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Quick Loan For $116000 Near 37066, Tennessee With A Credit Score Of 632

$116000 Quick Loan – Gallatin Tennessee, Credit Rating Of 632

  • Experian: 645 – This individual had a good Experian rating
  • Transunion: 617 – Maire had a good credit rating with Transunion.
  • Equifax: Maire’s Experian score was 632, which is a good credit rating with the Experian scale.

Contact Details for First Federal Savings and Loan Association, the provider of this quick loan

  • First Federal Savings and Loan Association
  • City: Gallatin
  • State: Tennessee
  • Address: 115 Public Square
  • County: Sumner
  • Zip code: 37066

Previous requests on Maire’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$14470.00 10 7.8% $174.04 Citizens Bank August 16, 2012
$13890.00 8 9.5% $207.11 SunTrust Bank, Chattanooga, National Association June 11, 2014
$14120.00 5 7.1% $280.26 GreenBank December 15, 2014
$14440.00 9 9.5% $199.41 CommunityFIRST Bank January 21, 2015
$13610.00 5 11.7% $300.69 Bank of Belfast June 18, 2015

Before applying for this quick loan, Maire had an Experian score of 645, which is good, so First Federal Savings and Loan Association most likely cannot provide Maire a quick loan

Experian Score: 645

Maire’s Overall FICO score at the time of acceptance for a quick loan, taking into account their mill worker job and their future job as a physical therapy assistant

Fico Score: 632

Client Profile: Maire Chao of Gallatin, Tennessee
  • Full name (Changed if requested): Maire Chao
  • Current Credit: loans.hit.utils.Fico@49c2faae
  • Current City: Gallatin
  • State: Tennessee
  • Zip code: 37072
  • Yearly income: $31,000
  • Current Job: mill worker
  • Current County: Sumner
  • Goal Yearly Income: $98,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

7 Months Ago, Maire Attempted to Find a High Risk Loan for $25,000.00, and it was Easy

There is an well known struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Maire. Maire decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Borrowers with credit scores as low as 586 can inquire for a high risk loan and possibly can be approved.

Maire has a very low current yearly income, but has a large amount of prospects

Maire has always wanted to be a physical therapy assistant, but would need attend Cardinal Stritch University again to achieve it. Maire has other prospects as well, including highway maintenance worker, physical therapy assistant, and radio & tv station administrator, which pay $51,000 through to $93,000 per year, at least. For this reason, we think that Maire can pay for this quick loan of $116000.

Fast Loans for Maire in Gallatin, Tennessee to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Gallatin, Tennessee aren’t actually that difficult to obtain, especially if you have some finesse like Maire. Maire was able to find a fast loan for $116000 from Bank of Trenton and Trust Company and Bank of Frankewing, but declined both offers in favor of their quick loan from First Federal Savings and Loan Association. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference if a client is in a pinch.

Personal Loan for a mill worker named Maire in Gallatin, Tennessee to Pay Off Union Bank Platinum Edition Visa Card

Maire had a tonne of credit card debt on their Glens Falls National Bank & Trust Secured Visa Card and their Merrill Lynch Access, and they were starting to get in over their heads. Despite Maire’s job as a mill worker, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Maire was declined by Cleveland Bank and Trust Company 4 times before being granted funding by First Federal Savings and Loan Association at 115 Public Square

On October 8, 2009, Maire applied about borrowing $41,000 from Citizens Bank with Micheal, their friend from just outside Gallatin, and even with the co-signer, Maire was rejected for this quick loan. With good credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Maire’s Transunion score was changed by the quick loan loan, changing to 617 from 632, which is typical in our experience.

Transunion Score: 617

Paraphrased and Standardized Quote from Maire for this quick loan of $116000, provided by First Federal Savings and Loan Association

Hello, I am Maire and I’m from Gallatin in Tennessee. Sumner, county is where I grew up, and now I need a quick loan in Tennessee for $116000 to buy a car. It wasn’t easy, but First Federal Savings and Loan Association really came through for me with this loan for 7.5% interest APR and a term of 22 years. I can probably repay the loan over the 22 year term, including interest. A big thanks to First Federal Savings and Loan Association for trusting me and my good credit. It look me 9 years to create my credit to 632, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.

Signature Loan acquired in Gallatin, Tennessee for $116000 with good credit by Maire

Many clients struggle with finding signature loans in Gallatin, Tennessee, and Maire is the same. Maire went to 6 lenders or more before settling on First Federal Savings and Loan Association, who offered Maire a signature loan for $116000. Most signature loans simply require a client, like Maire’s signature to get them, up to $25,000 in some cases. Maire was able to get $116000 as a quick loan, which is very high for a quick loan. Since signature loans do not require collateral, these loans generally require improved credit, as high as 758

Multiple previous requests for credit have been made by Maire in the past, including one from The First National Bank of Lewistown in Gallatin, Tennessee before Maire was accepted for the $116000 by First Federal Savings and Loan Association

Maire made 5 prior attempts to obtain a quick loan, 2 of which were with The First National Bank of Lewistown, a bank in Gallatin, Tennessee known to specialize in quick loans specifically. Before finding First Federal Savings and Loan Association, Maire was concerned due to their inexperience and good credit rating.

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $38,000.00 to $57,000.00. They are mainly used to pay off existing high interest loans like credit cards. Maire required a debt consolidation loan to pay for their existing quick loan and their credit card. Maire was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.3%.

When Maire was 19, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit score. Below is a list of Maire’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on March 14, 2011
  • Attempt 2) Loan for $34,000.00 on October 16, 2013
  • Attempt 3) Loan for $35,000.00 on September 9, 2011
  • Attempt 4) Loan for $38,000.00 on November 22, 2008
  • Attempt 5) Loan for $31,000.00 on December 1, 2011
  • Attempt 6) Loan for $22,000.00 on January 11, 2011
  • Attempt 7) Loan for $33,000.00 on April 18, 2010

Installment loan for Maire, a graduate of Cardinal Stritch University and a mill worker working for over $77,000 per year

Maire, an alumnus at Cardinal Stritch University and a mill worker in Gallatin, Tennessee needs a quick loan to purchase something frivolous. Maire has instead chosen to obtain an installment loan for $20,000 and is at present seeking lenders like Smith County Bank to process their request.

Conclusion of Maire’s quick loan

In the end, Maire was able to find a quick loan for $116000 with an interest rate of 8.8% interest APR from First Federal Savings and Loan Association in Gallatin, Tennessee repayable over 22 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.