 2009
- Attempt 6) Loan for $20,000.00 on January 14, 2011
- Attempt 7) Loan for $34,000.00 on July 8, 2011
Previous requests on Sandi’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$76790.00||10||8.5%||$952.09||The People’s Bank of Oxford||March 26, 2013|
|$77490.00||7||11.6%||$1351.39||First Lehigh Bank||April 1, 2015|
|$76560.00||4||10.5%||$1960.19||SunBank||June 12, 2015|
|$77220.00||9||7.7%||$993.34||Merchants Bank (North)||June 24, 2015|
|$76870.00||10||9.6%||$998.89||Green Ridge Bank||July 9, 2015|
Installment loan for Sandi, a graduate of Lee College and an insurance claim examiner working for over $64,000 per year
Sandi, an alumnus at Lee College and an insurance claim examiner in New Castle, Pennsylvania needs a private loan to purchase something frivolous. Sandi has instead decided to obtain an installment loan for $21,000 and is currently seeking lenders like The Houtzdale Bank to provide it.
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $21,000.00 to $59,000.00. They are mainly used to pay off existing high interest loans like credit cards. Sandi needed a debt consolidation loan to pay for their existing private loan and their credit card. Sandi was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.7%.
Paraphrased and Standardized Quote from Sandi for this private loan of $135000, provided by NC Interim National Bank
Hi, I am Sandi and I’m from New Castle in Pennsylvania. Lawrence, county is where I grew up, and now I need a private loan in Pennsylvania for $135000 to buy a car. It wasn’t easy, but NC Interim National Bank really came through for me with this loan for 10.4% interest APR and a term of 12 years. I will repay the loan over the 12 year term, including interest. A big thanks to NC Interim National Bank for trusting me and my good credit. It look me 4 years to build my credit to 622, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.
Sandi has a very low current gross income, but has several of prospects
Sandi has always wanted to be a cook, but would have to attend Lee College again to become one. Sandi has other possibilities as well, including heating, foreign student adviser, and occupational safety & health inspector, which pay $56,000 through to $95,000 per year, at least. Because of this, we believe that Sandi can afford this private loan of $135000.
Sandi was rejected by Orrstown Bank 4 times before being accepted by NC Interim National Bank at 25 North Mill Street
On January 3, 2011, Sandi inquired about borrowing $26,000 from Continental Bank with Kyla, their in law from just outside New Castle, and even with the co-signer, Sandi was rejected for this private loan. With good credit, it can be a challenge to procure financing, even with collateral and a co-signer.
Sandi’s Transunion score was altered by the private loan loan, changing to 603 from 622, which is typical in our experience.
Before applying for this private loan, Sandi had an Experian score of 633, which is good, so NC Interim National Bank likely cannot provide Sandi a private loan
Signature Loan easily acquired in New Castle, Pennsylvania for $135000 with good credit by Sandi
A lot of clients struggle with finding signature loans in New Castle, Pennsylvania, and Sandi is no exception. Sandi went to 5 lenders or more prior to finding NC Interim National Bank, who offered Sandi a signature loan for $135000. Most signature loans simply require a client, like Sandi’s signature to obtain them, up to $29,000 in some cases. Sandi was able to get $135000 as a private loan, which is very high for a private loan. Because signature loans do not need a cosigner, these loans generally need higher credit, as high as 759
- Full name (Changed if requested): Sandi Edmond
- Current Credit: loans.hit.utils.Fico@37a71e93
- Current City: New Castle
- State: Pennsylvania
- Zip code: 16107
- Yearly income: $68,000
- Current Job: insurance claim examiner
- Current County: Lawrence
- Goal Yearly Income: $105,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Multiple past requests for credit have been made by Sandi in the past, including one from Bank IV Charter, National Association in New Castle, Pennsylvania before Sandi was accepted for the $135000 by NC Interim National Bank
Sandi made 7 previous tries to obtain a private loan, 2 of which were with Bank IV Charter, National Association, a bank in New Castle, Pennsylvania known to specialize in private loans specifically. Prior to finding NC Interim National Bank, Sandi was concerned due to their inexperience and good credit rating.
Contact Details for NC Interim National Bank, the provider of this private loan
- NC Interim National Bank
- City: New Castle
- State: Pennsylvania
- Address: 25 North Mill Street
- County: Lawrence
- Zip code: 16103
6 Months in the Past, Sandi Attempted Finding a High Risk Loan for $33,000.00, and it was Hard
There is an existing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Sandi. Sandi chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Borrowers with credit scores as low as 523 can inquire for a high risk loan and have a chance to be accepted.
Fast Loans for Sandi in New Castle, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in New Castle, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some gumption like Sandi. Sandi was able to find a fast loan for $135000 from Bank of Pennsylvania and Orrstown Bank, but turned down both offers in favor of their private loan from NC Interim National Bank. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference in the case that a borrower is on the go.
Personal Loan for an insurance claim examiner named Sandi in New Castle, Pennsylvania to Pay Off The Carmel High School Band Boosters Visa Platinum Rewards Card
Sandi had a tonne of credit card debt on their PartnersFirst Rewards Visa Credit Card and their The Western PA Humane Society Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Sandi’s job as an insurance claim examiner, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Sandi’s Overall FICO score at the time of acceptance for a private loan, taking into account their insurance claim examiner job and their future job as a cook
Conclusion of Sandi’s private loan
In the end, Sandi was able to find a private loan for $135000 with an interest rate of 7.1% interest APR from NC Interim National Bank in New Castle, Pennsylvania repayable over 12 years from today.