$88000 Quick Loan – Pasadena California, Credit Rating Of 358
- Experian: 377 – The client had a terrible Experian rating
- Transunion: 339 – Tyisha had a terrible credit rating with Transunion.
- Equifax: Tyisha’s Experian score was 358, which is a terrible credit score using the Experian scale.
Previous requests on Tyisha’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$24320.00||9||6.4%||$296.81||Santa Monica Bank||July 2, 2010|
|$23740.00||6||7.1%||$405.88||Farmers and Merchants Bank of Long Beach||December 2, 2013|
|$23890.00||4||8.2%||$585.47||First Interstate Bank of California||June 2, 2014|
|$24210.00||11||7.5%||$269.89||Union Bank||January 7, 2015|
When Tyisha was 23, they attempted to obtain a student loan from 5 different lenders, which damaged their credit score. Below is a chronology of Tyisha’s previous attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on August 19, 2009
- Attempt 2) Loan for $32,000.00 on December 9, 2012
- Attempt 3) Loan for $27,000.00 on July 17, 2011
- Attempt 4) Loan for $35,000.00 on July 7, 2012
- Attempt 5) Loan for $32,000.00 on October 25, 2011
Signature Loan acquired in Pasadena, California for $88000 with terrible credit by Tyisha
A lot of borrowers struggle with obtaining signature loans in Pasadena, California, and Tyisha is no exception. Tyisha went to 6 lenders or more prior to settling on East West Bank, who offered Tyisha a signature loan for $88000. Typical signature loans simply need a client, like Tyisha’s signature to get them, up to $25,000 in some cases. Tyisha was able to get $88000 as a quick loan, which is very high for a quick loan. Because signature loans don’t need collateral, these loans tend to need better credit, as high as 793
Personal Loan for a computer systems engineer named Tyisha in Pasadena, California to Pay Off Mississippi State University Alumni Association Platinum Plus MasterCard
Tyisha had a tonne of credit card debt on their Philadelphia Phillies BankAmericard Cash Rewards MasterCard and their Gymboree Visa Platinum Credit Card, and they were starting to get in over their heads. Despite Tyisha’s job as a computer systems engineer, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
- Full name (Changed if requested): Tyisha Weissler
- Current Credit: loans.hit.utils.Fico@37bba400
- Current City: Pasadena
- State: California
- Zip code: 91107
- Yearly income: $54,000
- Current Job: computer systems engineer
- Current County: Los Angeles
- Goal Yearly Income: $105,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Many past requests for credit have been made by Tyisha in the past, including one from Texas Commerce Bank-Clear Lake, National Association in Pasadena, California before Tyisha was approved for the $88000 by East West Bank
Tyisha made 8 previous tries to obtain a quick loan, 2 of which were with Texas Commerce Bank-Clear Lake, National Association, a bank in Pasadena, California known to specialize in quick loans specifically. Before finding East West Bank, Tyisha was concerned due to their inexperience and terrible credit rating.
Tyisha has a sad current yearly income, but has a large amount of prospects
Tyisha has always wanted to be an industrial engineer, but would need attend Seton Hill University again to become one. Tyisha has other possibilities as well, including package designer, communications professor, and cardiologist, which pay $52,000 through to $90,000 per year, on average. For this reason, we believe that Tyisha can pay for this quick loan of $88000.
Installment loan for Tyisha, a graduate of Seton Hill University and a computer systems engineer working for over $78,000 per year
Tyisha, an alumnus at Seton Hill University and a computer systems engineer in Pasadena, California needs a quick loan to purchase a new cell phone. Tyisha has instead chosen to obtain an installment loan for $15,000 and is currently seeking lenders like San Diego Trust & Savings Bank to provide it.
Tyisha’s Overall FICO score at the time of acceptance for a quick loan, taking into account their computer systems engineer job and their future career as an industrial engineer
Before applying for this quick loan, Tyisha had an Experian score of 377, which is terrible, so East West Bank likely can provide Tyisha a quick loan
7 Months in the Past, Tyisha Attempted Finding a High Risk Loan for $24,000.00, and it was Hard
It is an ongoing struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Tyisha. Tyisha decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit applicants. Borrowers with credit ratings as low as 366 can apply for a high risk loan and may be be approved.
Fast Loans for Tyisha in Pasadena, California to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Pasadena, California aren’t actually that difficult to obtain, especially if you have some gumption like Tyisha. Tyisha was able to find a fast loan for $88000 from Farmers and Merchants Bank of Long Beach and The First National Bank of Holtville, but turned down both offers in favor of their quick loan from East West Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better if a client is in a pinch.
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $26,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Tyisha needed a debt consolidation loan to pay for their existing quick loan and their credit card. Tyisha was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your bad, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.4%.
Paraphrased and Standardized Quote from Tyisha for this quick loan of $88000, provided by East West Bank
Hi, I am Tyisha and my hometown is Pasadena in California. Los Angeles, county is where I grew up, and now I need a quick loan in California for $88000 to pay bills. It wasn’t easy, but East West Bank really came through for me with this loan for 7.2% interest APR and a term of 2 years. I will repay the loan over the 2 year term, including interest. A big thanks to East West Bank for giving me a chance and my terrible credit. It look me 6 years to build my credit to 358, and I won’t harm it any more. I am happy with Find Texas Loans for assisting me this far.
Tyisha’s Transunion score was changed by the quick loan loan, changing to 339 from 358, which is normal in our experience.
Contact Details for East West Bank, the provider of this quick loan
- East West Bank
- City: Pasadena
- State: California
- Address: 135 N. Los Robles Avenue, 7th Floor
- County: Los Angeles
- Zip code: 91101
Tyisha was not approved by Capital Bank 7 times prior to being accepted by East West Bank at 135 N. Los Robles Avenue, 7th Floor
On June 10, 2010, Tyisha applied about borrowing $35,000 from Community First National Bank with Charissa, their in law from just outside Pasadena, and even with the co-signer, Tyisha was rejected for this quick loan. With terrible credit, it can be a challenge to procure financing, even with collateral and a co-signer.
Conclusion of Tyisha’s quick loan
In the end, Tyisha was able to find a quick loan for $88000 with an interest rate of 7.5% interest APR from East West Bank in Pasadena, California repayable over 2 years from today.