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Quick Loan For $88000 Near 50841, Iowa With A Credit Score Of 338

$88000 Quick Loan – Corning Iowa, Credit Rating Of 338

  • Experian: 348 – This client had a terrible Experian score
  • Transunion: 321 – Rosy had a terrible credit rating with Transunion.
  • Equifax: Rosy’s Experian score was 338, which is a terrible credit score using the Experian rating scheme.

Rosy has a disappointing current gross income, but has a high number of prospects

Rosy has always wanted to be a sanitary engineer, but would have to attend Belmont University again to become one. Rosy has other possibilities as well, including voice pathologist, logging worker supervisor, and license clerk, which pay $58,000 through to $105,000 per year, at least. Because of this, we believe that Rosy can afford this quick loan of $88000.

Paraphrased and Standardized Quote from Rosy for this quick loan of $88000, provided by First Community National Bank

Hi, I am Rosy and I am from Corning in Iowa. Adams, county is where I grew up, and now I need a quick loan in Iowa for $88000 to buy a big ticket item. It wasn’t easy, but First Community National Bank really came through for me with this loan for 5.0% interest APR and a term of 14 years. I can repay the loan over the 14 year term, including interest. A big thanks to First Community National Bank for trusting me and my terrible credit. It look me 8 years to build my credit to 338, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.

Client Profile: Rosy Trusso of Corning, Iowa
  • Full name (Changed if requested): Rosy Trusso
  • Current Credit: loans.hit.utils.Fico@31cefde0
  • Current City: Corning
  • State: Iowa
  • Zip code: 50848
  • Yearly income: $58,000
  • Current Job: english language and literature professor
  • Current County: Adams
  • Goal Yearly Income: $96,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Multiple previous requests for credit have been made by Rosy in the past, including one from First Clover Leaf Bank, National Association in Corning, Iowa before Rosy was approved for the $88000 by First Community National Bank

Rosy made 6 previous tries to obtain a quick loan, 2 of which were with First Clover Leaf Bank, National Association, a lending institution in Corning, Iowa known to specialize in quick loans specifically. Prior to finding First Community National Bank, Rosy was desperate due to their inexperience and terrible credit rating.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $20,000.00 to $53,000.00. They are typically used to pay off existing high interest loans like credit cards. Rosy needed a debt consolidation loan to pay for their existing quick loan and their payday loan. Rosy was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.7%.

Rosy’s Overall FICO score at the time of acceptance for a quick loan, taking into account their english language and literature professor job and their future career as a sanitary engineer

Fico Score: 338

Installment loan for Rosy, a graduate of Belmont University and an english language and literature professor working for over $66,000 per year

Rosy, an alumnus at Belmont University and an english language and literature professor in Corning, Iowa needs a quick loan to purchase a car. Rosy has instead chosen to obtain an installment loan for $4,000 and is at present seeking lenders like Iowa State Bank to provide it.

Personal Loan for an english language and literature professor named Rosy in Corning, Iowa to Pay Off Princeton University Platinum Plus MasterCard with WorldPoints Rewards

Rosy had a lot of credit card debt on their Associated Bank Visa Business Card and their AmTrust Bank Platinum Edition Visa Card, and they were starting to get in over their heads. Despite Rosy’s job as an english language and literature professor, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Rosy’s Transunion score was altered by the quick loan loan, changing to 321 from 338, which is typical in our experience.

Transunion Score: 321

Contact Details for First Community National Bank, the provider of this quick loan

  • First Community National Bank
  • City: Corning
  • State: Iowa
  • Address: 620 Davis Avenue
  • County: Adams
  • Zip code: 50841

When Rosy was 23, they attempted to obtain a student loan from 6 alternate banks, which harmed their credit rating. Below is a chronology of Rosy’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on April 20, 2011
  • Attempt 2) Loan for $26,000.00 on November 5, 2013
  • Attempt 3) Loan for $22,000.00 on March 28, 2010
  • Attempt 4) Loan for $27,000.00 on January 2, 2013
  • Attempt 5) Loan for $23,000.00 on November 2, 2012
  • Attempt 6) Loan for $31,000.00 on June 17, 2009

Rosy was declined by First State Savings Bank 7 times prior to being approved by First Community National Bank at 620 Davis Avenue

On February 24, 2010, Rosy applied about borrowing $40,000 from Peoples Bank and Trust Company with Shavonne, their in law from just outside Corning, and even with the co-signer, Rosy was rejected for this quick loan. With terrible credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Fast Loans for Rosy in Corning, Iowa to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Corning, Iowa aren’t actually that difficult to obtain, particularly if you have some gumption like Rosy. Rosy was able to find a fast loan for $88000 from Buffalo Savings Bank and Security State Bank, but declined both offers in favor of their quick loan from First Community National Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better in the case that a client is in a time sensitive situation.

Signature Loan acquired in Corning, Iowa for $88000 with terrible credit by Rosy

Many borrowers have difficulty with obtaining signature loans in Corning, Iowa, and Rosy is no different. Rosy went to 4 lenders or more before finding First Community National Bank, who offered Rosy a signature loan for $88000. Typical signature loans simply require a client, like Rosy’s signature to obtain them, up to $41,000 in some cases. Rosy was able to get $88000 as a quick loan, which is very high for a quick loan. Since signature loans do not require collateral, they generally require improved credit, as high as 715

8 Months Ago, Rosy Attempted to Find a High Risk Loan for $33,000.00, and it was Easy

It is an existing struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Rosy. Rosy decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit clients. Borrowers with credit ratings as low as 312 can apply for a high risk loan and possibly can be approved.

Before applying for this quick loan, Rosy had an Experian score of 348, which is terrible, so First Community National Bank probably cannot provide Rosy a quick loan

Experian Score: 348

Previous requests on Rosy’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$49480.00 8 10.5% $763.97 Mills County Bank National Association February 23, 2013
$49490.00 4 10.6% $1269.5 Postville State Bank September 17, 2013
$48550.00 5 8.2% $989.07 Washington State Bank March 17, 2015
$49370.00 7 8.4% $779.37 Rippey Savings Bank April 24, 2015

Conclusion of Rosy’s quick loan

In the end, Rosy was able to find a quick loan for $88000 with an interest rate of 8.8% interest APR from First Community National Bank in Corning, Iowa repayable over 14 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.