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Quick Loan Of $64000 For Good Credit Texas Resident

$64000 Quick Loan – Quanah Texas, Credit Score Of 608

  • Experian: 621 – They had a good Experian score
  • Transunion: 592 – Hertha had a good credit rating with Transunion.
  • Equifax: Hertha’s Experian score was 608, which is a good credit score with the Experian scale.

Personal Loan for a farm products purchasing agent named Hertha in Quanah, Texas to Pay Off Fidelity Investment Rewards American Express Card

Hertha had a tonne of credit card debt on their Justice FCU ACA Visa Rewards Card and their Ashley Furniture HomeStore Credit Card, and they were starting to get in over their heads. Despite Hertha’s job as a farm products purchasing agent, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Installment loan for Hertha, a graduate of Olivet Nazarene University and a farm products purchasing agent working for over $70,000 per year

Hertha, an alumnus at Olivet Nazarene University and a farm products purchasing agent in Quanah, Texas needs a quick loan to purchase a new cell phone. Hertha has instead chosen to get an installment loan for $8,000 and is currently seeking lenders like Guaranty Bank & Trust, N.A. to provide it.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $35,000.00 to $42,000.00. They are mainly used to pay off existing high interest loans like credit cards. Hertha required a debt consolidation loan to pay for their existing quick loan and their credit card. Hertha was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.8%.

Signature Loan found in Quanah, Texas for $64000 with good credit by Hertha

Many borrowers struggle with finding signature loans in Quanah, Texas, and Hertha is the same. Hertha went to 6 lending institutions or more prior to finding First Capital Bank, who offered Hertha a signature loan for $64000. Most signature loans simply need a client, like Hertha’s signature to get them, up to $46,000 in some cases. Hertha was able to get $64000 as a quick loan, which is very high for a quick loan. Since signature loans don’t require a cosigner, they tend to require improved credit, as high as 792

Contact Details for First Capital Bank, the provider of this quick loan

  • First Capital Bank
  • City: Quanah
  • State: Texas
  • Address: Third And Mercer Streets
  • County: Hardeman
  • Zip code: 79252

Previous requests on Hertha’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$97410.00 11 9.4% $1186.73 Comerica Bank December 28, 2008
$97290.00 9 11.6% $1455.41 First Star Bank, S.S.B. January 9, 2009
$97190.00 4 7.8% $2363.58 Brownfield State Bank & Trust Co. November 6, 2009
$96660.00 3 6.8% $2975.75 First Bank & Trust, Bryan, Texas December 25, 2012

When Hertha was 20, they tried to obtain a student loan from 7 alternate banks, which harmed their credit score. Below is a list of Hertha’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on December 8, 2009
  • Attempt 2) Loan for $36,000.00 on April 11, 2009
  • Attempt 3) Loan for $33,000.00 on April 24, 2009
  • Attempt 4) Loan for $30,000.00 on May 26, 2010
  • Attempt 5) Loan for $23,000.00 on August 19, 2011
  • Attempt 6) Loan for $30,000.00 on March 18, 2011
  • Attempt 7) Loan for $22,000.00 on March 13, 2011

Hertha’s Overall FICO score at the time of acceptance for a quick loan, taking into account their farm products purchasing agent job and their future career as a bus driver

Fico Score: 608

9 Months in the Past, Hertha Tried Finding a High Risk Loan for $49,000.00, and it was Hard

It is an ongoing struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Hertha. Hertha chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Clients with credit scores as low as 351 can inquire for a high risk loan and may be be approved.

Client Profile: Hertha Zolman of Quanah, Texas
  • Full name (Changed if requested): Hertha Zolman
  • Current Credit: loans.hit.utils.Fico@7c3df479
  • Current City: Quanah
  • State: Texas
  • Zip code: 79257
  • Yearly income: $51,000
  • Current Job: farm products purchasing agent
  • Current County: Hardeman
  • Goal Yearly Income: $120,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Fast Loans for Hertha in Quanah, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Quanah, Texas aren’t actually that difficult to obtain, particularly if you have some gumption like Hertha. Hertha was able to find a fast loan for $64000 from MBank Greenville, National Association and Brownfield State Bank & Trust Co., but declined both offers in favor of their quick loan from First Capital Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if a borrower is in a time sensitive situation.

Hertha has a sad current yearly income, but has a high number of prospects

Hertha has always wanted to be a bus driver, but would need attend Olivet Nazarene University again to become one. Hertha has other prospects as well, including bindery machine tender, casino cage worker, and recreation leader, which pay $56,000 through to $92,000 per year, at least. For this reason, we believe that Hertha can pay for this quick loan of $64000.

Multiple other requests for credit have been made by Hertha in the past, including one from FNB New Mexico in Quanah, Texas before Hertha was approved for the $64000 by First Capital Bank

Hertha made 9 prior attempts to obtain a quick loan, 2 of which were with FNB New Mexico, a lending institution in Quanah, Texas known to specialize in quick loans specifically. Prior to finding First Capital Bank, Hertha was very concerned due to their inexperience and good credit score.

Paraphrased and Standardized Quote from Hertha for this quick loan of $64000, provided by First Capital Bank

Hi, I am Hertha and I’m from Quanah in Texas. Hardeman, county is where I grew up, and now I need a quick loan in Texas for $64000 to buy a big ticket item. It wasn’t easy, but First Capital Bank really came through for me with this loan for 6.6% interest APR and a term of 19 years. I can probably repay the loan over the 19 year term, including interest. A big thanks to First Capital Bank for trusting me and my good credit. It look me 6 years to build my credit to 608, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.

Before applying for this quick loan, Hertha had an Experian score of 621, which is good, so First Capital Bank most likely cannot provide Hertha a quick loan

Experian Score: 621

Hertha was not approved by The Huntsville National Bank 5 times prior to being accepted by First Capital Bank at Third And Mercer Streets

On November 2, 2012, Hertha applied about borrowing $26,000 from Texas Commerce Bank – Rio Grande Valley, National Association with Moises, their in law from just outside Quanah, and even with the co-signer, Hertha was rejected for this quick loan. With good credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Hertha’s Transunion score was altered by the quick loan loan, changing to 592 from 608, which is typical in our experience.

Transunion Score: 592

Conclusion of Hertha’s quick loan

In the end, Hertha was able to find a quick loan for $64000 with an interest rate of 5.7% interest APR from First Capital Bank in Quanah, Texas repayable over 19 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.