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Quick Loan For $141000 Near 89511, Nevada With A Credit Score Of 551

$141000 Quick Loan – Reno Nevada, Credit Rating Of 551

  • Experian: 567 – The client had a fair Experian rating
  • Transunion: 534 – Jame had a fair credit score with Transunion.
  • Equifax: Jame’s Experian score was 551, which is a fair credit rating using the Experian rating scheme.

Contact Details for First National Bank of Nevada, the provider of this quick loan

  • First National Bank of Nevada
  • City: Reno
  • State: Nevada
  • Address: 6275 Neil Road
  • County: Washoe
  • Zip code: 89511

Jame’s Transunion score was changed by the quick loan loan, changing to 534 from 551, which is typical in our experience.

Transunion Score: 534

Fast Loans for Jame in Reno, Nevada to prevent bankruptcy or harm from debt collectors.

Fast loans in Reno, Nevada aren’t actually that difficult to obtain, particularly if you have some gumption like Jame. Jame was able to find a fast loan for $141000 from Nevada Banking Company and Security Bank of Nevada, but turned down both offers in favor of their quick loan from First National Bank of Nevada. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that a borrower is in a time sensitive situation.

Jame was declined by Wells Fargo Financial National Bank 6 times before being accepted by First National Bank of Nevada at 6275 Neil Road

On January 25, 2013, Jame applied about borrowing $36,000 from Sun State Bank with Nery, their in law from just outside Reno, and even with the co-signer, Jame was rejected for this quick loan. With fair credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Previous requests on Jame’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$34110.00 8 8.2% $485.68 The First National Bank of Ely October 1, 2012
$34490.00 6 9.7% $633.75 First Interstate Bank of Nevada, National Association October 8, 2012
$34470.00 4 11.4% $897.61 Security Bank of Nevada April 1, 2014
$33780.00 5 9.5% $709.44 Security Pacific Bank Nevada, National Association September 12, 2014

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans vary from $36,000.00 to $46,000.00. They are typically used to pay off existing high interest loans like credit cards. Jame required a debt consolidation loan to pay for their existing quick loan and their credit card. Jame was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.4%.

Jame has a sad current yearly income, but has a large amount of prospects

Jame has always wanted to be a construction manager, but would have to attend Cleary University again to achieve it. Jame has other possibilities as well, including photogrammetric engineer, exhibit designer, and computer controlled machine tool operator, which pay $51,000 through to $108,000 per year, on average. Because of this, we believe that Jame can afford this quick loan of $141000.

Installment loan for Jame, a graduate of Cleary University and an unemployment inspector working for over $73,000 per year

Jame, an alumnus at Cleary University and an unemployment inspector in Reno, Nevada wants a quick loan to purchase a house. Jame has instead decided to get an installment loan for $8,000 and is at present seeking lenders like Wells Fargo Bank Nevada, National Association to provide it.

Client Profile: Jame Emshwiller of Reno, Nevada
  • Full name (Changed if requested): Jame Emshwiller
  • Current Credit: loans.hit.utils.Fico@685f4c2e
  • Current City: Reno
  • State: Nevada
  • Zip code: 89518
  • Yearly income: $57,000
  • Current Job: unemployment inspector
  • Current County: Washoe
  • Goal Yearly Income: $112,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Paraphrased and Standardized Quote from Jame for this quick loan of $141000, provided by First National Bank of Nevada

Hi, I am Jame and my hometown is Reno in Nevada. Washoe, county is where I grew up, and now I need a quick loan in Nevada for $141000 to pay bills. It wasn’t easy, but First National Bank of Nevada really came through for me with this loan for 11.4% interest APR and a term of 9 years. I can repay the loan over the 9 year term, including interest. A big thanks to First National Bank of Nevada for giving me a chance and my fair credit. It look me 7 years to build my credit to 551, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

When Jame was 19, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit score. Below is a list of Jame’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on April 17, 2011
  • Attempt 2) Loan for $28,000.00 on December 29, 2008
  • Attempt 3) Loan for $20,000.00 on February 12, 2012
  • Attempt 4) Loan for $22,000.00 on January 13, 2009
  • Attempt 5) Loan for $21,000.00 on February 22, 2012
  • Attempt 6) Loan for $29,000.00 on April 23, 2010
  • Attempt 7) Loan for $28,000.00 on February 2, 2010

9 Months in the Past, Jame Tried to Find a High Risk Loan for $35,000.00, but They Didn’t Find What They were Expecting

It is an well known struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Jame. Jame chose not to obtain a high risk loan this time. High Risk loans are given to bad credit borrowers. Individuals with credit scores as low as 588 can apply for a high risk loan and possibly can be accepted.

Personal Loan for an unemployment inspector named Jame in Reno, Nevada to Pay Off Dollar Bank Valued Customer Visa

Jame had a lot of credit card debt on their PayPal Plus MasterCard and their Agriculture Federal Credit Union Secured Visa Classic, and they were starting to get in over their heads. Despite Jame’s job as an unemployment inspector, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Before applying for this quick loan, Jame had an Experian score of 567, which is fair, so First National Bank of Nevada probably can provide Jame a quick loan

Experian Score: 567

Multiple previous requests for credit have been made by Jame in the past, including one from The Huntington Lagonda National Bank of Springfield in Reno, Nevada before Jame was approved for the $141000 by First National Bank of Nevada

Jame made 8 previous tries to obtain a quick loan, 2 of which were with The Huntington Lagonda National Bank of Springfield, a lending institution in Reno, Nevada known to specialize in quick loans specifically. Before finding First National Bank of Nevada, Jame was very concerned due to their inexperience and fair credit rating.

Jame’s Overall FICO score at the time of acceptance for a quick loan, taking into account their unemployment inspector job and their future job as a construction manager

Fico Score: 551

Signature Loan easily acquired in Reno, Nevada for $141000 with fair credit by Jame

A lot of prospective borrowers have difficulty with finding signature loans in Reno, Nevada, and Jame is the same. Jame went to 4 lenders or more before settling on First National Bank of Nevada, who offered Jame a signature loan for $141000. Most signature loans simply need a client, like Jame’s signature to get them, up to $47,000 in some cases. Jame was able to get $141000 as a quick loan, which is very high for a quick loan. Since signature loans do not require a cosigner, these loans tend to need improved credit, as high as 702

Conclusion of Jame’s quick loan

In the end, Jame was able to find a quick loan for $141000 with an interest rate of 7.3% interest APR from First National Bank of Nevada in Reno, Nevada repayable over 9 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.