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Quick Loan For $6000 Near 4103, Maine With A Credit Score Of 500

$6000 Quick Loan – Portland Maine, Credit Rating Of 500

  • Experian: 512 – This individual had a fair Experian rating
  • Transunion: 481 – Lettie had a fair credit rating with Transunion.
  • Equifax: Lettie’s Experian score was 500, which is a fair credit score using the Experian system.

7 Months in the Past, Lettie Tried to Find a High Risk Loan for $46,000.00, but They Didn’t Find What They were Expecting

It is an existing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Lettie. Lettie chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit applicants. Individuals with credit scores as low as 354 can inquire for a high risk loan and may be be approved.

Before applying for this quick loan, Lettie had an Experian score of 512, which is fair, so Maine Bank & Trust Company most likely cannot provide Lettie a quick loan

Experian Score: 512

Signature Loan easily acquired in Portland, Maine for $6000 with fair credit by Lettie

Many borrowers struggle with obtaining signature loans in Portland, Maine, and Lettie is the same. Lettie went to 4 lending institutions or more prior to settling on Maine Bank & Trust Company, who offered Lettie a signature loan for $6000. Typical signature loans simply need a client, like Lettie’s signature to get them, up to $23,000 in some cases. Lettie was able to get $6000 as a quick loan, which is very high for a quick loan. Since signature loans don’t require collateral, they generally require improved credit, as high as 755

Contact Details for Maine Bank & Trust Company, the provider of this quick loan

  • Maine Bank & Trust Company
  • City: Portland
  • State: Maine
  • Address: 467 Congress Street
  • County: Cumberland
  • Zip code: 4103

Lettie’s Overall FICO score at the time of acceptance for a quick loan, taking into account their child care center administrator job and their future career as a photogrammetric engineer

Fico Score: 500

Fast Loans for Lettie in Portland, Maine to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Portland, Maine aren’t actually that difficult to obtain, particularly if you have some gumption like Lettie. Lettie was able to find a fast loan for $6000 from 1st Consumers Savings Bank and The Camden National Bank, but turned down both offers in favor of their quick loan from Maine Bank & Trust Company. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better in the case that a client is on the go.

Personal Loan for a child care center administrator named Lettie in Portland, Maine to Pay Off St Louis Rams NFL Extra Points

Lettie had a tonne of credit card debt on their Genisys Credit Union College Rewards Visa Card and their BankFIRST College Rewards Visa Card, and they were starting to get in over their heads. Despite Lettie’s job as a child care center administrator, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Many past requests for credit have been made by Lettie in the past, including one from First Texas Savings Association of Austin in Portland, Maine before Lettie was approved for the $6000 by Maine Bank & Trust Company

Lettie made 6 previous tries to obtain a quick loan, 2 of which were with First Texas Savings Association of Austin, a lender in Portland, Maine known to specialize in quick loans specifically. Before finding Maine Bank & Trust Company, Lettie was desperate due to their inexperience and fair credit score.

When Lettie was 19, they attempted to obtain a student loan from 7 different lenders, which harmed their credit rating. Below is a list of Lettie’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on December 25, 2009
  • Attempt 2) Loan for $21,000.00 on August 21, 2011
  • Attempt 3) Loan for $34,000.00 on December 5, 2008
  • Attempt 4) Loan for $39,000.00 on November 13, 2011
  • Attempt 5) Loan for $32,000.00 on May 24, 2011
  • Attempt 6) Loan for $35,000.00 on June 30, 2010
  • Attempt 7) Loan for $20,000.00 on October 24, 2008

Paraphrased and Standardized Quote from Lettie for this quick loan of $6000, provided by Maine Bank & Trust Company

Hello, I am Lettie and I’m from Portland in Maine. Cumberland, county is where I grew up, and now I need a quick loan in Maine for $6000 to pay bills. It wasn’t easy, but Maine Bank & Trust Company really came through for me with this loan for 5.6% interest APR and a term of 2 years. I will repay the loan over the 2 year term, including interest. A big thanks to Maine Bank & Trust Company for trusting me and my fair credit. It look me 4 years to create my credit to 500, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.

Client Profile: Lettie Gurrieri of Portland, Maine
  • Full name (Changed if requested): Lettie Gurrieri
  • Current Credit: loans.hit.utils.Fico@6f539caf
  • Current City: Portland
  • State: Maine
  • Zip code: 4110
  • Yearly income: $56,000
  • Current Job: child care center administrator
  • Current County: Cumberland
  • Goal Yearly Income: $104,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Installment loan for Lettie, a graduate of “Concordia University, St. Paul” and a child care center administrator working for over $77,000 per year

Lettie, an alumnus at “Concordia University, St. Paul” and a child care center administrator in Portland, Maine wants a quick loan to purchase a house. Lettie has instead chosen to obtain an installment loan for $3,000 and is at present seeking lenders like Merrill Bank, National Association to process their request.

Previous requests on Lettie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$112700.00 11 5.8% $1156.91 Fleet Bank of Maine July 12, 2010
$112800.00 5 9.4% $2363.5 Union Trust Company August 28, 2012
$113470.00 5 11.8% $2512.62 Northeast Bank of Sanford November 8, 2013
$113430.00 10 7.6% $1352.36 Bank of Maine, N. A. July 5, 2014

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $31,000.00 to $47,000.00. They are normally used to pay off existing high interest loans like credit cards. Lettie required a debt consolidation loan to pay for their existing quick loan and their payday loan. Lettie was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.2%.

Lettie has a low current gross income, but has a high number of prospects

Lettie has always wanted to be a photogrammetric engineer, but would need attend “Concordia University, St. Paul” again to achieve it. Lettie has other prospects as well, including tax preparer, missionary worker, and fence installer, which pay $52,000 through to $106,000 per year, on average. Because of this, we think that Lettie can afford this quick loan of $6000.

Lettie was declined by Canal National Bank 4 times before being accepted by Maine Bank & Trust Company at 467 Congress Street

On December 3, 2011, Lettie inquired about borrowing $10,000 from Northeast Bank, N. A. of Farmington with Nelle, their friend from just outside Portland, and even with the co-signer, Lettie was rejected for this quick loan. With fair credit, it can be difficult to procure funding, even with collateral and a co-signer.

Lettie’s Transunion score was changed by the quick loan loan, changing to 481 from 500, which is normal in our experience.

Transunion Score: 481

Conclusion of Lettie’s quick loan

In the end, Lettie was able to find a quick loan for $6000 with an interest rate of 10.8% interest APR from Maine Bank & Trust Company in Portland, Maine repayable over 2 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.