$144000 Quick Loan – Willowbrook Illinois, Credit Score Of 520
- Experian: 530 – The client had a fair Experian rating
- Transunion: 503 – Priscilla had a fair credit rating with Transunion.
- Equifax: Priscilla’s Experian score was 520, which is a fair credit score with the Experian system.
Paraphrased and Standardized Quote from Priscilla for this quick loan of $144000, provided by First Illinois Bank of Willowbrook
Hello, I am Priscilla and my hometown is Willowbrook in Illinois. Dupage, county is where I grew up, and now I need a quick loan in Illinois for $144000 to buy a car. It wasn’t easy, but First Illinois Bank of Willowbrook really came through for me with this loan for 5.6% interest APR and a term of 13 years. I can probably repay the loan over the 13 year term, including interest. A big thanks to First Illinois Bank of Willowbrook for giving me a chance and my fair credit. It look me 4 years to create my credit to 520, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.
Previous requests on Priscilla’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$36130.00||10||10.2%||$481.47||The Gerber State Bank||August 22, 2012|
|$35880.00||9||5.5%||$421.95||The Belvidere National Bank and Trust Company||August 18, 2013|
|$35670.00||9||6.7%||$440.7||Commerce Bank||July 24, 2014|
|$36380.00||10||7.2%||$426.16||Byron Bank||August 27, 2014|
Several previous requests for credit have been made by Priscilla in the past, including one from Rosenberg Bank and Trust in Willowbrook, Illinois before Priscilla was accepted for the $144000 by First Illinois Bank of Willowbrook
Priscilla made 7 previous attempts to obtain a quick loan, 2 of which were with Rosenberg Bank and Trust, a lending institution in Willowbrook, Illinois known to specialize in quick loans specifically. Before finding First Illinois Bank of Willowbrook, Priscilla was desperate due to their inexperience and fair credit score.
Before applying for this quick loan, Priscilla had an Experian score of 530, which is fair, so First Illinois Bank of Willowbrook most likely cannot provide Priscilla a quick loan
Priscilla’s Transunion score was changed by the quick loan loan, changing to 503 from 520, which is normal in our experience.
Priscilla has a very low current yearly income, but has a large amount of prospects
Priscilla has always wanted to be a cartographer, but would need attend College of Southern Maryland again to become one. Priscilla has other prospects as well, including computer aided design technician, restaurant food coordinator, and advertising agency coordinator, which pay $51,000 through to $100,000 per year, at least. For this reason, we believe that Priscilla can pay for this quick loan of $144000.
Priscilla’s Overall FICO score at the time of acceptance for a quick loan, taking into account their graphic designer job and their future career as a cartographer
Fast Loans for Priscilla in Willowbrook, Illinois to prevent bankruptcy or harm from debt collectors.
Fast loans in Willowbrook, Illinois aren’t actually that difficult to obtain, especially if you have some gumption like Priscilla. Priscilla was able to find a fast loan for $144000 from The Gerber State Bank and State Bank of Clearing, but turned down both offers in favor of their quick loan from First Illinois Bank of Willowbrook. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement in the case that a client is in a pinch.
Personal Loan for a graphic designer named Priscilla in Willowbrook, Illinois to Pay Off RBC Visa Business Platinum Avion Card
Priscilla had a lot of credit card debt on their First National Bank Discover Card and their Green Dot Prepaid MasterCard / Visa, and they were starting to get in over their heads. Despite Priscilla’s job as a graphic designer, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Installment loan for Priscilla, a graduate of College of Southern Maryland and a graphic designer working for over $78,000 per year
Priscilla, an alumnus at College of Southern Maryland and a graphic designer in Willowbrook, Illinois needs a quick loan to purchase a house. Priscilla has instead decided to obtain an installment loan for $8,000 and is at present seeking lenders like Mercantile National Bank of Chicago to process their request.
8 Months in the Past, Priscilla Tried to Find a High Risk Loan for $46,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Priscilla. Priscilla decided not to obtain a high risk loan this time. High Risk loans are given to bad credit applicants. Borrowers with credit scores as low as 574 can apply for a high risk loan and may be be approved.
Priscilla was not approved by Commerce Bank 4 times prior to being approved by First Illinois Bank of Willowbrook at 730 Plainfield Road
On May 18, 2011, Priscilla applied about borrowing $9,000 from Metropolitan Bank and Trust Company with Teodora, their friend from just outside Willowbrook, and even with the co-signer, Priscilla was rejected for this quick loan. With fair credit, it can be challenging to procure funding, even with collateral and a co-signer.
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans range from $38,000.00 to $45,000.00. They are normally used to pay off existing high interest loans like credit cards. Priscilla needed a debt consolidation loan to pay for their existing quick loan and their payday loan. Priscilla was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.7%.
Contact Details for First Illinois Bank of Willowbrook, the provider of this quick loan
- First Illinois Bank of Willowbrook
- City: Willowbrook
- State: Illinois
- Address: 730 Plainfield Road
- County: Dupage
- Zip code: 60521
- Full name (Changed if requested): Priscilla Kulp
- Current Credit: loans.hit.utils.Fico@37a71e93
- Current City: Willowbrook
- State: Illinois
- Zip code: 60523
- Yearly income: $38,000
- Current Job: graphic designer
- Current County: Dupage
- Goal Yearly Income: $104,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Signature Loan acquired in Willowbrook, Illinois for $144000 with fair credit by Priscilla
A lot of prospective borrowers have difficulty with finding signature loans in Willowbrook, Illinois, and Priscilla is no exception. Priscilla went to 8 lending institutions or more before settling on First Illinois Bank of Willowbrook, who offered Priscilla a signature loan for $144000. Typical signature loans simply require a client, like Priscilla’s signature to get them, up to $40,000 in some cases. Priscilla was able to get $144000 as a quick loan, which is very high for a quick loan. Since signature loans do not require a cosigner, they tend to require higher credit, as high as 746
When Priscilla was 18, they attempted to obtain a student loan from 5 different banks, which harmed their credit score. Below is a list of Priscilla’s prior attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on May 28, 2009
- Attempt 2) Loan for $29,000.00 on November 10, 2011
- Attempt 3) Loan for $33,000.00 on April 29, 2011
- Attempt 4) Loan for $23,000.00 on June 2, 2011
- Attempt 5) Loan for $20,000.00 on January 3, 2012
Conclusion of Priscilla’s quick loan
In the end, Priscilla was able to find a quick loan for $144000 with an interest rate of 7.5% interest APR from First Illinois Bank of Willowbrook in Willowbrook, Illinois repayable over 13 years from now.